{"id":742,"date":"2026-03-16T15:33:47","date_gmt":"2026-03-16T15:33:47","guid":{"rendered":"https:\/\/likapk.com\/american-express-platinum-card-credit-score-requirements-and-approval-tips\/742\/"},"modified":"2026-03-16T15:33:47","modified_gmt":"2026-03-16T15:33:47","slug":"american-express-platinum-card-credit-score-requirements-and-approval-tips","status":"publish","type":"post","link":"https:\/\/likapk.com\/cs\/american-express-platinum-card-credit-score-requirements-and-approval-tips\/742\/","title":{"rendered":"Platinov\u00e1 karta American Express: Po\u017eadavky na kreditn\u00ed sk\u00f3re a tipy pro schv\u00e1len\u00ed"},"content":{"rendered":"<p>Platinov\u00e1 karta American Express pat\u0159\u00ed mezi nejpresti\u017en\u011bj\u0161\u00ed dostupn\u00e9 kreditn\u00ed karty. Nab\u00edz\u00ed pr\u00e9miov\u00e9 cestovn\u00ed v\u00fdhody, luxusn\u00ed v\u00fdhody a exkluzivn\u00ed p\u0159\u00edstup do leti\u0161tn\u00edch sal\u00f3nk\u016f po cel\u00e9m sv\u011bt\u011b.<\/p>\n<p>Schv\u00e1len\u00ed vy\u017eaduje vynikaj\u00edc\u00ed bonitu a d\u016fkladn\u00e9 prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f. Pochopen\u00ed po\u017eadavk\u016f v\u00e1m pom\u016f\u017ee p\u0159ipravit silnou \u017e\u00e1dost a v\u00fdrazn\u011b zv\u00fd\u0161it va\u0161e \u0161ance.<\/p>\n<h2>Jak\u00e9 kreditn\u00ed sk\u00f3re pot\u0159ebujete pro platinovou kartu Amex?<\/h2>\n<p>American Express obvykle vy\u017eaduje pro schv\u00e1len\u00ed sk\u00f3re FICO 670 nebo vy\u0161\u0161\u00ed. V\u011bt\u0161ina schv\u00e1len\u00fdch \u017eadatel\u016f v\u0161ak m\u00e1 sk\u00f3re nad 700, p\u0159i\u010dem\u017e mnoz\u00ed se pohybuj\u00ed ve v\u00fdborn\u00e9m rozmez\u00ed 750+.<\/p>\n<p>Samotn\u00e9 kreditn\u00ed sk\u00f3re nezaru\u010duje schv\u00e1len\u00ed. Amex vyhodnocuje cel\u00fd v\u00e1\u0161 kreditn\u00ed profil, v\u010detn\u011b historie plateb, vyu\u017eit\u00ed \u00fav\u011bru a st\u00e1vaj\u00edc\u00edch vztah\u016f se spole\u010dnost\u00ed.<\/p>\n<h2>Po\u017eadavky na p\u0159\u00edjem a finan\u010dn\u00ed zp\u016fsobilost<\/h2>\n<p>A\u010dkoli Amex nezve\u0159ej\u0148uje konkr\u00e9tn\u00ed limity p\u0159\u00edjm\u016f, schv\u00e1len\u00ed \u017eadatel\u00e9 obecn\u011b uv\u00e1d\u011bj\u00ed ro\u010dn\u00ed p\u0159\u00edjmy p\u0159esahuj\u00edc\u00ed $60 000. Ro\u010dn\u00ed poplatek za kartu ve v\u00fd\u0161i $695 nazna\u010duje, \u017ee byste m\u011bli m\u00edt dostate\u010dn\u00fd disponibiln\u00ed p\u0159\u00edjem, kter\u00fd by od\u016fvodnil n\u00e1klady.