{"id":735,"date":"2026-03-12T20:29:37","date_gmt":"2026-03-12T20:29:37","guid":{"rendered":"https:\/\/likapk.com\/american-express-card-rewards-credit-requirements-and-approval-guide\/735\/"},"modified":"2026-03-12T20:29:37","modified_gmt":"2026-03-12T20:29:37","slug":"american-express-card-rewards-credit-requirements-and-approval-guide","status":"publish","type":"post","link":"https:\/\/likapk.com\/sk\/american-express-card-rewards-credit-requirements-and-approval-guide\/735\/","title":{"rendered":"Karta American Express: Odmeny, po\u017eiadavky na \u00faver a sprievodca schv\u00e1len\u00edm"},"content":{"rendered":"

Karty American Express vynikaj\u00fa na trhu kreditn\u00fdch kariet v\u010faka svojim pr\u00e9miov\u00fdm vernostn\u00fdm programom a exkluz\u00edvnym v\u00fdhod\u00e1m. \u010ci u\u017e h\u013ead\u00e1te cestovn\u00e9 v\u00fdhody, vr\u00e1tenie pe\u0148az\u00ed alebo \u010dlensk\u00e9 vernostn\u00e9 body, Amex pon\u00faka r\u00f4zne mo\u017enosti prisp\u00f4soben\u00e9 r\u00f4znym v\u00fddavkov\u00fdm n\u00e1vykom a finan\u010dn\u00fdm cie\u013eom.<\/p>\n

Pochopenie \u00faverov\u00fdch po\u017eiadaviek a procesu schva\u013eovania v\u00e1m pom\u00f4\u017ee vybra\u0165 si spr\u00e1vnu kartu. T\u00e1to pr\u00edru\u010dka pokr\u00fdva v\u0161etko od \u0161trukt\u00far odmien a\u017e po strat\u00e9gie na maximaliz\u00e1ciu v\u00e1\u0161ho \u00faverov\u00e9ho limitu u najprest\u00ed\u017enej\u0161ieho vydavate\u013ea kariet v Amerike.<\/p>\n

Pochopenie vernostn\u00fdch programov American Express<\/h2>\n

Spolo\u010dnos\u0165 American Express prev\u00e1dzkuje vo svojom portf\u00f3liu kariet nieko\u013eko vernostn\u00fdch mien. Vlajkov\u00e1 lo\u010f Program odmien za \u010dlenstvo<\/a> pon\u00faka flexibiln\u00e9 body, ktor\u00e9 sa prev\u00e1dzaj\u00fa k partnersk\u00fdm leteck\u00fdm spolo\u010dnostiam a hotelom za konkurencieschopn\u00e9 ceny, v\u010faka \u010domu s\u00fa pre cestuj\u00facich cenn\u00e9.<\/p>\n

Karty s mo\u017enos\u0165ou vr\u00e1tenia pe\u0148az\u00ed, ako napr\u00edklad Blue Cash Preferred, poskytuj\u00fa jednoduch\u00e9 odmeny za ka\u017edodenn\u00e9 n\u00e1kupy. Tieto karty zvy\u010dajne prin\u00e1\u0161aj\u00fa vy\u0161\u0161ie percento z ceny potrav\u00edn, benz\u00ednu a streamovac\u00edch slu\u017eieb, \u010do je ide\u00e1lne na maximaliz\u00e1ciu be\u017en\u00fdch v\u00fddavkov bez zlo\u017eitosti.<\/p>\n

Po\u017eiadavky na kreditn\u00e9 sk\u00f3re pre karty Amex<\/h2>\n

V\u00e4\u010d\u0161ina kreditn\u00fdch kariet American Express vy\u017eaduje na schv\u00e1lenie dobr\u00fd a\u017e vynikaj\u00faci kredit. Vo v\u0161eobecnosti v\u00e1s priaznivo hodnot\u00ed sk\u00f3re FICO 670 alebo vy\u0161\u0161ie, hoci pr\u00e9miov\u00e9 karty \u010dasto o\u010dak\u00e1vaj\u00fa sk\u00f3re nad 700.<\/p>\n

