\uc2dc\ud2f0 \ub354\ube14 \uce90\uc2dc \uce74\ub4dc<\/a> \uac70\ub798\ub2f9 \ub450 \ubc88 \uce90\uc2dc\ubc31\uc744 \uc801\ub9bd\ud574 \ub4dc\ub9bd\ub2c8\ub2e4. \uad6c\ub9e4 \uc2dc 1%, \uacb0\uc81c \uc2dc 1%\ub97c \uc801\ub9bd\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n\uc5ec\ud589 \ubcf4\uc0c1 \ubc0f \ud504\ub9ac\ubbf8\uc5c4 \uce74\ub4dc \ud61c\ud0dd<\/h2>\n\n\n\n
\uc528\ud2f0\uc758 \uc5ec\ud589 \ud2b9\ud654 \uce74\ub4dc\ub294 \ud56d\uacf5\uad8c \ubc0f \ud638\ud154 \uc608\uc57d \uc2dc \ud3ec\uc778\ud2b8 \uc801\ub9bd\ub960\uc744 \ub192\uc5ec\uc90d\ub2c8\ub2e4. \ud504\ub9ac\ubbf8\uc5c4 \uc635\uc158\uc5d0\ub294 \uacf5\ud56d \ub77c\uc6b4\uc9c0 \uc774\uc6a9, \uc5ec\ud589\uc790 \ubcf4\ud5d8, \uc5ec\ud589 \uacbd\ube44 \ud06c\ub808\ub527 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
ThankYou \ud3ec\uc778\ud2b8\ub294 \uacbd\uc7c1\ub825 \uc788\ub294 \ube44\uc728\ub85c \ub2e4\uc591\ud55c \ud56d\uacf5\uc0ac \ubc0f \ud638\ud154 \ub85c\uc5f4\ud2f0 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c \uc804\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc720\uc5f0\uc131\uc744 \ud1b5\ud574 \uc804\ub7b5\uc801\uc778 \ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uc744 \ud1b5\ud574 \ud604\uae08\ucc98\ub7fc \ub3cc\ub824\ubc1b\ub294 \uac83\ubcf4\ub2e4 \ub354 \ud070 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uad6c\ub9e4 \ubcf4\ud638 \ubc0f \uc5f0\uc7a5 \ubcf4\uc99d \uc11c\ube44\uc2a4<\/h2>\n\n\n\n
\ub9ce\uc740 \uc2dc\ud2f0 \uce74\ub4dc\uc5d0\ub294 \ud2b9\uc815 \ud488\ubaa9\uc758 \ud30c\uc190 \ub610\ub294 \ub3c4\ub09c\uc5d0 \ub300\ud55c \uad6c\ub9e4 \ubcf4\ud638 \uae30\ub2a5\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uc7a5 \ubcf4\uc99d \ubcf4\ud638\ub294 \uc81c\uc870\uc5c5\uccb4 \ubcf4\uc99d \uae30\uac04\uc744 \ub118\uc5b4 \ucd94\uac00\uc801\uc778 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\uba70, \uc77c\ubc18\uc801\uc73c\ub85c \uc6d0\ub798 \ubcf4\uc99d \uae30\uac04\uc744 \ub450 \ubc30\ub85c \ub298\ub824\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc774\ub7ec\ud55c \ubcf4\ud638 \uc870\uce58\ub294 \uce74\ub4dc\ub85c \uacb0\uc81c\ub41c \uc801\uaca9 \uad6c\ub9e4 \uac74\uc5d0 \uc790\ub3d9\uc73c\ub85c \uc801\uc6a9\ub429\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc778 \ubcf4\uc7a5 \uc870\uac74 \ubc0f \uc81c\uc678 \uc0ac\ud56d\uc740 \uce74\ub4dc \uc885\ub958\uc5d0 \ub530\ub77c \ub2e4\ub974\ubbc0\ub85c \uacc4\uc815 \ub300\uc2dc\ubcf4\ub4dc\uc758 \ud61c\ud0dd \uc548\ub0b4\uc11c\ub97c \ucc38\uc870\ud558\uc2ed\uc2dc\uc624.<\/p>\n\n\n\n
\uc2e0\uc6a9 \ud55c\ub3c4\ub294 \uc5b4\ub5bb\uac8c \ucc98\uc74c \uacb0\uc815\ub418\ub098\uc694?<\/h2>\n\n\n\n
\uc528\ud2f0\uc740\ud589\uc740 \uc2e0\uc6a9 \ubcf4\uace0\uc11c \ub370\uc774\ud130\uc640 \uc18c\ub4dd \uac80\uc99d\uc744 \ubc14\ud0d5\uc73c\ub85c \ucd08\uae30 \uc2e0\uc6a9 \ud55c\ub3c4\ub97c \ucc45\uc815\ud569\ub2c8\ub2e4. \uc18c\ub4dd\uc774 \ub192\uace0 \uc2e0\uc6a9 \ub4f1\uae09\uc774 \uc6b0\uc218\ud55c \uace0\uac1d\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ub354 \uad00\ub300\ud55c \ucd08\uae30 \ud55c\ub3c4\ub97c \ubc1b\uc73c\uba70, \uacbd\uc6b0\uc5d0 \ub530\ub77c 