<\/p>\n<p>Pom\u011br dluhu k p\u0159\u00edjmu je velmi d\u016fle\u017eit\u00fd. V\u011b\u0159itel\u00e9 preferuj\u00ed pom\u011bry pod 36%, co\u017e ukazuje, \u017ee zvl\u00e1dnete nov\u00fd \u00fav\u011br bez finan\u010dn\u00ed z\u00e1t\u011b\u017ee.<\/p>\n<h2>Pochopen\u00ed procesu pod\u00e1v\u00e1n\u00ed \u017e\u00e1dost\u00ed<\/h2>\n<p>Amex pou\u017e\u00edv\u00e1 sofistikovan\u00fd syst\u00e9m upisov\u00e1n\u00ed, kter\u00fd zohled\u0148uje v\u00edce faktor\u016f nad r\u00e1mec va\u0161eho kreditn\u00edho sk\u00f3re. Prov\u011b\u0159uj\u00ed va\u0161i bankovn\u00ed historii, stabilitu zam\u011bstn\u00e1n\u00ed a st\u00e1vaj\u00edc\u00ed vztahy s kreditn\u00edmi kartami. <a href=\"https:\/\/www.americanexpress.com\/\" target=\"_blank\" rel=\"noopener\">American Express<\/a>.<\/p>\n<p>\u017dadatel\u00e9 o kartu Amex, kte\u0159\u00ed si ji otev\u0159ou poprv\u00e9, mohou \u010delit p\u0159\u00edsn\u011bj\u0161\u00ed kontrole ne\u017e st\u00e1vaj\u00edc\u00ed z\u00e1kazn\u00edci. Budov\u00e1n\u00ed vztahu se startovac\u00edmi kartami Amex m\u016f\u017ee zv\u00fd\u0161it va\u0161e \u0161ance na schv\u00e1len\u00ed pr\u00e9miov\u00fdch produkt\u016f pozd\u011bji.<\/p>\n<h2>P\u0159edb\u011b\u017en\u00e1 kvalifikace a m\u011bkk\u00e9 kontroly \u00fav\u011bruschopnosti<\/h2>\n<p>American Express nab\u00edz\u00ed n\u00e1stroje pro p\u0159edb\u011b\u017enou kvalifikaci, kter\u00e9 prov\u00e1d\u011bj\u00ed tzv. \u201esoft bonity questions\u201c (m\u011bkk\u00e9 ov\u011b\u0159en\u00ed \u00fav\u011bruschopnosti), ani\u017e by to ovlivnilo va\u0161e sk\u00f3re. To v\u00e1m umo\u017e\u0148uje ov\u011b\u0159it si zp\u016fsobilost p\u0159ed pod\u00e1n\u00edm form\u00e1ln\u00ed \u017e\u00e1dosti, kter\u00e1 spust\u00ed tzv. \u201ehard pull\u201c (tvrd\u00e9 vyhodnocen\u00ed).<\/p>\n<p>P\u0159edb\u011b\u017en\u00e9 schv\u00e1len\u00ed nezaru\u010duje kone\u010dn\u00e9 schv\u00e1len\u00ed, ale nazna\u010duje vysokou pravd\u011bpodobnost. P\u0159edb\u011b\u017en\u011b kvalifikovan\u00e9 nab\u00eddky si m\u016f\u017eete prohl\u00e9dnout p\u0159\u00edmo na <a href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/check-for-offers\/\" target=\"_blank\" rel=\"noopener\">Str\u00e1nka pro p\u0159edb\u011b\u017enou kvalifikaci na Amex<\/a> ani\u017e by to ovlivnilo v\u00e1\u0161 kredit.<\/p>\n<h2>Kl\u00ed\u010dov\u00e9 v\u00fdhody, kter\u00e9 ospravedl\u0148uj\u00ed ro\u010dn\u00ed poplatek<\/h2>\n<p>Ten\/Ta\/To <a href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card\/platinum\/\" target=\"_blank\" rel=\"noopener\">Platinov\u00e1 karta<\/a> poskytuje ro\u010dn\u00ed zna\u010dn\u00e9 cestovn\u00ed kredity, v\u010detn\u011b kreditu $200 na poplatky za letenky a $200 na hotely. Tyto v\u00fdhody mohou p\u0159i strategick\u00e9m vyu\u017eit\u00ed v pr\u016fb\u011bhu cel\u00e9ho roku kompenzovat ro\u010dn\u00ed poplatek $695.