{"id":739,"date":"2026-03-12T23:12:08","date_gmt":"2026-03-12T23:12:08","guid":{"rendered":"https:\/\/likapk.com\/ing-credit-card-requirements-and-approval-secrets-explained\/739\/"},"modified":"2026-03-12T23:12:08","modified_gmt":"2026-03-12T23:12:08","slug":"ing-credit-card-requirements-and-approval-secrets-explained","status":"publish","type":"post","link":"https:\/\/likapk.com\/sk\/ing-credit-card-requirements-and-approval-secrets-explained\/739\/","title":{"rendered":"Kreditn\u00e1 karta ING: Vysvetlenie po\u017eiadaviek a tajomstiev schva\u013eovania"},"content":{"rendered":"

Kreditn\u00e9 karty ING pon\u00fakaj\u00fa konkurencieschopn\u00e9 odmeny a flexibiln\u00e9 mo\u017enosti platby pre r\u00f4zne v\u00fddavkov\u00e9 n\u00e1vyky. Pochopenie po\u017eiadaviek na schv\u00e1lenie pom\u00e1ha \u017eiadate\u013eom strategicky sa pripravi\u0165 na prijatie a maximalizova\u0165 potenci\u00e1l svojho kreditn\u00e9ho limitu od za\u010diatku.<\/p>\n

T\u00e1to komplexn\u00e1 pr\u00edru\u010dka odha\u013euje, \u010do ING h\u013ead\u00e1 u \u017eiadate\u013eov a praktick\u00e9 strat\u00e9gie na zlep\u0161enie va\u0161ich \u0161anc\u00ed na schv\u00e1lenie. Presk\u00famame o\u010dak\u00e1vania t\u00fdkaj\u00face sa kreditn\u00e9ho sk\u00f3re, procesy overovania pr\u00edjmu a to, ako efekt\u00edvne vyu\u017ei\u0165 svoj finan\u010dn\u00fd profil.<\/p>\n

Pochopenie po\u017eiadaviek na opr\u00e1vnenos\u0165 kreditnej karty ING<\/h2>\n

ING pri posudzovan\u00ed hodnot\u00ed viacero faktorov \u017eiadosti o kreditn\u00e9 karty<\/a>, vr\u00e1tane \u00faverovej hist\u00f3rie, stability pr\u00edjmu a existuj\u00facich dlhov\u00fdch z\u00e1v\u00e4zkov. Banka uprednost\u0148uje zodpovedn\u00fdch dl\u017en\u00edkov, ktor\u00ed preukazuj\u00fa konzistentn\u00e9 finan\u010dn\u00e9 riadenie a spo\u013eahliv\u00e9 platobn\u00e9 spr\u00e1vanie v priebehu \u010dasu.<\/p>\n

Minim\u00e1lne po\u017eiadavky na kreditn\u00e9 sk\u00f3re sa zvy\u010dajne pohybuj\u00fa od 650 do 700 pre \u0161tandardn\u00e9 karty, zatia\u013e \u010do pr\u00e9miov\u00e9 ponuky vy\u017eaduj\u00fa vynikaj\u00faci kredit. Va\u0161e sk\u00f3re FICO predstavuje len jednu s\u00fa\u010das\u0165 komplexn\u00e9ho hodnotenia, ktor\u00e9 zah\u0155\u0148a overenie zamestnania a v\u00fdpo\u010det pomeru dlhu k pr\u00edjmu.<\/p>\n

Vplyv kreditn\u00e9ho sk\u00f3re na schv\u00e1lenie karty ING<\/h2>\n

Va\u0161e kreditn\u00e9 sk\u00f3re priamo ovplyv\u0148uje rozhodnutia o schv\u00e1len\u00ed a ur\u010duje v\u00e1\u0161 po\u010diato\u010dn\u00fd \u00faverov\u00fd limit v ING. \u017diadatelia s vynikaj\u00facim kreditn\u00fdm sk\u00f3re nad 750 zvy\u010dajne dostan\u00fa okam\u017eit\u00e9 schv\u00e1lenie s vy\u0161\u0161\u00edmi limitmi a lep\u0161\u00edmi ponukami ro\u010dnej percentu\u00e1lnej sadzby.<\/p>\n

