{"id":732,"date":"2026-03-12T20:27:21","date_gmt":"2026-03-12T20:27:21","guid":{"rendered":"https:\/\/likapk.com\/raiffeisen-credit-card-hidden-rules-that-can-improve-your-approval-chances\/732\/"},"modified":"2026-03-12T20:27:21","modified_gmt":"2026-03-12T20:27:21","slug":"raiffeisen-credit-card-hidden-rules-that-can-improve-your-approval-chances","status":"publish","type":"post","link":"https:\/\/likapk.com\/sk\/raiffeisen-credit-card-hidden-rules-that-can-improve-your-approval-chances\/732\/","title":{"rendered":"Kreditn\u00e1 karta Raiffeisen: Skryt\u00e9 pravidl\u00e1, ktor\u00e9 m\u00f4\u017eu zv\u00fd\u0161i\u0165 va\u0161e \u0161ance na schv\u00e1lenie"},"content":{"rendered":"

Z\u00edskanie schv\u00e1lenia pre Raiffeisen kreditn\u00e1 karta<\/strong> zah\u0155\u0148a pochopenie jemn\u00fdch faktorov, ktor\u00e9 mnoh\u00ed \u017eiadatelia prehliadaj\u00fa. Tieto eur\u00f3pske bankov\u00e9 \u0161tandardy sa v\u00fdrazne l\u00ed\u0161ia od typick\u00fdch procesov schva\u013eovania kreditn\u00fdch kariet v USA a vy\u017eaduj\u00fa si strategick\u00fa pr\u00edpravu.<\/p>\n

Banky Raiffeisen p\u00f4sobia vo viacer\u00fdch krajin\u00e1ch s r\u00f4znymi krit\u00e9riami schva\u013eovania. Pochopenie ich \u0161pecifick\u00e9ho pr\u00edstupu k upisovaniu m\u00f4\u017ee dramaticky zv\u00fd\u0161i\u0165 va\u0161e schv\u00e1lenie kreditnej karty<\/strong> \u00faspe\u0161nos\u0165 pri pod\u00e1van\u00ed \u017eiadosti.<\/p>\n

Pochopenie jedine\u010dn\u00e9ho schva\u013eovacieho r\u00e1mca Raiffeisen<\/h2>\n

Raiffeisen funguje ako kooperat\u00edvna bankov\u00e1 sie\u0165 s odli\u0161n\u00fdmi met\u00f3dami hodnotenia. Ich hodnotenie sa vo ve\u013ekej miere zameriava na vz\u0165ahov\u00e9 bankovn\u00edctvo, \u010do znamen\u00e1, \u017ee existuj\u00faci klienti maj\u00fa pri posudzovan\u00ed \u017eiadost\u00ed prednostn\u00e9 zaobch\u00e1dzanie.<\/p>\n

Banka hodnot\u00ed v\u00e1\u0161 celkov\u00fd finan\u010dn\u00fd obraz, nielen kreditn\u00e9 sk\u00f3re<\/strong> \u010d\u00edsla. Tento holistick\u00fd pr\u00edstup zoh\u013ead\u0148uje stabilitu pr\u00edjmov, existuj\u00face bankov\u00e9 vz\u0165ahy a celkov\u00e9 vzorce finan\u010dn\u00e9ho spr\u00e1vania.<\/p>\n

V\u00fdhoda vz\u0165ahov\u00e9ho bankovn\u00edctva<\/h2>\n

Zriadenie be\u017en\u00fd alebo sporiaci \u00fa\u010det<\/strong> Kontaktovanie Raiffeisen banky pred podan\u00edm \u017eiadosti v\u00fdrazne zvy\u0161uje \u0161ance na schv\u00e1lenie. Banky pova\u017euj\u00fa existuj\u00facich z\u00e1kazn\u00edkov za menej rizikov\u00fdch, preto\u017ee si m\u00f4\u017eu priamo overi\u0165 ich finan\u010dn\u00e9 spr\u00e1vanie.<\/p>\n

Udr\u017eiavajte konzistentn\u00fa aktivitu na \u00fa\u010dte aspo\u0148 tri a\u017e \u0161es\u0165 mesiacov predt\u00fdm. Pravideln\u00e9 vklady a zodpovedn\u00e1 spr\u00e1va \u00fa\u010dtu preukazuj\u00fa finan\u010dn\u00fa stabilitu, ktor\u00e1 presahuje tradi\u010dn\u00e9 vyu\u017eitie \u00faveru<\/strong> metriky.<\/p>\n