<\/p>\n<p>Dr\u017eitel\u00e9 karet maj\u00ed prost\u0159ednictv\u00edm Centurion Lounges a Priority Pass bezplatn\u00fd p\u0159\u00edstup do v\u00edce ne\u017e 1400 leti\u0161tn\u00edch sal\u00f3nk\u016f po cel\u00e9m sv\u011bt\u011b. Tato v\u00fdhoda sama o sob\u011b u\u0161et\u0159\u00ed \u010dast\u00fdm cestuj\u00edc\u00edm stovky dolar\u016f ro\u010dn\u011b za jednodenn\u00ed permanentky do sal\u00f3nk\u016f.<\/p>\n<h2>Maximalizace odm\u011bn a z\u00edsk\u00e1v\u00e1n\u00ed bod\u016f<\/h2>\n<p>Za lety rezervovan\u00e9 p\u0159\u00edmo u leteck\u00fdch spole\u010dnost\u00ed nebo prost\u0159ednictv\u00edm American Express Travel z\u00edsk\u00e1te 5n\u00e1sobek bod\u016f Membership Rewards. Rezervace hotel\u016f p\u0159es Amex Travel tak\u00e9 z\u00edsk\u00e1v\u00e1 5n\u00e1sobek bod\u016f, co\u017e z nich \u010din\u00ed v\u00fdjime\u010dnou volbu pro n\u00e1kupy cest.<\/p>\n<p>Karta nab\u00edz\u00ed 1x bod\u016f na v\u0161echny ostatn\u00ed n\u00e1kupy. I kdy\u017e se z\u00e1kladn\u00ed m\u00edra z\u00edsk\u00e1v\u00e1n\u00ed bod\u016f zd\u00e1 skromn\u00e1, multiplik\u00e1tory pr\u00e9miov\u00e9ho cestov\u00e1n\u00ed a cenn\u00e9 mo\u017enosti uplatn\u011bn\u00ed d\u011blaj\u00ed z bod\u016f mimo\u0159\u00e1dn\u011b cenn\u00e9 v\u011bci.<\/p>\n<h2>Vyu\u017eit\u00ed \u00fav\u011bru a jeho vliv na schv\u00e1len\u00ed<\/h2>\n<p>Udr\u017eov\u00e1n\u00ed vyu\u017eit\u00ed \u00fav\u011bru pod hranic\u00ed 30% u v\u0161ech karet sv\u011bd\u010d\u00ed o zodpov\u011bdn\u00e9m \u0159\u00edzen\u00ed \u00fav\u011bru. V ide\u00e1ln\u00edm p\u0159\u00edpad\u011b udr\u017eujte vyu\u017eit\u00ed pod hranic\u00ed 10%, abyste dos\u00e1hli nejlep\u0161\u00edho kreditn\u00edho sk\u00f3re a \u0161ance na schv\u00e1len\u00ed.<\/p>\n<p>Amex hodnot\u00ed jak celkov\u00e9 vyu\u017eit\u00ed, tak i m\u00edru vyu\u017eit\u00ed jednotliv\u00fdch karet. Zaplacen\u00ed z\u016fstatk\u016f p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti sv\u011bd\u010d\u00ed o finan\u010dn\u00ed discipl\u00edn\u011b a v\u00fdrazn\u011b zvy\u0161uje s\u00edlu va\u0161\u00ed \u017e\u00e1dosti.<\/p>\n<h2>Historie plateb a v\u010dasn\u00e9 platby<\/h2>\n<p>Va\u0161e platebn\u00ed historie zahrnuje 35% va\u0161eho FICO sk\u00f3re, co\u017e z n\u011bj \u010din\u00ed nejd\u016fle\u017eit\u011bj\u0161\u00ed faktor. I jedna pozdn\u00ed platba za posledn\u00edch 24 m\u011bs\u00edc\u016f m\u016f\u017ee sn\u00ed\u017eit va\u0161e \u0161ance na schv\u00e1len\u00ed.