Karty ako Platinum Card a Gold Card zvy\u010dajne vy\u017eaduj\u00fa vynikaj\u00face kreditn\u00e9 sk\u00f3re 740 alebo vy\u0161\u0161ie. Z\u00e1kladn\u00e9 mo\u017enosti, ako napr\u00edklad Blue Cash Everyday, m\u00f4\u017eu akceptova\u0165 ni\u017e\u0161ie sk\u00f3re, v\u010faka \u010domu s\u00fa pr\u00edstupn\u00fdm v\u00fdchodiskov\u00fdm bodom pre budovanie vz\u0165ahov so spolo\u010dnos\u0165ou Amex.<\/p>\n

Ro\u010dn\u00e9 poplatky a hodnotov\u00e1 ponuka<\/h2>\n

Karty American Express siahaj\u00fa od kariet bez ro\u010dn\u00e9ho poplatku a\u017e po pr\u00e9miov\u00e9 karty, ktor\u00e9 si \u00fa\u010dtuj\u00fa ro\u010dn\u00fd poplatok $695. Vysok\u00fd poplatok za kartu Platinum Card zah\u0155\u0148a pr\u00edstup do letiskov\u00e9ho sal\u00f3nika, elitn\u00fd status hotela a zna\u010dn\u00e9 cestovn\u00e9 kredity, ktor\u00e9 \u010dasto kompenzuj\u00fa n\u00e1klady.<\/p>\n

V\u00fdpo\u010det toho, \u010di ro\u010dn\u00e9 poplatky od\u00f4vod\u0148uj\u00fa v\u00fdhody, si vy\u017eaduje \u00faprimn\u00e9 pos\u00fadenie va\u0161ich v\u00fddavkov\u00fdch vzorcov. Ak \u010dasto cestujete a vyu\u017e\u00edvate kredity leteck\u00fdch spolo\u010dnost\u00ed, pr\u00e9miov\u00e9 karty v\u00e1m napriek po\u010diato\u010dn\u00fdm n\u00e1kladom prin\u00e1\u0161aj\u00fa v\u00fdnimo\u010dn\u00fa hodnotu.<\/p>\n

Ako spolo\u010dnos\u0165 American Express ur\u010duje \u00faverov\u00e9 limity<\/h2>\n

Spolo\u010dnos\u0165 Amex pri stanovovan\u00ed po\u010diato\u010dn\u00fdch \u00faverov\u00fdch limitov vyhodnocuje viacero faktorov vr\u00e1tane pr\u00edjmu, existuj\u00facich dlhov\u00fdch z\u00e1v\u00e4zkov a \u00faverovej hist\u00f3rie. Va\u0161e platobn\u00e9 spr\u00e1vanie vo\u010di in\u00fdm verite\u013eom v\u00fdznamne ovplyv\u0148uje ich rozhodovac\u00ed proces o schv\u00e1len\u00ed aj priraden\u00ed limitu.<\/p>\n

Vydavate\u013e tie\u017e zoh\u013ead\u0148uje v\u00e1\u0161 vz\u0165ah so spolo\u010dnos\u0165ou American Express, ak ste existuj\u00facim dr\u017eite\u013eom karty. Zodpovedn\u00e9 vzorce pou\u017e\u00edvania s\u00fa\u010dasn\u00fdch kariet Amex \u010dasto ved\u00fa k vy\u0161\u0161\u00edm limitom pre nov\u00e9 \u017eiadosti a automatick\u00e9mu zvy\u0161ovaniu v priebehu \u010dasu.<\/p>\n

