{"id":117,"date":"2025-06-01T15:29:26","date_gmt":"2025-06-01T15:29:26","guid":{"rendered":"https:\/\/likapk.com\/?p=117"},"modified":"2025-06-01T15:29:28","modified_gmt":"2025-06-01T15:29:28","slug":"thinking-about-a-loan-with-bank-of-america-heres-what-you-should-know","status":"publish","type":"post","link":"https:\/\/likapk.com\/ja\/thinking-about-a-loan-with-bank-of-america-heres-what-you-should-know\/117\/","title":{"rendered":"\u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u3067\u30ed\u30fc\u30f3\u3092\u304a\u8003\u3048\u3067\u3059\u304b\uff1f\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u3053\u3068"},"content":{"rendered":"

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\u3042\u306a\u305f\u306e\u672c\u5f53\u306e\u9078\u629e\u80a2\u306f\u4f55\u3067\u3059\u304b?<\/h2>\n\n\n\n

\u3059\u3067\u306b BofA \u306e\u9867\u5ba2\u3067\u3042\u308b\u5834\u5408\u3001\u307e\u305f\u306f\u9867\u5ba2\u306b\u306a\u308b\u4e88\u5b9a\u304c\u3042\u308b\u5834\u5408\u3001\u4e3b\u306a\u30ed\u30fc\u30f3 \u30aa\u30d7\u30b7\u30e7\u30f3\u306f\u6b21\u306e 3 \u3064\u306e\u30ab\u30c6\u30b4\u30ea\u306b\u5206\u985e\u3055\u308c\u307e\u3059\u3002 \u81ea\u52d5\u8eca\u30ed\u30fc\u30f3<\/strong>, HELOC\uff08\u4f4f\u5b85\u62c5\u4fdd\u4fe1\u7528\u67a0\uff09<\/strong>\u3001 \u305d\u3057\u3066 \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u3088\u308b\u878d\u8cc7<\/strong>.<\/p>\n\n\n\n

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\u6599\u91d1\u306f\u3069\u3046\u3067\u3059\u304b?<\/h2>\n\n\n\n

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HELOC\u304c\u3088\u308a\u5408\u7406\u7684\u3068\u306a\u308b\u5834\u5408<\/h2>\n\n\n\n

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\u3069\u308c\u304f\u3089\u3044\u67d4\u8edf\u6027\u304c\u3042\u308a\u307e\u3059\u304b?<\/h2>\n\n\n\n

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\u6b20\u70b9\u306f\u4f55\u3067\u3059\u304b?<\/h2>\n\n\n\n

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\u9577\u671f\u501f\u5165\u3067\u3059\u304b\uff1f\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u304bHELOC\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u62c5\u4fdd\u30ed\u30fc\u30f3\uff09\u3092\u5229\u7528\u3057\u307e\u3057\u3087\u3046\u3002.<\/p>\n\n\n\n

\u7d4c\u55b6\u8005\u306e\u7686\u69d8\u3001\u3054\u6ce8\u610f\u304f\u3060\u3055\u3044<\/h2>\n\n\n\n

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\u3042\u3089\u3086\u308b\u6bb5\u968e\u3067\u30c7\u30b8\u30bf\u30eb\u30b5\u30dd\u30fc\u30c8\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u3002.<\/p>\n\n\n\n

\u7533\u8acb\u306b\u306f\u4f55\u304c\u5fc5\u8981\u3067\u3059\u304b?<\/h2>\n\n\n\n

\u4e00\u822c\u7684\u306b\u5fc5\u8981\u306a\u3082\u306e\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059:<\/p>\n\n\n\n

    \n
  • \u6709\u52b9\u306a\u5199\u771f\u4ed8\u304d\u8eab\u5206\u8a3c\u660e\u66f8<\/li>\n\n\n\n
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  • \u4fe1\u7528\u5831\u544a\u66f8\u3078\u306e\u30a2\u30af\u30bb\u30b9<\/li>\n\n\n\n
  • HELOC\u3092\u7533\u8acb\u3059\u308b\u5834\u5408\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u66f8\u985e<\/li>\n<\/ul>\n\n\n\n