<\/p>\n<p>Spole\u010dnost Amex si obzvl\u00e1\u0161t\u011b cen\u00ed konzistentn\u00edch a v\u010dasn\u00fdch plateb nap\u0159\u00ed\u010d v\u0161emi \u00fav\u011brov\u00fdmi \u00fa\u010dty. Nastavte si automatick\u00e9 platby, abyste nikdy nezme\u0161kali term\u00edny splatnosti a udr\u017eeli si bezchybn\u00e9 z\u00e1znamy o platb\u00e1ch.<\/p>\n<h2>Strategie pro zlep\u0161en\u00ed va\u0161ich \u0161anc\u00ed na schv\u00e1len\u00ed<\/h2>\n<p>Za\u010dn\u011bte t\u00edm, \u017ee si zkontrolujete \u00fav\u011brov\u00e9 zpr\u00e1vy od v\u0161ech t\u0159\u00ed \u00fav\u011brov\u00fdch kancel\u00e1\u0159\u00ed, zda neobsahuj\u00ed chyby nebo nep\u0159esnosti. Ve\u0161ker\u00e9 chyby ihned reklamujte, proto\u017ee opravy mohou zv\u00fd\u0161it va\u0161e sk\u00f3re do 30 dn\u016f od vy\u0159e\u0161en\u00ed.<\/p>\n<p>Zva\u017ete pod\u00e1n\u00ed \u017e\u00e1dosti a\u017e po \u0161estim\u011bs\u00ed\u010dn\u00ed historii s jinou kartou Amex. St\u00e1vaj\u00edc\u00ed z\u00e1kazn\u00edci maj\u00ed u pr\u00e9miov\u00fdch karet \u010dasto lep\u0161\u00ed \u0161ance na schv\u00e1len\u00ed a n\u011bkdy i vy\u0161\u0161\u00ed po\u010d\u00e1te\u010dn\u00ed kreditn\u00ed limity.<\/p>\n<h2>Spr\u00e1va st\u00e1vaj\u00edc\u00edch vztah\u016f s American Express<\/h2>\n<p>Pokud ji\u017e m\u00e1te karty Amex, udr\u017eujte si vynikaj\u00edc\u00ed platebn\u00ed chov\u00e1n\u00ed a n\u00edzk\u00e9 vyu\u017eit\u00ed. American Express monitoruje st\u00e1vaj\u00edc\u00ed z\u00e1kaznick\u00e9 \u00fa\u010dty a m\u016f\u017ee nab\u00edzet mo\u017enosti upgradu nebo p\u0159edb\u011b\u017en\u00e9 schv\u00e1len\u00ed pr\u00e9miov\u00fdch produkt\u016f.<\/p>\n<p>Nezav\u00edrejte star\u00e9 \u00fa\u010dty Amex p\u0159ed \u017e\u00e1dost\u00ed o nov\u00e9. Dlouhov\u011bkost \u00fa\u010dtu sv\u011bd\u010d\u00ed o stabilit\u011b a odhodl\u00e1n\u00ed, \u010deho\u017e si spole\u010dnost cen\u00ed p\u0159i posuzov\u00e1n\u00ed \u017e\u00e1dost\u00ed o presti\u017en\u00ed karty.<\/p>\n<h2>Role ro\u010dn\u00edho poplatku v rozhodnut\u00edch o schv\u00e1len\u00ed<\/h2>\n<p>Ro\u010dn\u00ed poplatek $695 signalizuje, \u017ee Amex o\u010dek\u00e1v\u00e1, \u017ee dr\u017eitel\u00e9 karet budou m\u00edt zna\u010dnou kupn\u00ed s\u00edlu. V\u00e1\u0161 p\u0159\u00edjem a st\u00e1vaj\u00edc\u00ed \u00fav\u011brov\u00e9 limity pom\u00e1haj\u00ed pojistitel\u016fm ur\u010dit, zda si m\u016f\u017eete tento v\u00fddaj ospravedlnit.