Po\u017eiadavky na dokladovanie pr\u00edjmu, ktor\u00e9 s\u00fa d\u00f4le\u017eit\u00e9<\/h2>\n

Raiffeisen vy\u017eaduje komplexnej\u0161ie overenie pr\u00edjmu ako mnoh\u00ed konkurenti. Pred za\u010dat\u00edm procesu pod\u00e1vania \u017eiadosti si pripravte ned\u00e1vne v\u00fdplatn\u00e9 p\u00e1sky, da\u0148ov\u00e9 priznania a listy s potvrden\u00edm o zamestnan\u00ed.<\/p>\n

\u017diadatelia o samostatn\u00fa z\u00e1robkovo \u010dinn\u00e9 osoby potrebuj\u00fa dodato\u010dn\u00fa dokument\u00e1ciu vr\u00e1tane finan\u010dn\u00fdch v\u00fdkazov podniku a bankov\u00fdch v\u00fdpisov. Banka chce potvrdi\u0165 konzistentnos\u0165 pr\u00edjmu, nielen vysok\u00e9 z\u00e1robky v jednotliv\u00fdch mesiacoch.<\/p>\n

H\u013abka \u00faverovej hist\u00f3rie oproti perfektn\u00e9mu sk\u00f3re<\/h2>\n

Zatia\u013e \u010do Sk\u00f3re FICO<\/strong> Na tom z\u00e1le\u017e\u00ed, Raiffeisen si viac cen\u00ed d\u013a\u017eku a diverzitu \u00faverovej hist\u00f3rie ako dokonal\u00e9 \u010d\u00edsla. Dlh\u0161ia hist\u00f3ria s r\u00f4znymi typmi \u00fa\u010dtov prev\u00e1\u017ei nad bezchybn\u00fdm, ale slab\u00fdm \u00faverov\u00fdm profilom.<\/p>\n

Pred podan\u00edm \u017eiadosti sa vyhnite zatv\u00e1raniu star\u00fdch \u00fa\u010dtov, aj ke\u010f sa nepou\u017e\u00edvaj\u00fa. Vek \u00fa\u010dtu v\u00fdznamne prispieva k rozhodnutiam o schv\u00e1len\u00ed, najm\u00e4 v kombin\u00e1cii s konzistentn\u00fdmi v\u010dasn\u00e9 platby<\/strong> po\u010das viacer\u00fdch rokov.<\/p>\n

Strategick\u00e9 na\u010dasovanie \u017eiadost\u00ed o kreditn\u00e9 karty<\/h2>\n

Po\u017eiadajte o zamestnanie po v\u00fdznamn\u00fdch pozit\u00edvnych finan\u010dn\u00fdch udalostiach, ako je zv\u00fd\u0161enie platu alebo splatenie dlhu. Tieto zlep\u0161enia posilnia va\u0161u \u017eiados\u0165, ak s\u00fa riadne zdokumentovan\u00e9 aktualizovan\u00fdmi v\u00fdkazmi pr\u00edjmov alebo \u00faverov\u00fdmi spr\u00e1vami.<\/p>\n

Vyhnite sa pod\u00e1vaniu \u017eiadost\u00ed po\u010das obdob\u00ed finan\u010dnej zmeny alebo nestability. Zmeny zamestnania, pres\u0165ahovanie alebo ned\u00e1vne ve\u013ek\u00e9 n\u00e1kupy m\u00f4\u017eu vies\u0165 k dodato\u010dnej kontrole, ktor\u00e1 oneskor\u00ed alebo naru\u0161\u00ed procesy schva\u013eovania.<\/p>\n

Skryt\u00fd dopad existuj\u00facej dlhovej \u0161trukt\u00fary<\/h2>\n

Raiffeisen analyzuje pomer v\u00e1\u0161ho dlhu k pr\u00edjmu d\u00f4kladnej\u0161ie ako \u0161tandardn\u00e9 spolo\u010dnosti. vyu\u017eitie \u00faveru<\/strong> v\u00fdpo\u010dty. Komplexne sk\u00famaj\u00fa platobn\u00e9 povinnosti v r\u00e1mci hypot\u00e9k, auto\u00faverov a in\u00fdch kreditn\u00fdch kariet.<\/p>\n