1\ub9cc \ub2ec\ub7ec\ub97c \ucd08\uacfc\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uae30\uc874 \uacc4\uc88c\uc758 \uc2e0\uc6a9 \uc0ac\uc6a9\ub960\uc740 \uce74\ub4dc \ud55c\ub3c4 \uacb0\uc815\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ubaa8\ub4e0 \uc2e0\uc6a9\uce74\ub4dc\uc758 \ud55c\ub3c4 \ub300\ube44 \uc794\uc561\uc744 \ub0ae\uac8c \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uce74\ub4dc \ubc1c\uae09\uc0ac\uc5d0 \ucc45\uc784\uac10 \uc788\ub294 \uc2e0\uc6a9 \uad00\ub9ac \ub2a5\ub825\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc9c0\ud45c\uac00 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc528\ud2f0 \uc2e0\uc6a9 \ud55c\ub3c4\ub97c \ub192\uc774\ub294 \uc804\ub7b5<\/h2>\n\n\n\n
\uce74\ub4dc\ub97c \ucc45\uc784\uac10 \uc788\uac8c \uc0ac\uc6a9\ud558\uba74 \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561 \uae30\ud68c\uac00 \uc0dd\uae41\ub2c8\ub2e4. \uc528\ud2f0\ub294 \uc815\uae30\uc801\uc73c\ub85c \uacc4\uc88c\ub97c \uac80\ud1a0\ud558\uace0 \uafb8\uc900\ud55c \uacb0\uc81c \ud589\ud0dc\ub97c \ubcf4\uc774\ub294 \uace0\uac1d\uc5d0\uac8c \uc790\ub3d9 \ud55c\ub3c4 \uc99d\uc561\uc744 \uc2b9\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uccad\uad6c \uc8fc\uae30 \ub3d9\uc548 \uc5ec\ub7ec \ubc88\uc5d0 \uac78\uccd0 \ubd84\ud560 \ub0a9\ubd80\ud558\uba74 \ubcf4\uace0\ub418\ub294 \uc794\uc561\uc744 \ub0ae\uac8c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc740 \uc2e0\uc6a9 \uc0ac\uc6a9\ub960\uc744 \uac1c\uc120\ud558\uc5ec \uc2e0\uc6a9 \uc810\uc218 \ud5a5\uc0c1\uacfc \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561 \uc2b9\uc778\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc218\ub3d9 \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561 \uc694\uccad<\/h2>\n\n\n\n
\uc528\ud2f0\uc740\ud589 \uce74\ub4dc \uc18c\uc9c0\uc790\ub294 \uc628\ub77c\uc778 \ubc45\ud0b9\uc774\ub098 \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c 6\uac1c\uc6d4 \ub3d9\uc548 \uc5f0\uccb4 \uc5c6\uc774 \uacb0\uc81c\ud55c \ud6c4 \uc694\uccad\ud558\uba74 \uc2b9\uc778\ub960\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc18c\ub4dd\uc774 \ud06c\uac8c \uc99d\uac00\ud588\ub2e4\uba74 \uacc4\uc88c \uc774\uc6a9 \uae30\uac04\uc774 \uc9e7\ub354\ub77c\ub3c4 \ud55c\ub3c4 \uc99d\uc561 \uc694\uccad\uc774 \uc815\ub2f9\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc99d\uc561 \uc694\uccad \uc2dc \ucd5c\uc2e0 \uc18c\ub4dd \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uba74 \uc2ec\uc0ac \ub2f4\ub2f9\uc790\uac00 \ud604\uc7ac \uc7ac\uc815 \uc0c1\ud669\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2e0\uc6a9\ub3c4\ub97c \uc7ac\ud3c9\uac00\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2e0\uc6a9 \ud55c\ub3c4 \uad00\ub9ac\uc5d0\uc11c \uc2e0\uc6a9 \ud65c\uc6a9\uc758 \uc5ed\ud560<\/h2>\n\n\n\n