Proces pod\u00e1vania \u017eiadost\u00ed a predkvalifik\u00e1cia<\/h2>\n

American Express<\/a> pon\u00faka n\u00e1stroje na predbe\u017en\u00e9 overenie sp\u00f4sobilosti, ktor\u00e9 overuj\u00fa opr\u00e1vnenos\u0165 bez toho, aby ovplyvnili va\u0161e kreditn\u00e9 sk\u00f3re. Tieto nez\u00e1v\u00e4zn\u00e9 ot\u00e1zky v\u00e1m pom\u00f4\u017eu odhadn\u00fa\u0165 \u0161ance na schv\u00e1lenie pred odoslan\u00edm form\u00e1lnych \u017eiadost\u00ed, ktor\u00e9 sp\u00fa\u0161\u0165aj\u00fa pr\u00edsne kontroly v \u00faverov\u00fdch spr\u00e1vach.<\/p>\n

Pri \u017eiadosti uve\u010fte presn\u00e9 inform\u00e1cie o pr\u00edjmoch vr\u00e1tane platu, bonusov a investi\u010dn\u00e9ho pr\u00edjmu. Podhodnotenie pr\u00edjmu obmedzuje v\u00e1\u0161 potenci\u00e1lny \u00faverov\u00fd limit, zatia\u013e \u010do nadhodnotenie sp\u00f4sobuje probl\u00e9my s overovan\u00edm, ktor\u00e9 od\u010fa\u013euj\u00fa schv\u00e1lenie alebo ved\u00fa k zamietnutiu.<\/p>\n

Strat\u00e9gie na maximaliz\u00e1ciu v\u00e1\u0161ho kreditn\u00e9ho limitu<\/h2>\n

Vybudovanie siln\u00e9ho \u00faverov\u00e9ho profilu pred podan\u00edm \u017eiadosti podstatne zvy\u0161uje v\u00e1\u0161 po\u010diato\u010dn\u00fd \u00faverov\u00fd limit. Spl\u00e1canie existuj\u00facich zostatkov a udr\u017eiavanie miery vyu\u017eitia \u00faveru pod 30 percentami preukazuje zodpovedn\u00e9 finan\u010dn\u00e9 riadenie, ktor\u00e9 emitenti odme\u0148uj\u00fa vy\u0161\u0161\u00edmi limitmi.<\/p>\n

Po schv\u00e1len\u00ed si pravideln\u00e9 a v\u010dasn\u00e9 platby buduj\u00fa d\u00f4veru so spolo\u010dnos\u0165ou American Express. Vykon\u00e1vanie viacer\u00fdch platieb po\u010das faktura\u010dn\u00e9ho cyklu namiesto \u010dakania do d\u00e1tumu splatnosti udr\u017eiava n\u00edzke vykazovan\u00e9 zostatky a signalizuje akt\u00edvnu spr\u00e1vu \u00fa\u010dtu.<\/p>\n

Vyu\u017e\u00edvanie \u00faverov a jeho vplyv<\/h2>\n

Udr\u017eiavanie zostatku pod 10 percentami v\u00e1\u0161ho \u00faverov\u00e9ho limitu optimalizuje vplyv na va\u0161e kreditn\u00e9 sk\u00f3re. Tento n\u00edzky pomer vyu\u017eitia \u00faveru ukazuje verite\u013eom, \u017ee nie ste z\u00e1visl\u00ed od \u00faveru a hospod\u00e1rite s financiami konzervat\u00edvne.<\/p>\n

Vysok\u00e1 miera vyu\u017e\u00edvania, aj ke\u010f sa mesa\u010dne plat\u00ed v plnej v\u00fd\u0161ke, m\u00f4\u017ee vyvola\u0165 obavy z finan\u010dn\u00e9ho stresu. Spolo\u010dnos\u0165 American Express pozorne sleduje v\u00fddavkov\u00e9 vzorce a neust\u00e1le vy\u010derp\u00e1vanie kariet m\u00f4\u017ee vies\u0165 k zn\u00ed\u017eeniu limitu alebo k rev\u00edzii \u00fa\u010dtu.<\/p>\n