Zn\u00ed\u017eenie existuj\u00facich zostatkov pred podan\u00edm \u017eiadosti preukazuje schopnos\u0165 finan\u010dn\u00e9ho riadenia. Aj mal\u00e9 zn\u00ed\u017eenie revolvingov\u00e9ho dlhu m\u00f4\u017ee posun\u00fa\u0165 rozhodnutia o schv\u00e1len\u00ed z hrani\u010dn\u00e9ho stavu na schv\u00e1len\u00fd.<\/p>\n

Strat\u00e9gie predbe\u017en\u00e9ho schv\u00e1lenia, ktor\u00e9 funguj\u00fa<\/h2>\n

Pred podan\u00edm form\u00e1lnej \u017eiadosti kontaktujte priamo Raiffeisen, aby ste prediskutovali splnenie podmienok. Mnoh\u00e9 pobo\u010dky pon\u00fakaj\u00fa neform\u00e1lne predbe\u017en\u00e9 schv\u00e1lenie<\/strong> konzult\u00e1cie, ktor\u00e9 odhalia konkr\u00e9tne probl\u00e9my bez toho, aby to negat\u00edvne ovplyvnilo va\u0161e kreditn\u00e9 sk\u00f3re.<\/p>\n

Tieto rozhovory poskytuj\u00fa preh\u013ead o potreb\u00e1ch v dokument\u00e1cii a potenci\u00e1lnych prek\u00e1\u017ekach pri schva\u013eovan\u00ed. Pre maxim\u00e1lnu pravdepodobnos\u0165 schv\u00e1lenia rie\u0161te identifikovan\u00e9 probl\u00e9my proakt\u00edvne e\u0161te pred odoslan\u00edm ofici\u00e1lnej \u017eiadosti.<\/p>\n

Pochopenie region\u00e1lnych rozdielov v schva\u013eovac\u00edch norm\u00e1ch<\/h2>\n

Banky Raiffeisen p\u00f4sobia nez\u00e1visle v r\u00f4znych krajin\u00e1ch a regi\u00f3noch. Schva\u013eovacie krit\u00e9ri\u00e1 v Rak\u00fasku sa l\u00ed\u0161ia od krit\u00e9ri\u00ed v Nemecku alebo \u0160vaj\u010diarsku a vy\u017eaduj\u00fa si prieskum \u0161pecifick\u00fd pre miesto, kde sa \u017eiados\u0165 pod\u00e1va.<\/p>\n

Nav\u0161t\u00edvte ofici\u00e1lna webov\u00e1 str\u00e1nka Raiffeisen<\/a> pre v\u00e1\u0161 konkr\u00e9tny regi\u00f3n, aby ste pochopili miestne po\u017eiadavky. Region\u00e1lne rozdiely m\u00f4\u017eu zah\u0155\u0148a\u0165 minim\u00e1lne pr\u00edjmov\u00e9 limity, po\u017eiadavky na pobyt a prijate\u013en\u00e9 typy dokument\u00e1cie.<\/p>\n

\u00daloha zabezpe\u010denia a kolater\u00e1lu<\/h2>\n

Niektor\u00e9 regi\u00f3ny Raiffeisen pon\u00fakaj\u00fa zabezpe\u010den\u00e9 kreditn\u00e9 karty kryt\u00e9 vkladov\u00fdmi \u00fa\u010dtami. Tento pr\u00edstup zaru\u010duje schv\u00e1lenie a z\u00e1rove\u0148 buduje \u00faverov\u00fa hist\u00f3riu a posil\u0148uje vz\u0165ah.<\/p>\n

Zabezpe\u010den\u00e9 karty zvy\u010dajne vy\u017eaduj\u00fa vklady vo v\u00fd\u0161ke po\u017eadovan\u00e9ho kreditn\u00e9ho limitu. Po preuk\u00e1zan\u00ed zodpovedn\u00e9ho pou\u017e\u00edvania po\u010das 12 a\u017e 18 mesiacov mnoh\u00ed z\u00e1kazn\u00edci \u00faspe\u0161ne prejd\u00fa na nezabezpe\u010den\u00e9 produkty s vy\u0161\u0161\u00edmi limitmi.<\/p>\n