\uc2e0\uc6a9 \ud55c\ub3c4\uc758 30% \ubbf8\ub9cc\uc73c\ub85c \uc2e0\uc6a9\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc740 \uac74\uc804\ud55c \uc2e0\uc6a9 \uc810\uc218 \uc720\uc9c0\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub0ae\uc740 \uc0ac\uc6a9\ub960\uc740 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ub098\ud0c0\ub0b4\uba70, \ub300\ucd9c \uae30\uad00\uc774 \ucd94\uac00 \uc2e0\uc6a9 \ud55c\ub3c4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \ub354 \ud070 \ud655\uc2e0\uc744 \uac16\uac8c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uccad\uad6c\uc11c \ub9c8\uac10\uc77c \uc804\uc5d0 \uc794\uc561\uc744 \ub0a9\ubd80\ud558\uba74 \uce74\ub4dc \uc0ac\uc6a9\ub960\uc774 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc5d0 \ubcf4\uace0\ub418\ub294 \uac83\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc804\ub7b5\uc801\uc778 \uc2dc\uae30 \uc120\ud0dd\uc740 \uce74\ub4dc\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc5ec \ub9ac\uc6cc\ub4dc\ub97c \uc801\ub9bd\ud558\uba74\uc11c\ub3c4 \ucd5c\uc801\uc758 \uc2e0\uc6a9 \uc810\uc218\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc9c0\ubd88 \uc2dc\uc810\uacfc \ud55c\ub3c4\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h2>\n\n\n\n
\uafb8\uc900\ud55c \uc815\uc2dc \ub0a9\ubd80\ub294 \uacc4\uc88c \uc774\uc6a9 \uae30\uac04 \ub3d9\uc548 \uc528\ud2f0\uc740\ud589\uacfc\uc758 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub0a9\ubd80 \uc774\ub825\uc740 \uc2e0\uc6a9 \ud3c9\uac00 \ubaa8\ub378\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc18c\uc774\uba70, \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561 \uacb0\uc815\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc790\ub3d9 \ucd5c\uc18c \uacb0\uc81c \uc124\uc815\uc744 \ud574\ub450\uba74 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uc545\uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc5f0\uccb4\ub97c \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9e4\ub2ec \uccad\uad6c\uc11c \uae08\uc561 \uc804\uc561\uc744 \uacb0\uc81c\ud558\uba74 \uad6c\ub9e4\uc5d0 \ub300\ud55c \uc774\uc790 \ubc1c\uc0dd\uc744 \ub9c9\uace0 \uce74\ub4dc \ud61c\ud0dd\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc528\ud2f0 \uc0c1\ud488 \uc804\ubc18\uc5d0 \uac78\uce5c \uc5f0\ud68c\ube44 \uace0\ub824 \uc0ac\ud56d<\/h2>\n\n\n\n
\uc2dc\ud2f0 \uce74\ub4dc \uc911 \uc77c\ubd80\ub294 \uc5f0\ud68c\ube44\uac00 \ubb34\ub8cc\ubd80\ud130 \uc218\ubc31 \ub2ec\ub7ec\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud569\ub2c8\ub2e4. \ud504\ub9ac\ubbf8\uc5c4 \uce74\ub4dc\ub294 \ud5a5\uc0c1\ub41c \ub9ac\uc6cc\ub4dc \uc801\ub9bd\ub960, \uc5ec\ud589 \ud61c\ud0dd, \ud3ec\uad04\uc801\uc778 \uad6c\ub9e4 \ubcf4\ud638 \uae30\ub2a5 \ub4f1\uc744 \ud1b5\ud574 \uc5f0\ud68c\ube44\ub97c \uc815\ub2f9\ud654\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc5f0\ud68c\ube44 \uce74\ub4dc\uac00 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc774\ub4dd\uc774 \ub418\ub294\uc9c0 \uacc4\uc0b0\ud558\ub824\uba74 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4. \ubcf4\ub108\uc2a4 \uc801\ub9bd \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \ub9ce\uc774 \uc18c\ube44\ud558\uba74 \ub9ac\uc6cc\ub4dc\ub97c \ud1b5\ud574 \uc5f0\ud68c\ube44\ub97c \uc0c1\uc1c4\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc0ac\uc6a9\ub7c9\uc774 \uc801\uc73c\uba74 \uc5f0\ud68c\ube44\uac00 \uc5c6\ub294 \uce74\ub4dc\uac00 \ub354 \uacbd\uc81c\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc5f0\uc774\uc728 \uad6c\uc870 \ubc0f \uae08\ub9ac \uad00\ub9ac<\/h2>\n\n\n\n