\u017diados\u0165 o zv\u00fd\u0161enie \u00faverov\u00e9ho limitu<\/h2>\n

Po \u0161iestich mesiacoch zodpovedn\u00e9ho pou\u017e\u00edvania m\u00f4\u017eete po\u017eiada\u0165 o zv\u00fd\u0161enie kreditn\u00e9ho limitu prostredn\u00edctvom svojho online \u00fa\u010dtu. Amex zvy\u010dajne vykon\u00e1va pre existuj\u00facich z\u00e1kazn\u00edkov tzv. \u201esoft pulls\u201c, \u010do znamen\u00e1, \u017ee tieto \u017eiadosti vo v\u00e4\u010d\u0161ine pr\u00edpadov nepo\u0161kodia va\u0161e kreditn\u00e9 sk\u00f3re.<\/p>\n

Pri \u017eiadosti o zv\u00fd\u0161enie platu je d\u00f4le\u017eit\u00e9 na\u010dasovanie. Po\u017eiadajte o zv\u00fd\u0161enie platu po tom, \u010do v\u00e1m bolo zv\u00fd\u0161en\u00e9 plat, zn\u00ed\u017eili ste dlh alebo ste v\u00fdrazne zlep\u0161ili kreditn\u00e9 sk\u00f3re. Preuk\u00e1zanie zmenen\u00fdch finan\u010dn\u00fdch okolnost\u00ed posil\u0148uje va\u0161e argumenty pre roz\u0161\u00edren\u00fd pr\u00edstup k \u00faverom nad r\u00e1mec p\u00f4vodn\u00fdch limitov schv\u00e1lenia.<\/p>\n

Cestovn\u00e9 v\u00fdhody a poistn\u00e1 ochrana<\/h2>\n

Pr\u00e9miov\u00e9 karty American Express zah\u0155\u0148aj\u00fa komplexn\u00e9 cestovn\u00e9 poistenie, ktor\u00e9 kryje storno cesty, straten\u00fa bato\u017einu a po\u0161kodenie prenajat\u00e9ho vozidla. T\u00e1to ochrana eliminuje potrebu samostatn\u00fdch cestovn\u00fdch poistiek, \u010d\u00edm \u0161etr\u00ed peniaze a z\u00e1rove\u0148 poskytuje pokoj po\u010das ciest.<\/p>\n

Vstup do letiskov\u00fdch sal\u00f3nikov prostredn\u00edctvom programov ako Centurion Lounges a Priority Pass men\u00ed cestovate\u013esk\u00e9 z\u00e1\u017eitky. Bezplatn\u00e9 jedlo, n\u00e1poje a pohodln\u00e9 pracovn\u00e9 priestory opr\u00e1v\u0148uj\u00fa ro\u010dn\u00e9 poplatky pre \u010dast\u00fdch cestuj\u00facich, ktor\u00ed si cenia pohodlie a produktivitu po\u010das cestovania.<\/p>\n

Partneri pre prevod a uplatnenie bodov<\/h2>\n

Body Membership Rewards sa prev\u00e1dzaj\u00fa do viac ako 20 leteck\u00fdch a hotelov\u00fdch programov v pomere 1:1. T\u00e1to flexibilita v\u00e1m umo\u017e\u0148uje maximalizova\u0165 hodnotu prevodom k partnerom s dostupnos\u0165ou odmien, ktor\u00e1 zodpoved\u00e1 va\u0161im cestovn\u00fdm pl\u00e1nom.<\/p>\n

Strategick\u00e9 prevody do programov ako Aeroplan alebo Virgin Atlantic \u010dasto prin\u00e1\u0161aj\u00fa nadmern\u00fa hodnotu za pr\u00e9miov\u00e9 lety v kab\u00edne. Prieskum najlep\u0161\u00edch pon\u00fak v grafoch partnersk\u00fdch odmien v\u00e1m pom\u00f4\u017ee vy\u0165a\u017ei\u0165 maximum z nazbieran\u00fdch bodov.<\/p>\n