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    \u30d7\u30ed\u30bb\u30b9\u306f\u3069\u306e\u304f\u3089\u3044\u901f\u3044\u3067\u3059\u304b?<\/h2>\n\n\n\n

    \u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u306e\u5834\u5408\u3001\u6700\u77ed\u3067 1\u55b6\u696d\u65e5<\/strong>. HELOC \u306f\u3001\u4e0d\u52d5\u7523\u306e\u8a55\u4fa1\u3068\u66f8\u985e\u4f5c\u6210\u306e\u305f\u3081\u3001\u901a\u5e38\u6570\u9031\u9593\u304b\u304b\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

    \u591a\u304f\u306e\u5834\u5408\u3001\u8cc7\u683c\u3092\u6e80\u305f\u3057\u3066\u3044\u308c\u3070\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u6a5f\u80fd\u306f\u5373\u6642\u306b\u5229\u7528\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

    \u5b9f\u969b\u306b\u5f79\u7acb\u3064\u4eba\u9593\u95a2\u4fc2\u306e\u5831\u916c<\/h2>\n\n\n\n

    \u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u306f \u95a2\u4fc2\u4fa1\u683c\u8a2d\u5b9a<\/strong> \u3064\u307e\u308a\u3001\u3059\u3067\u306b\u5f53\u5ea7\u9810\u91d1\u53e3\u5ea7\u307e\u305f\u306f\u666e\u901a\u9810\u91d1\u53e3\u5ea7\u3092\u3054\u5229\u7528\u306e\u5834\u5408\u306f\u3001 \u6599\u91d1\u5272\u5f15<\/strong> \u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u3002.<\/p>\n\n\n\n

    \u81ea\u52d5\u652f\u6255\u3044\u3092\u8a2d\u5b9a\u3057\u3001APR \u3092\u3055\u3089\u306b\u524a\u6e1b\u3057\u307e\u3059\u3002.<\/p>\n\n\n\n

    \u8ab0\u306b\u3067\u3082\u5408\u3046\u308f\u3051\u3067\u306f\u306a\u3044<\/h2>\n\n\n\n

    \u306f\u3063\u304d\u308a\u3055\u305b\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002 \u771f\u306e\u500b\u4eba\u30ed\u30fc\u30f3<\/strong> \u62c5\u4fdd\u304c\u306a\u3044\u306a\u3089\u3001\u3053\u306e\u9280\u884c\u306f\u3042\u306a\u305f\u306b\u306f\u5411\u3044\u3066\u3044\u307e\u305b\u3093\u3002\u4ed6\u306e\u9280\u884c\u3092\u63a2\u3057\u305f\u65b9\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002 \u30b4\u30fc\u30eb\u30c9\u30de\u30f3\u30fb\u30b5\u30c3\u30af\u30b9\u3001SoFi\u3001\u307e\u305f\u306fLightStream\u306eMarcus<\/strong>.<\/p>\n\n\n\n

    \u3057\u304b\u3057\u3001\u3059\u3067\u306b Bank of America \u306e\u9867\u5ba2\u3067\u3042\u308b\u5834\u5408\u306f\u3001\u540c\u793e\u304c\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30b5\u30fc\u30d3\u30b9\u306b\u3064\u3044\u3066\u8abf\u3079\u3066\u307f\u308b\u306e\u3082\u3088\u3044\u3067\u3057\u3087\u3046\u3002.<\/p>\n\n\n\n

    BofA\u30ed\u30fc\u30f3\u304c\u6700\u9069\u306a\u9078\u629e\u3068\u306a\u308b\u5834\u5408<\/h2>\n\n\n\n

    \u3053\u308c\u304c\u3046\u307e\u304f\u6a5f\u80fd\u3059\u308b\u5834\u5408\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n