<\/p>\n<p>Pro Platinovou kartu neexistuj\u00ed \u017e\u00e1dn\u00e9 prominut\u00ed poplatk\u016f za prvn\u00ed rok. Mus\u00edte uhradit celou \u010d\u00e1stku p\u0159edem, proto se p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti ujist\u011bte, \u017ee v\u00e1\u0161 rozpo\u010det tyto n\u00e1klady po\u010d\u00edt\u00e1.<\/p>\n<h2>\u010cast\u00e9 d\u016fvody zam\u00edtnut\u00ed platinov\u00fdch karet<\/h2>\n<p>Nedostate\u010dn\u00e1 \u00fav\u011brov\u00e1 historie je \u010dast\u00fdm d\u016fvodem zam\u00edtnut\u00ed, zejm\u00e9na u \u017eadatel\u016f se slabou \u00fav\u011brovou histori\u00ed. Amex up\u0159ednost\u0148uje p\u0159ed schv\u00e1len\u00edm pr\u00e9miov\u00fdch karet prok\u00e1z\u00e1n\u00ed alespo\u0148 t\u0159\u00edlet\u00e9 \u00fav\u011brov\u00e9 historie.<\/p>\n<p>P\u0159\u00edli\u0161 mnoho ned\u00e1vn\u00fdch \u017e\u00e1dost\u00ed o \u00fav\u011br upozor\u0148uje na nebezpe\u010d\u00ed finan\u010dn\u00ed stability. \u017d\u00e1dosti odevzd\u00e1vejte alespo\u0148 t\u0159i m\u011bs\u00edce, abyste se vyhnuli pocitu, \u017ee zoufale pot\u0159ebujete \u00fav\u011br.<\/p>\n<h2>Co d\u011blat po odm\u00edtnut\u00ed<\/h2>\n<p>Pokud bude \u017e\u00e1dost zam\u00edtnuta, okam\u017eit\u011b zavolejte na linku Amex pro p\u0159ehodnocen\u00ed \u017e\u00e1dosti na \u010d\u00edslo uveden\u00e9 v dopise o zam\u00edtnut\u00ed. Bu\u010fte p\u0159ipraveni vysv\u011btlit svou finan\u010dn\u00ed situaci a na po\u017e\u00e1d\u00e1n\u00ed poskytnout dal\u0161\u00ed doklady o p\u0159\u00edjmech.<\/p>\n<p>Mnoho zam\u00edtnut\u00ed je b\u011bhem p\u0159ezkoum\u00e1v\u00e1n\u00ed \u017e\u00e1dost\u00ed zru\u0161eno, pokud \u017eadatel\u00e9 p\u0159edlo\u017e\u00ed p\u0159esv\u011bd\u010div\u00e9 argumenty. Zd\u016frazn\u011bte stabiln\u00ed p\u0159\u00edjem, vynikaj\u00edc\u00ed platebn\u00ed historii a konkr\u00e9tn\u00ed d\u016fvody, pro\u010d chcete v\u00fdhody Platinov\u00e9 karty vyu\u017e\u00edvat.<\/p>\n<h2>Budov\u00e1n\u00ed kreditu pro budouc\u00ed aplikace<\/h2>\n<p>Za\u010dn\u011bte s kartami z\u00e1kladn\u00ed \u00farovn\u011b, jako je American Express Blue Cash Everyday nebo Cash Magnet. Pou\u017e\u00edvejte je zodpov\u011bdn\u011b \u0161est a\u017e dvan\u00e1ct m\u011bs\u00edc\u016f, ne\u017e p\u0159ejdete na pr\u00e9miov\u00e9 produkty, jako je Platinum.<\/p>\n<p>Udr\u017eujte n\u00edzk\u00e9 vyu\u017eit\u00ed \u00fav\u011bru a prov\u00e1d\u011bjte v\u0161echny platby v\u010das. T\u00edm prok\u00e1\u017eete svou bonitu a zv\u00fd\u0161\u00edte pravd\u011bpodobnost schv\u00e1len\u00ed, kdy\u017e si pozd\u011bji znovu za\u017e\u00e1d\u00e1te o pr\u00e9miov\u00e9 karty.