Ochrana n\u00e1kupu a pred\u013a\u017een\u00e9 z\u00e1ruky<\/h2>\n

Spolo\u010dnos\u0165 American Express automaticky predl\u017euje z\u00e1ruku v\u00fdrobcu o jeden rok na opr\u00e1vnen\u00e9 n\u00e1kupy. T\u00e1to v\u00fdhoda chr\u00e1ni elektroniku, spotrebi\u010de a \u010fal\u0161ie polo\u017eky bez dodato\u010dn\u00fdch n\u00e1kladov a poskytuje cenn\u00e9 krytie nad r\u00e1mec \u0161tandardn\u00fdch z\u00e1ruk.<\/p>\n

Ochrana pri n\u00e1kupe kryje nov\u00e9 polo\u017eky pred po\u0161koden\u00edm alebo kr\u00e1de\u017eou po\u010das 90 dn\u00ed od d\u00e1tumu n\u00e1kupu. Toto poistenie v\u00e1m umo\u017e\u0148uje nakupova\u0165 s istotou s vedom\u00edm, \u017ee va\u0161e invest\u00edcie s\u00fa chr\u00e1nen\u00e9, ak\u00fa poistky obchodov len zriedka dok\u00e1\u017eu dosiahnu\u0165.<\/p>\n

Budovanie v\u00e1\u0161ho vz\u0165ahu s Amex v priebehu \u010dasu<\/h2>\n

Spolo\u010dnos\u0165 American Express odme\u0148uje dlhodob\u00fdch dr\u017eite\u013eov kariet pravideln\u00fdm automatick\u00fdm zvy\u0161ovan\u00edm \u00faverov\u00e9ho limitu. Udr\u017eiavanie \u00fa\u010dtu v dobrom stave po cel\u00e9 roky demon\u0161truje stabilitu, ktor\u00e1 povzbudzuje vydavate\u013ea k roz\u0161\u00edreniu v\u00e1\u0161ho pr\u00edstupu k \u00faveru bez \u017eiadosti.<\/p>\n

Pridanie \u010fal\u0161\u00edch kariet do v\u00e1\u0161ho portf\u00f3lia posil\u0148uje v\u00e1\u0161 celkov\u00fd vz\u0165ah. Za\u010datie s kartami z\u00e1kladnej \u00farovne a prechod na pr\u00e9miov\u00e9 mo\u017enosti ukazuje pokrok, ktor\u00fd spolo\u010dnos\u0165 American Express oce\u0148uje lep\u0161ou pravdepodobnos\u0165ou schv\u00e1lenia a podmienkami.<\/p>\n

Be\u017en\u00e9 chyby pri schva\u013eovan\u00ed, ktor\u00fdm sa treba vyhn\u00fa\u0165<\/h2>\n

\u017diadosti o viacero kreditn\u00fdch kariet v kr\u00e1tkom \u010dasovom horizonte vyvol\u00e1vaj\u00fa u vydavate\u013eov varovn\u00e9 sign\u00e1ly. \u017diadosti si odlo\u017ete aspo\u0148 na tri mesiace, aby ste sa vyhli dojmu, \u017ee z\u00fafalo potrebujete \u00faver alebo ste finan\u010dne nestabiln\u00ed.<\/p>\n

Vysok\u00e9 zostatky na \u00fa\u010dte pri \u017eiadosti v\u00fdrazne zni\u017euj\u00fa \u0161ance na schv\u00e1lenie. Pred podan\u00edm \u017eiadosti splatte revolvingov\u00fd dlh, aby ste pois\u0165ovate\u013eom prezentovali \u010do najsilnej\u0161\u00ed finan\u010dn\u00fd profil.<\/p>\n

Spr\u00e1va viacer\u00fdch kariet American Express<\/h2>\n

Dr\u017eanie viacer\u00fdch kariet Amex v\u00e1m umo\u017e\u0148uje maximalizova\u0165 bonusy v r\u00f4znych oblastiach v\u00fddavkov. Pou\u017e\u00edvanie zlatej karty na stravovanie a n\u00e1kupy potrav\u00edn a z\u00e1rove\u0148 platenie cestovn\u00fdch n\u00e1kladov platenou kartou optimalizuje z\u00edskavanie odmien bez zlo\u017eitosti.<\/p>\n