\uc528\ud2f0 \uce74\ub4dc\ub294 \uae30\uc900\uae08\ub9ac\uc5d0 \ub9c8\uc9c4\uc744 \ub354\ud55c \ubcc0\ub3d9\uae08\ub9ac\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uce74\ub4dc \ubc1c\uae09 \uc2b9\uc778 \uc2dc \uace0\uac1d\uc758 \uc2e0\uc6a9\ub3c4\uc5d0 \ub530\ub77c \uce74\ub4dc\uc5d0\uc11c \uacf5\uc2dc\ud558\ub294 \uae08\ub9ac \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc801\uc6a9\ub418\ub294 \uae08\ub9ac \ub4f1\uae09\uc774 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc77c\ubd80 \uce74\ub4dc\ub294 \uad6c\ub9e4 \ub610\ub294 \uc794\uc561 \uc774\uccb4\uc5d0 \ub300\ud574 0.%\uc758 \uc6b0\ub300 \uae08\ub9ac \uae30\uac04\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud504\ub85c\ubaa8\uc158 \uae08\ub9ac\ub294 12\uac1c\uc6d4\uc5d0\uc11c 21\uac1c\uc6d4 \ub3d9\uc548 \uc9c0\uc18d\ub41c \ud6c4 \uc2e0\uc6a9\ub3c4\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub418\ub294 \ud45c\uc900 \uae08\ub9ac\ub85c \uc804\ud658\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc794\uc561 \uc774\uccb4 \uc635\uc158 \ubc0f \uc804\ub7b5\uc801 \ud65c\uc6a9<\/h2>\n\n\n\n
\uc528\ud2f0\ub294 \uc7a5\uae30\uac04 \ubb34\uc774\uc790 \ud560\ubd80 \ud61c\ud0dd\uc774 \uc81c\uacf5\ub418\ub294 \uc794\uc561\uc774\uccb4 \uce74\ub4dc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uace0\uae08\ub9ac \ubd80\ucc44\ub97c \uc774\ub7ec\ud55c \uce74\ub4dc\ub85c \uc774\uccb4\ud558\uba74 \uc774\uc790 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc774\uba74\uc11c \uc6d0\uae08 \uc0c1\ud658\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc794\uc561 \uc774\uccb4 \uc218\uc218\ub8cc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc774\uccb4 \uae08\uc561\uc758 3~5%\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc18c\uc561 \uc774\uccb4 \uc2dc\uc5d0\ub294 \uc774\uccb4\ub97c \uc2e4\ud589\ud558\uae30 \uc804\uc5d0 \uc774\uc790 \uc808\uac10\uc561\uc774 \uc218\uc218\ub8cc\ub97c \ucd08\uacfc\ud558\ub294\uc9c0 \uacc4\uc0b0\ud574 \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc794\uc561 \uc720\uc9c0 \uc5c6\uc774 \uce90\uc2dc\ubc31\uc744 \uadf9\ub300\ud654\ud558\uc138\uc694<\/h2>\n\n\n\n
\uce90\uc2dc\ubc31 \uce74\ub4dc\ub294 \ub9e4\ub2ec \uccad\uad6c\uc11c \uae08\uc561\uc744 \uc804\uc561 \uacb0\uc81c\ud560 \ub54c \ucd5c\ub300\uc758 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc794\uc561\uc744 \ub0a8\uaca8\ub450\uba74 \uc774\uc790\uac00 \ubc1c\uc0dd\ud558\uc5ec, \ud2b9\ud788 \uc77c\ubc18\uc801\uc778 \uc5f0\uc774\uc728\uc774 20%\ub97c \ub118\ub294 \uacbd\uc6b0 \uc801\ub9bd\ub41c \ubcf4\uc0c1\uc774 \ube60\ub974\uac8c \uc0c1\uc1c4\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2e0\uc6a9\uce74\ub4dc\ub97c \uc9c1\ubd88\uce74\ub4dc\ucc98\ub7fc \uc608\uc0b0 \uad00\ub9ac\uc5d0 \ud65c\uc6a9\ud558\uba74 \uacfc\uc18c\ube44\ub97c \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989\uc2dc \uc778\ucd9c\ud558\uc5ec \uc9c0\ubd88\ud560 \uc218 \uc788\ub294 \uae08\uc561\ub9cc \uc2e0\uc6a9\uce74\ub4dc\ub85c \uacb0\uc81c\ud558\uc5ec \uc808\uc81c\ub41c \uc18c\ube44 \uc2b5\uad00\uc744 \uc720\uc9c0\ud558\uc138\uc694.<\/p>\n\n\n\n