Efekt\u00edvne riadenie \u00faverov\u00fdch \u017eiadost\u00ed<\/h2>\n

Viacer\u00e9 \u017eiadosti o \u00faver v kr\u00e1tkom \u010dasovom horizonte v\u00fdrazne zni\u017euj\u00fa \u0161ance na schv\u00e1lenie. Raiffeisen pova\u017euje \u010dast\u00e9 \u017eiadosti za finan\u010dn\u00e9 z\u00fafalstvo, \u010do v mnoh\u00fdch pr\u00edpadoch vedie k automatick\u00e9mu zamietnutiu bez oh\u013eadu na kvalifik\u00e1ciu.<\/p>\n

Ak je to mo\u017en\u00e9, pod\u00e1vajte \u017eiadosti s odstupom aspo\u0148 \u0161iestich mesiacov. Zamerajte sa na jednotliv\u00e9 \u017eiadosti s d\u00f4kladnou pr\u00edpravou, a nie na viacero s\u00fa\u010dasn\u00fdch pokusov na r\u00f4znych in\u0161tit\u00faci\u00e1ch.<\/p>\n

Vyu\u017eitie stability zamestnanosti ako akt\u00edva<\/h2>\n

D\u013a\u017eka pracovn\u00e9ho pomeru v\u00fdznamne ovplyv\u0148uje rozhodnutia o schv\u00e1len\u00ed v spolo\u010dnosti Raiffeisen. Uch\u00e1dza\u010di s viac ako tromi rokmi praxe u svojho s\u00fa\u010dasn\u00e9ho zamestn\u00e1vate\u013ea maj\u00fa prednos\u0165 v porovnan\u00ed s uch\u00e1dza\u010dmi, ktor\u00ed ned\u00e1vno zmenili zamestnanie.<\/p>\n

Ak ste boli ned\u00e1vno zamestnan\u00fd\/\u00e1, poskytnite komplexn\u00fa dokument\u00e1ciu o kari\u00e9rnej hist\u00f3rii preukazuj\u00facu konzistentnos\u0165 v danom odvetv\u00ed. Preuk\u00e1zanie kari\u00e9rneho postupu v r\u00e1mci rovnakej oblasti zmier\u0148uje obavy o stabilitu zamestnania a spo\u013eahlivos\u0165 pr\u00edjmu.<\/p>\n

Ro\u010dn\u00fd poplatok za schv\u00e1lenie<\/h2>\n

Karty s ro\u010dn\u00fd poplatok<\/strong> \u0160trukt\u00fary maj\u00fa niekedy flexibilnej\u0161ie \u0161tandardy schva\u013eovania. Raiffeisen m\u00f4\u017ee schv\u00e1li\u0165 hrani\u010dn\u00fdch \u017eiadate\u013eov pre pr\u00e9miov\u00e9 produkty, pri ktor\u00fdch pr\u00edjmy z poplatkov kompenzuj\u00fa vn\u00edman\u00e9 riziko.<\/p>\n

Predt\u00fdm, ako sa v\u0161ak rozhodnete pre t\u00fato strat\u00e9giu, sa v\u0161ak uistite, \u017ee v\u00fdhody od\u00f4vod\u0148uj\u00fa n\u00e1klady. Pr\u00e9miov\u00e9 karty pon\u00fakaj\u00fa cestovn\u00e9 odmeny<\/strong>, poistn\u00e9 krytie a slu\u017eby concierge, ktor\u00e9 pri spr\u00e1vnom vyu\u017eit\u00ed poskytuj\u00fa hodnotu.<\/p>\n

Budovanie v\u00e1\u0161ho pr\u00edpadu prostredn\u00edctvom dokument\u00e1cie<\/h2>\n

Pripravte si komplexn\u00fd bal\u00edk \u017eiadost\u00ed vr\u00e1tane referen\u010dn\u00fdch listov od zamestn\u00e1vate\u013eov a predch\u00e1dzaj\u00facich finan\u010dn\u00fdch in\u0161tit\u00faci\u00ed. Dodato\u010dn\u00e1 dokument\u00e1cia preukazuje odhodlanie a v\u00fdrazne zni\u017euje neistotu pri schva\u013eovan\u00ed.<\/p>\n