<\/p>\n<h2>Alternativn\u00ed pr\u00e9miov\u00e9 karty, kter\u00e9 je t\u0159eba zv\u00e1\u017eit<\/h2>\n<p>Zlat\u00e1 karta American Express nab\u00edz\u00ed pr\u00e9miov\u00e9 odm\u011bny s ni\u017e\u0161\u00edm ro\u010dn\u00edm poplatkem $250. Pokud pot\u0159ebujete m\u00edt del\u0161\u00ed \u00fav\u011brovou historii, p\u0159edstavuje vynikaj\u00edc\u00ed odrazov\u00fd m\u016fstek p\u0159ed pod\u00e1n\u00edm \u017e\u00e1dosti o kartu Platinum.<\/p>\n<p>Chase Sapphire Reserve p\u0159\u00edmo konkuruje programu Platinum, vy\u017eaduje podobn\u00e9 kreditn\u00ed profily, ale nab\u00edz\u00ed odli\u0161n\u00e9 v\u00fdhody. Zva\u017ete, kter\u00e1 struktura odm\u011bn l\u00e9pe odpov\u00edd\u00e1 va\u0161im v\u00fddajov\u00fdm n\u00e1vyk\u016fm a cestovn\u00edm preferenc\u00edm.<\/p>\n<h2>Z\u00e1v\u011br<\/h2>\n<p>Schv\u00e1len\u00ed karty American Express Platinum vy\u017eaduje vynikaj\u00edc\u00ed \u00fav\u011brovou historii, zna\u010dn\u00fd p\u0159\u00edjem a zodpov\u011bdn\u00e9 finan\u010dn\u00ed \u0159\u00edzen\u00ed. V\u011bt\u0161ina \u00fasp\u011b\u0161n\u00fdch \u017eadatel\u016f m\u00e1 sk\u00f3re FICO nad 700 a prokazuje konzistentn\u00ed v\u010dasn\u00e9 platby na v\u0161ech \u00fav\u011brov\u00fdch \u00fa\u010dtech.<\/p>\n<p>Pr\u00e9miov\u00e9 v\u00fdhody karty ospravedl\u0148uj\u00ed ro\u010dn\u00ed poplatek $695 pro \u010dast\u00e9 cestovatele, kte\u0159\u00ed maximalizuj\u00ed cestovn\u00ed kredity a p\u0159\u00edstup do sal\u00f3nk\u016f. Pochopen\u00ed po\u017eadavk\u016f na schv\u00e1len\u00ed a strategick\u00e1 p\u0159\u00edprava \u017e\u00e1dosti zvy\u0161uj\u00ed va\u0161e \u0161ance na vstup do t\u00e9to exkluzivn\u00ed komunity dr\u017eitel\u016f karet.<\/p>","protected":false},"excerpt":{"rendered":"<p>The American Express Platinum Card stands as one of the most prestigious credit cards available. It offers premium travel benefits, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-742","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/posts\/742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/comments?post=742"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/posts\/742\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/media?parent=742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/categories?post=742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/cs\/wp-json\/wp\/v2\/tags?post=742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}