ThankYou \ud3ec\uc778\ud2b8 \uc0ac\uc6a9 \uc804\ub7b5<\/h2>\n\n\n\n
ThankYou \ud3ec\uc778\ud2b8\ub294 \ud3ec\uc778\ud2b8\ub2f9 \uac00\uce58\uac00 \ub2e4\uc591\ud55c \uc5ec\ub7ec \uc0ac\uc6a9 \uacbd\ub85c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud3ec\uc778\ud2b8\ub97c \ud56d\uacf5\uc0ac \ud30c\ud2b8\ub108\ub85c \uc774\uc804\ud558\uba74 \uc5ec\ud589 \ud3ec\ud138\uc5d0\uc11c \uc9c1\uc811 \uc608\uc57d\ud558\uac70\ub098 \ud604\uae08\uc73c\ub85c \uad50\ud658\ud558\ub294 \uac83\ubcf4\ub2e4 \ub354 \ub192\uc740 \uac00\uce58\ub97c \uc5bb\uc744 \uc218 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc77c\ubd80 \uc2dc\ud2f0\uce74\ub4dc\ub294 \ud3ec\uc778\ud2b8 \uc801\ub9bd\uc744 \ud1b5\ud574 \uba85\uc138\uc11c \ud06c\ub808\ub527\uc774\ub098 \uacc4\uc88c \uc9c1\uc811 \uc785\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud3b8\ub9ac\ud558\uae34 \ud558\uc9c0\ub9cc, \uc774\ub7ec\ud55c \uc635\uc158\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc81c\ud734 \uc5ec\ud589\uc0ac\ub97c \ud1b5\ud55c \ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uc5d0 \ube44\ud574 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc528\ud2f0\uce74\ub4dc\ub85c \uc2e0\uc6a9 \uae30\ub85d \uc313\uae30<\/h2>\n\n\n\n
\uc528\ud2f0 \uce74\ub4dc\ub97c \ucc45\uc784\uac10 \uc788\uac8c \uc0ac\uc6a9\ud558\uba74 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc2e0\uc6a9 \ub4f1\uae09\uc744 \uc313\uace0 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uafb8\uc900\ud55c \uae30\ud55c \ub0b4 \uacb0\uc81c\uc640 \ub0ae\uc740 \uce74\ub4dc \uc0ac\uc6a9\ub960\uc740 \uc2e0\uc6a9 \ubcf4\uace0\uc11c\ub97c \uac80\ud1a0\ud558\ub294 \ubaa8\ub4e0 \uae08\uc735 \uae30\uad00\uc5d0 \uadc0\ud558\uc758 \uc2e0\uc6a9\ub3c4\ub97c \uc785\uc99d\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc794\uc561\uc744 \ubaa8\ub450 \uc0c1\ud658\ud55c \ud6c4\uc5d0\ub3c4 \uacc4\uc88c\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uc2e0\uc6a9 \uc774\ub825 \uae30\uac04\uc744 \ub298\ub9ac\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc624\ub798\ub41c \uacc4\uc88c\ub294 \uc2e0\uc6a9 \uc810\uc218\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ubbc0\ub85c \uc5f0\ud68c\ube44\uac00 \ud61c\ud0dd\ubcf4\ub2e4 \ud06c\uc9c0 \uc54a\ub2e4\uba74 \uce74\ub4dc\ub97c \ud574\uc9c0\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2e0\uc6a9 \uc131\uc7a5\uc744 \uc81c\ud55c\ud558\ub294 \uc77c\ubc18\uc801\uc778 \uc2e4\uc218<\/h2>\n\n\n\n
\uc9e7\uc740 \uae30\uac04 \ub0b4\uc5d0 \uc5ec\ub7ec \uac1c\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc2e0\uccad\ud558\uba74 \uc2e0\uc6a9\uc870\ud68c \uae30\ub85d\uc774 \uc5ec\ub7ec \uac74 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uac01 \uc870\ud68c\ub294 \uc77c\uc2dc\uc801\uc73c\ub85c \uc2e0\uc6a9 \uc810\uc218\ub97c \uc57d\uac04\uc529 \ub5a8\uc5b4\ub728\ub9ac\uba70, \uc5ec\ub7ec \ubc88 \uc2e0\uccad\ud558\ub294 \uac83\uc740 \uc2ec\uc0ac \ub2f4\ub2f9\uc790\uc5d0\uac8c \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc744 \uc554\uc2dc\ud558\ub294 \uac83\uc73c\ub85c \ube44\ucdb0\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\ub0a9\ubd80 \uae30\ud55c\uc744 \ub193\uce58\uac70\ub098 \ucd5c\uc18c \uae08\uc561\ub9cc \ub0a9\ubd80\ud558\ub294 \uac83\uc740 \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc744 \ub098\ud0c0\ub0b4\ub294 \uc2e0\ud638\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud589\ub3d9\uc740 \uc2e0\uc6a9 \ud55c\ub3c4 \uc99d\uc561\uc744 \ub9c9\uace0, \uc9c0\uc18d\ub420 \uacbd\uc6b0 \ud55c\ub3c4 \uc0ad\uac10\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2e0\uc6a9 \ud55c\ub3c4 \uac10\uc18c\ub97c \ud53c\ud558\ub294 \ubc29\ubc95<\/h2>\n\n\n\n
\uacc4\uc88c \ud65c\ub3d9\uc744 \uc720\uc9c0\ud558\uba74 \uce74\ub4dc \ubc1c\uae09\uc0ac\uac00 \ud734\uba74 \uc0c1\ud0dc\ub85c \uc778\ud574 \ud55c\ub3c4\ub97c \uc904\uc774\ub294 \uac83\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uc18c \ubd84\uae30\ubcc4\ub85c \uc18c\uc561 \uacb0\uc81c\uc5d0 \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \ud070 \uae08\uc561\uc744 \uc9c0\ucd9c\ud558\uc9c0 \uc54a\uace0\ub3c4 \uacc4\uc88c\ub97c \ud65c\uc131 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uacbd\uae30 \uce68\uccb4\ub294 \ub54c\ub54c\ub85c \uce74\ub4dc \ubc1c\uae09\uc0ac\uac00 \uace0\uac1d \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ubc18\uc758 \ud55c\ub3c4\ub97c \uc904\uc774\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4. \ud0c4\ud0c4\ud55c \uacb0\uc81c \uc774\ub825\uacfc \ub0ae\uc740 \uc0ac\uc6a9\ub960\uc740 \ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \uc0c1\ud669 \uc18d\uc5d0\uc11c \uc774\ub7ec\ud55c \uc608\ubc29\uc801 \ud55c\ub3c4 \uc0ad\uac10\uc73c\ub85c\ubd80\ud130 \uace0\uac1d\uc744 \ubcf4\ud638\ud558\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2e0\uc6a9 \ud504\ub85c\ud544\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \ubc29\ubc95<\/h2>\n\n\n\n
\uc815\uae30\uc801\uc73c\ub85c \uc2e0\uc6a9 \ubcf4\uace0\uc11c\ub97c \uac80\ud1a0\ud558\uba74 \uc2b9\uc778 \uac00\ub2a5\uc131\uacfc \ud55c\ub3c4\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc624\ub958\ub97c \ud30c\uc545\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uacf5\uc778\ub41c \uc815\ubd80 \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 3\ub300 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc758 \uc2e0\uc6a9 \ubcf4\uace0\uc11c\ub97c \ub9e4\ub144 \ubb34\ub8cc\ub85c \ubc1b\uc544\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\ub9ce\uc740 \uc2e0\uc6a9\uce74\ub4dc \ud68c\uc0ac\ub4e4\uc774 \uc774\uc81c \uacc4\uc815 \ub300\uc2dc\ubcf4\ub4dc\ub97c \ud1b5\ud574 \ubb34\ub8cc\ub85c FICO \uc810\uc218\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub3c4\ub85d \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc810\uc218 \ubcc0\ub3d9\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uba74 \uc7ac\uc815 \ud589\ub3d9\uc774 \uc2e0\uc6a9\ub3c4\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud30c\uc545\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubcf4\uc548 \uae30\ub2a5 \ubc0f \uc0ac\uae30 \ubc29\uc9c0<\/h2>\n\n\n\n