      \n
    • \u8eca\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u3001\u8fc5\u901f\u3067\u624b\u9593\u306e\u304b\u304b\u3089\u306a\u3044\u878d\u8cc7\u3092\u5e0c\u671b\u3057\u3066\u3044\u307e\u3059<\/li>\n\n\n\n
    • \u4f4f\u5b85\u3092\u6240\u6709\u3057\u3066\u304a\u308a\u3001\u67d4\u8edf\u306a\u8cc7\u7523\u30a2\u30af\u30bb\u30b9\u3092\u5e0c\u671b\u3057\u3066\u3044\u308b<\/li>\n\n\n\n
    • \u30d3\u30b8\u30cd\u30b9\u306b\u306f\u69cb\u9020\u5316\u3055\u308c\u305f\u8cc7\u672c\u304c\u5fc5\u8981\u3067\u3059<\/li>\n\n\n\n
    • \u3059\u3067\u306b\u305d\u306e\u9280\u884c\u3092\u5229\u7528\u3057\u3066\u304a\u308a\u3001\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u7279\u5178\u3092\u5e0c\u671b\u3057\u3066\u3044\u308b<\/li>\n<\/ul>\n\n\n\n

      \u91cd\u8981\u306a\u306e\u306f\u3001\u30cb\u30fc\u30ba\u3068\u9069\u5207\u306a\u88fd\u54c1\u3092\u4e00\u81f4\u3055\u305b\u308b\u3053\u3068\u3067\u3059\u3002.<\/p>\n\n\n\n

      \u691c\u8a0e\u3059\u308b\u4fa1\u5024\u306e\u3042\u308b\u4ee3\u66ff\u6848<\/h2>\n\n\n\n

      \u307e\u3060\u8ff7\u3063\u3066\u3044\u307e\u3059\u304b\uff1f\u4f1d\u7d71\u7684\u306a\u500b\u4eba\u30ed\u30fc\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u8cb8\u3057\u624b\u3092\u3044\u304f\u3064\u304b\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n

        \n
      • \u30bd\u30d5\u30a3<\/strong> \u2013 \u624b\u6570\u6599\u306a\u3057\u3067\u6700\u5927$100K\u306e\u7121\u62c5\u4fdd\u30ed\u30fc\u30f3\u3092\u63d0\u4f9b<\/li>\n\n\n\n
      • \u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9<\/strong> \u2013 \u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2560\u304b\u3089\u5229\u7528\u53ef\u80fd<\/li>\n\n\n\n
      • \u767a\u898b\u3059\u308b<\/strong> \u2013 \u56fa\u5b9a\u6599\u91d1\u3068\u4fe1\u983c\u3067\u304d\u308b\u30d6\u30e9\u30f3\u30c9\u3092\u6c42\u3081\u308b\u306a\u3089\u6700\u9069\u3067\u3059<\/li>\n\n\n\n
      • \u30a2\u30f4\u30a1\u30f3\u30c8<\/strong> \u2013 \u9069\u6b63\u306a\u4fe1\u7528\u5ea6\u306e\u7533\u8acb\u8005\u3092\u53d7\u3051\u5165\u308c\u3001\u8fc5\u901f\u306b\u8cc7\u91d1\u3092\u63d0\u4f9b\u3057\u307e\u3059<\/li>\n<\/ul>\n\n\n\n

        \u3053\u308c\u3089\u306f\u3001BofA \u304c\u57fa\u6e96\u3092\u6e80\u305f\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u306b\u9069\u3057\u305f\u4ee3\u66ff\u30d7\u30e9\u30f3\u3068\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

        \u6ce8\u610f\u3059\u3079\u304d\u4fe1\u7528\u8981\u4ef6<\/h2>\n\n\n\n

        \u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u306f\u3001 \u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2680\u4ee5\u4e0a<\/strong>. \u305f\u3060\u3057\u3001\u30ed\u30fc\u30f3\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u8981\u4ef6\u306f\u7570\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