Ka\u017ed\u00e1 karta m\u00e1 samostatn\u00e9 kreditn\u00e9 limity, ktor\u00e9 sa nes\u010d\u00edtavaj\u00fa do dostupn\u00e9ho kreditu. T\u00e1to \u0161trukt\u00fara znamen\u00e1, \u017ee m\u00f4\u017eete potenci\u00e1lne z\u00edska\u0165 pr\u00edstup k v\u00e4\u010d\u0161iemu celkov\u00e9mu kreditu na viacer\u00fdch kart\u00e1ch, ako by ste z\u00edskali z jednej karty.<\/p>\n

Pochopenie d\u00e1tumov splatnosti platieb a obdob\u00ed odkladu<\/h2>\n

Spolo\u010dnos\u0165 American Express zvy\u010dajne vy\u017eaduje platbu v plnej v\u00fd\u0161ke v ka\u017edom faktura\u010dnom cykle pri platobn\u00fdch kart\u00e1ch. Kreditn\u00e9 karty pon\u00fakaj\u00fa mo\u017enosti minim\u00e1lnej platby, ale zostatky na \u00fa\u010dte s\u00fa spojen\u00e9 s \u00farokmi, ktor\u00e9 r\u00fdchlo zni\u017euj\u00fa hodnotu odmien z\u00edskan\u00fdch v\u00fddavkami.<\/p>\n

Nastavenie automatick\u00fdch platieb zaru\u010duje, \u017ee nikdy nezme\u0161k\u00e1te term\u00edny splatnosti, ktor\u00e9 by mohli po\u0161kodi\u0165 va\u0161e kreditn\u00e9 sk\u00f3re. Aj ke\u010f uprednost\u0148ujete manu\u00e1lne platby, automatick\u00e9 platby sl\u00fa\u017eia ako z\u00e1lo\u017en\u00e1 ochrana pred n\u00e1hodn\u00fdm oneskoren\u00edm platieb.<\/p>\n

Z\u00e1ver<\/h2>\n

Karty American Express prin\u00e1\u0161aj\u00fa v\u00fdnimo\u010dn\u00e9 odmeny a v\u00fdhody pre spotrebite\u013eov so sol\u00eddnym \u00faverov\u00fdm profilom. Pochopenie \u00faverov\u00fdch po\u017eiadaviek, strat\u00e9gi\u00ed pod\u00e1vania \u017eiadost\u00ed a techn\u00edk budovania limitov v\u00e1m umo\u017en\u00ed \u00faspe\u0161n\u00e9 schv\u00e1lenie a maximaliz\u00e1ciu hodnoty v\u00fdhod pr\u00e9miovej karty.<\/p>\n

Vyberte si karty, ktor\u00e9 zodpovedaj\u00fa va\u0161im v\u00fddavkov\u00fdm n\u00e1vykom a finan\u010dn\u00fdm cie\u013eom. \u010ci u\u017e h\u013ead\u00e1te cestovn\u00e9 odmeny, vr\u00e1tenie pe\u0148az\u00ed alebo flexibiln\u00e9 body, zodpovedn\u00e9 pou\u017e\u00edvanie v kombin\u00e1cii so strategick\u00fdm riaden\u00edm \u00faveru odomyk\u00e1 pln\u00fd potenci\u00e1l najprest\u00ed\u017enej\u0161ieho vydavate\u013ea kreditn\u00fdch kariet v Amerike.<\/p>","protected":false},"excerpt":{"rendered":"

American Express cards stand out in the credit card market for their premium rewards programs and exclusive perks. Whether you’re […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-735","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts\/735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/comments?post=735"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts\/735\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/media?parent=735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/categories?post=735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/tags?post=735"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}