Ak je k dispoz\u00edcii, prilo\u017ete d\u00f4kaz o majetku nad r\u00e1mec po\u017eadovan\u00e9ho overenia pr\u00edjmu. Investi\u010dn\u00e9 \u00fa\u010dty, vlastn\u00edctvo nehnute\u013enost\u00ed a \u00faspory preukazuj\u00fa finan\u010dn\u00fa stabilitu, ktor\u00e1 podporuje zv\u00fd\u0161enie \u00faverov\u00e9ho limitu<\/strong> potenci\u00e1l po schv\u00e1len\u00ed.<\/p>\n

Pochopenie procesu op\u00e4tovn\u00e9ho pos\u00fadenia<\/h2>\n

Zamietnutie nemus\u00ed nevyhnutne znamena\u0165 trval\u00e9 zamietnutie v Raiffeisen Bank. Mnoh\u00e9 region\u00e1lne pobo\u010dky pon\u00fakaj\u00fa mo\u017enosti op\u00e4tovn\u00e9ho pos\u00fadenia, ak \u017eiadatelia poskytn\u00fa dodato\u010dn\u00fa dokument\u00e1ciu alebo vysvetlenia.<\/p>\n

Do 30 dn\u00ed od zamietnutia kontaktujte oddelenie rozhodovania a preberte s n\u00edm obavy. Bu\u010fte pripraven\u00ed rie\u0161i\u0165 konkr\u00e9tne vznesen\u00e9 ot\u00e1zky a poskytn\u00fa\u0165 podporn\u00fa dokument\u00e1ciu, ktor\u00e1 podstatne posiln\u00ed v\u00e1\u0161 pr\u00edpad.<\/p>\n

Strat\u00e9gie po schv\u00e1len\u00ed pre obmedzenie rastu<\/h2>\n

Po\u010diato\u010dn\u00e9 \u00faverov\u00e9 limity u Raiffeisen \u010dasto za\u010d\u00ednaj\u00fa konzervat\u00edvne bez oh\u013eadu na kvalifik\u00e1ciu. Preuk\u00e1\u017ete zodpovedn\u00e9 vyu\u017e\u00edvanie prostredn\u00edctvom n\u00edzkych prevod zostatku<\/strong> aktivitu a konzistentn\u00e9 mesa\u010dn\u00e9 platby v plnej v\u00fd\u0161ke.<\/p>\n

\u017diados\u0165 zv\u00fd\u0161enie \u00faverov\u00e9ho limitu<\/strong> recenzie po \u0161iestich mesiacoch bezchybnej hist\u00f3rie platieb. Raiffeisen priaznivo reaguje na proakt\u00edvne \u017eiadosti, ak s\u00fa podlo\u017een\u00e9 zlep\u0161enou finan\u010dnou situ\u00e1ciou alebo preuk\u00e1zate\u013en\u00fdm zodpovedn\u00fdm pou\u017e\u00edvan\u00edm.<\/p>\n

Z\u00e1ver: Strategick\u00e1 pr\u00edprava je hnacou silou \u00faspechu<\/h2>\n

Schv\u00e1lenie kreditnej karty Raiffeisen si vy\u017eaduje pochopenie ich bankovej filozofie zameranej na vz\u0165ahy a \u0161trukt\u00fary spolupr\u00e1ce. \u00daspech pramen\u00ed zo strategickej pr\u00edpravy, komplexnej dokument\u00e1cie a na\u010dasovania \u017eiadost\u00ed po\u010das obdob\u00ed finan\u010dnej sily.<\/p>\n

Budovanie vz\u0165ahu s bankou pred podan\u00edm \u017eiadosti, udr\u017eiavanie n\u00edzkej \u00farovne zadl\u017eenosti a preuk\u00e1zanie stabiln\u00e9ho pr\u00edjmu vytv\u00e1raj\u00fa z\u00e1klad pre schv\u00e1lenie. Tieto skryt\u00e9 pravidl\u00e1, ak sa systematicky uplat\u0148uj\u00fa, premie\u0148aj\u00fa hrani\u010dn\u00e9 \u017eiadosti na schv\u00e1len\u00e9 \u00fa\u010dty s v\u00fdhodn\u00fdmi podmienkami a rastov\u00fdm potenci\u00e1lom.<\/p>","protected":false},"excerpt":{"rendered":"

Getting approved for a Raiffeisen credit card involves understanding subtle factors that many applicants overlook. These European banking standards differ […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-732","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts\/732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/comments?post=732"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts\/732\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/media?parent=732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/categories?post=732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/tags?post=732"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}