        \u4e8b\u524d\u5be9\u67fb\u30c4\u30fc\u30eb\u3092\u4f7f\u7528\u3059\u308b\u3068\u3001\u30b3\u30df\u30c3\u30c8\u3059\u308b\u524d\u306b\u30d7\u30ec\u30d3\u30e5\u30fc\u3092\u884c\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n\n\n\n

        \u5fdc\u52df\u524d\u306e\u30d2\u30f3\u30c8<\/h2>\n\n\n\n

        \u7533\u8acb\u3092\u63d0\u51fa\u3059\u308b\u524d\u306b:<\/p>\n\n\n\n

          \n
        • \u4fe1\u7528\u5831\u544a\u66f8\u306b\u8aa4\u308a\u304c\u306a\u3044\u304b\u78ba\u8a8d\u3059\u308b<\/li>\n\n\n\n
        • \u53ef\u80fd\u3067\u3042\u308c\u3070\u672a\u6255\u3044\u306e\u50b5\u52d9\u3092\u6e1b\u3089\u3059<\/li>\n\n\n\n
        • \u8907\u6570\u306e\u30cf\u30fc\u30c9\u30af\u30a8\u30ea\u3092\u907f\u3051\u308b<\/li>\n\n\n\n
        • BofA\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u8a08\u7b97\u30c4\u30fc\u30eb\u3092\u4f7f\u3063\u3066\u91d1\u5229\u3092\u898b\u7a4d\u3082\u308b<\/li>\n<\/ul>\n\n\n\n

          \u6e96\u5099\u3092\u3057\u3066\u304a\u304f\u3068\u627f\u8a8d\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u307e\u308a\u3001\u53d7\u3051\u53d6\u308b\u5229\u7387\u3082\u5411\u4e0a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

          \u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u306e\u30ed\u30fc\u30f3\u306b\u95a2\u3059\u308b\u6700\u7d42\u7684\u306a\u8003\u5bdf<\/h2>\n\n\n\n

          \u30d0\u30f3\u30af\u30fb\u30aa\u30d6\u30fb\u30a2\u30e1\u30ea\u30ab\u306f\u7121\u62c5\u4fdd\u306e\u500b\u4eba\u30ed\u30fc\u30f3\u306f\u6271\u3063\u3066\u3044\u307e\u305b\u3093\u304c\u3001\u540c\u793e\u304c\u63d0\u4f9b\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u306f\u4fe1\u983c\u6027\u304c\u9ad8\u304f\u3001\u5b89\u5168\u3067\u3001\u52b9\u7387\u7684\u3067\u3059\u3002.<\/p>\n\n\n\n

          \u8eca\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u5834\u5408\u3067\u3082\u3001\u5bb6\u306e\u8cc7\u7523\u3092\u6d3b\u7528\u3059\u308b\u5834\u5408\u3067\u3082\u3001\u30d3\u30b8\u30cd\u30b9\u3092\u6210\u9577\u3055\u305b\u308b\u5834\u5408\u3067\u3082\u3001\u5f7c\u3089\u306e\u30c4\u30fc\u30eb\u306f\u983c\u308a\u306b\u306a\u308a\u307e\u3059\u3002\u7279\u306b\u3001\u3059\u3067\u306b\u5f7c\u3089\u306e\u9280\u884c\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3002.<\/p>","protected":false},"excerpt":{"rendered":"

          If you’re considering borrowing money, it\u2019s normal to feel unsure about where to start. Bank of America, one of the […]<\/p>\n","protected":false},"author":1,"featured_media":52,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"class_list":["post-117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/posts\/117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/comments?post=117"}],"version-history":[{"count":1,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/posts\/117\/revisions"}],"predecessor-version":[{"id":118,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/posts\/117\/revisions\/118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/media\/52"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/media?parent=117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/categories?post=117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/ja\/wp-json\/wp\/v2\/tags?post=117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}