\uc2dc\ud2f0 \uce74\ub4dc\ub294 \uc2b9\uc778\ub418\uc9c0 \uc54a\uc740 \uac70\ub798\uc5d0 \ub300\ud574 \uc989\uc2dc \uc2e0\uace0\ud560 \uacbd\uc6b0 \ubb34\uacfc\uc2e4 \ucc45\uc784 \ubcf4\ud638\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc628\ub77c\uc778 \uc1fc\ud551 \uc2dc \uac00\uc0c1 \uce74\ub4dc \ubc88\ud638\ub97c \uc0ac\uc6a9\ud558\uba74 \uc2e4\uc81c \uacc4\uc88c \ubc88\ud638\uac00 \ud310\ub9e4\uc790\uc5d0\uac8c \ub178\ucd9c\ub418\uc9c0 \uc54a\uc544 \ubcf4\uc548\uc774 \uac15\ud654\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\ubaa8\ubc14\uc77c \uc571 \uc54c\ub9bc\uc740 \uac70\ub798 \ub0b4\uc5ed\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc54c\ub824\uc90d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc54c\ub9bc\uc740 \uc0ac\uae30 \ud589\uc704\ub97c \uc2e0\uc18d\ud558\uac8c \uac10\uc9c0\ud558\uc5ec \uacc4\uc815\uc744 \ub3d9\uacb0\ud558\uace0 \uc2b9\uc778\ub418\uc9c0 \uc54a\uc740 \uccad\uad6c\uc5d0 \ub300\ud574 \uc774\uc758\ub97c \uc81c\uae30\ud558\ub294 \ub4f1\uc758 \uc989\uac01\uc801\uc778 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc7a5\uae30 \uce74\ub4dc \uad00\ub9ac\ub97c \uc704\ud55c \ubaa8\ubc94 \uc0ac\ub840<\/h2>\n\n\n\n
\uc2e0\uc6a9\uce74\ub4dc\ub97c \ub300\ucd9c \uc218\ub2e8\uc774 \uc544\ub2cc \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ud65c\uc6a9\ud558\uba74 \uac74\uc804\ud55c \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6d4 \uc18c\ub4dd \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc608\uc0b0\uc744 \uc138\uc6cc \uc774\uc790\uac00 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \uc794\uc561\uc744 \ubaa8\ub450 \uc0c1\ud658\ud558\uc138\uc694.<\/p>\n\n\n\n
\uce74\ub4dc \uc18c\uc9c0\uc790 \uacc4\uc57d\uc11c\uc5d0 \uacf5\uc9c0\ub41c \ud61c\ud0dd \ubcc0\uacbd \ubc0f \uc218\uc218\ub8cc \uc870\uc815 \uc0ac\ud56d\uc744 \ub9e4\ub144 \uac80\ud1a0\ud558\uc2ed\uc2dc\uc624. \uce74\ub4dc \ubc1c\uae09\uc0ac\ub294 \uc57d\uad00\uc744 \uc218\uc2dc\ub85c \ubcc0\uacbd\ud558\ubbc0\ub85c, \ucd5c\uc2e0 \uc815\ubcf4\ub97c \ud30c\uc545\ud558\uba74 \uce74\ub4dc\uac00 \uc5ec\uc804\ud788 \uc7ac\uc815 \ubaa9\ud45c\uc5d0 \ubd80\ud569\ud558\ub294\uc9c0 \ud310\ub2e8\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2dc\ud2f0 \uce74\ub4dc \uc5ec\ub7ec \uc7a5\uc744 \uace0\ub824\ud574\uc57c \ud560 \ub54c\ub294 \uc5b8\uc81c\uc77c\uae4c\uc694?<\/h2>\n\n\n\n
\uc5ec\ub7ec \uc7a5\uc758 \uc2dc\ud2f0 \uce74\ub4dc\ub97c \ubcf4\uc720\ud558\uba74 \ub2e4\uc591\ud55c \uc18c\ube44 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \ub9ac\uc6cc\ub4dc\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\uc0c1\uc801\uc778 \uad6c\ub9e4\uc5d0\ub294 \uce90\uc2dc\ubc31 \uce74\ub4dc\ub97c, \uc5ec\ud589\uc5d0\ub294 \uc5ec\ud589 \uce74\ub4dc\ub97c \ud568\uaed8 \uc0ac\uc6a9\ud558\uba74 \ucd1d \ub9ac\uc6cc\ub4dc \uc801\ub9bd\uc561\uc744 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc528\ud2f0\uc740\ud589\uc758 \uc0c1\ud488 \ubcc0\uacbd \uc815\ucc45\uc5d0 \ub530\ub77c \uc2e0\uaddc \uc2e0\uccad \uc5c6\uc774 \uae30\uc874 \uce74\ub4dc\ub97c \ub2e4\ub978 \uc0c1\ud488\uc73c\ub85c \uc804\ud658\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc635\uc158\uc744 \ud1b5\ud574 \uc18c\ube44 \ud328\ud134\uacfc \uc7ac\uc815 \ubaa9\ud45c\uac00 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ubcc0\ud654\ud560 \ub54c \uce74\ub4dc \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc720\uc5f0\ud558\uac8c \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc0ac\uc804 \uc2b9\uc778 \uc81c\uc548 \ubc0f \ub9de\ucda4\ud615 \ud504\ub85c\ubaa8\uc158 \uc774\ud574\ud558\uae30<\/h2>\n\n\n\n
\uc528\ud2f0\uc740\ud589\uc740 \ud2b9\uc815 \uc2e0\uc6a9 \ud504\ub85c\ud544 \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \uace0\uac1d\uc5d0\uac8c \uc0ac\uc804 \uc2b9\uc778 \uc81c\uc548\uc744 \ubcf4\ub0c5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc81c\uc548\uc740 \uc2b9\uc778\uc744 \ubcf4\uc7a5\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc2e0\uc6a9 \uc870\ud68c \uacb0\uacfc\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2b9\uc778 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uac83\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4.<\/p>\n\n\n\n
\ub9de\ucda4\ud615 \ud504\ub85c\ubaa8\uc158\uc5d0\ub294 \uac15\ud654\ub41c \uc2e0\uaddc \uac00\uc785 \ubcf4\ub108\uc2a4 \ub610\ub294 \uc5f0\ud68c\ube44 \uba74\uc81c\uac00 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\uac04 \ud55c\uc815 \ud61c\ud0dd\uc744 \uc804\ub7b5\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uba74 \uc2e0\uaddc \uacc4\uc88c \uac1c\uc124 \uc2dc \ucd08\uae30 \ud61c\ud0dd\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc9c0\uc6d0 \uc808\ucc28 \ubc0f \uc608\uc0c1\ub418\ub294 \uc0ac\ud56d<\/h2>\n\n\n\n
\uc628\ub77c\uc778 \uc2e0\uccad\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uac04\ub2e8\ud55c \uc2b9\uc778 \ub610\ub294 \uac70\ubd80 \uc0ac\ub840\uc5d0 \ub300\ud574 \uc989\uac01\uc801\uc778 \uacb0\uc815\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc77c\ubd80 \uc2e0\uccad\uc11c\ub294 \uc218\ub3d9 \uac80\ud1a0\uac00 \ud544\uc694\ud558\ubbc0\ub85c \ucd5c\uc885 \uacb0\uc815\uc774 7~10 \uc601\uc5c5\uc77c \uc815\ub3c4 \uc9c0\uc5f0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc2b9\uc778\uc774 \uc644\ub8cc\ub418\uba74 \uce74\ub4dc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc6b0\ud3b8\uc73c\ub85c 7~14\uc77c \uc774\ub0b4\uc5d0 \ub3c4\ucc29\ud569\ub2c8\ub2e4. \ud504\ub9ac\ubbf8\uc5c4 \uce74\ub4dc\uc758 \uacbd\uc6b0 \ube60\ub978 \ubc30\uc1a1 \uc635\uc158\uc744 \uc774\uc6a9\ud558\uba74 2~3\uc601\uc5c5\uc77c \uc774\ub0b4\uc5d0 \ubc1b\uc544 \ubc14\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\uc11c\ub85c \ub2e4\ub978 \ubc1c\uae09\uc0ac\uc758 \uc5ec\ub7ec \uce74\ub4dc \uad00\ub9ac\ud558\uae30<\/h2>\n\n\n\n
\uc528\ud2f0\uc740\ud589 \uc678\uc5d0 \ub2e4\uc591\ud55c \uce74\ub4dc \ubc1c\uae09\uc0ac\ub97c \uc774\uc6a9\ud558\uba74 \ub300\uccb4 \uacb0\uc81c \uc218\ub2e8\uacfc \ucd94\uac00\uc801\uc778 \ub9ac\uc6cc\ub4dc \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \ubc1c\uae09\uc0ac\ub294 \uace0\uc720\ud55c \ud61c\ud0dd \uc870\ud569\uc744 \uc81c\uacf5\ud558\uc5ec \ubaa8\ub4e0 \uc18c\ube44 \ud56d\ubaa9\uc5d0\uc11c \ucd1d \uac00\uce58\ub97c \uadf9\ub300\ud654\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
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