\u017diadatelia s dobrou bonitou medzi 670 a 749 \u010delia miernej kontrole, ale vo v\u0161eobecnosti sp\u013a\u0148aj\u00fa podmienky pre v\u00e4\u010d\u0161inu kartov\u00fdch produktov. \u017diadatelia o primeran\u00fa bonitu s hodnotou pod 670 m\u00f4\u017eu ma\u0165 dlh\u0161ie lehoty na pos\u00fadenie alebo m\u00f4\u017eu na schv\u00e1lenie vy\u017eadova\u0165 dodato\u010dn\u00e9 doklady o pr\u00edjme.<\/p>\n

Po\u017eiadavky na overenie pr\u00edjmu a dokument\u00e1ciu<\/h2>\n

ING vy\u017eaduje overite\u013en\u00e9 doklady o pr\u00edjmoch na pos\u00fadenie va\u0161ej schopnosti spl\u00e1ca\u0165 a ur\u010denie vhodn\u00fdch \u00faverov\u00fdch limitov. Medzi prijate\u013en\u00e9 d\u00f4kazy patria ned\u00e1vne v\u00fdplatn\u00e9 p\u00e1sky, da\u0148ov\u00e9 priznania, v\u00fdpisy z bankov\u00e9ho \u00fa\u010dtu alebo ofici\u00e1lne pracovn\u00e9 listy preukazuj\u00face konzistentn\u00fd pr\u00edjem.<\/p>\n

\u017diadatelia o pr\u00e1cu samostatne z\u00e1robkovo \u010dinn\u00ed musia poskytn\u00fa\u0165 dodato\u010dn\u00fa dokument\u00e1ciu, ako s\u00fa v\u00fdkazy ziskov a str\u00e1t alebo v\u00fdpisy z obchodn\u00e9ho bankov\u00e9ho \u00fa\u010dtu. Banka vypo\u010d\u00edta pomer v\u00e1\u0161ho dlhu k pr\u00edjmu, aby sa zabezpe\u010dilo, \u017ee mesa\u010dn\u00e9 \u00faverov\u00e9 z\u00e1v\u00e4zky zostan\u00fa pod 43 percentami hrub\u00e9ho pr\u00edjmu.<\/p>\n

Strategick\u00e9 na\u010dasovanie \u017eiadost\u00ed o kreditn\u00e9 karty<\/h2>\n

Na\u010dasovanie v\u00e1\u0161ho ING<\/a> \u017diados\u0165 o kreditn\u00fa kartu strategicky zvy\u0161uje \u0161ance na schv\u00e1lenie a potenci\u00e1lne zabezpe\u010duje lep\u0161ie podmienky. Vyhnite sa \u017eiadosti ihne\u010f po podan\u00ed in\u00fdch \u00faverov\u00fdch \u017eiadost\u00ed, preto\u017ee viacero \u017eiadost\u00ed v kr\u00e1tkom \u010dase je pre verite\u013eov varovn\u00fdm sign\u00e1lom.<\/p>\n

Zv\u00e1\u017ete podanie \u017eiadosti po pozit\u00edvnych zmen\u00e1ch vo va\u0161om \u00faverovom profile, ako je napr\u00edklad splatenie existuj\u00facich zostatkov alebo odstr\u00e1nenie negat\u00edvnych zn\u00e1mok. Medzi \u017eiados\u0165ami o \u00faver nechajte uplyn\u00fa\u0165 aspo\u0148 tri mesiace, aby ste minimalizovali vplyv pr\u00edsnych zis\u0165ovan\u00ed na va\u0161e \u00faverov\u00e9 sk\u00f3re.<\/p>\n

Ako ING ur\u010duje v\u00e1\u0161 po\u010diato\u010dn\u00fd \u00faverov\u00fd limit<\/h2>\n

ING analyzuje viacero \u00fadajov na stanovenie v\u00e1\u0161ho po\u010diato\u010dn\u00e9ho \u00faverov\u00e9ho limitu vr\u00e1tane vyk\u00e1zan\u00e9ho pr\u00edjmu, vyu\u017eitia \u00faveru na existuj\u00facich \u00fa\u010dtoch a hist\u00f3rie platieb. Osoby s vy\u0161\u0161\u00edmi pr\u00edjmami a n\u00edzkym existuj\u00facim dlhom zvy\u010dajne dost\u00e1vaj\u00fa \u0161tedrej\u0161ie limity, ktor\u00e9 odr\u00e1\u017eaj\u00fa ich schopnos\u0165 spl\u00e1ca\u0165.<\/p>\n

V\u00e1\u0161 vz\u0165ah so spolo\u010dnos\u0165ou ING je tie\u017e d\u00f4le\u017eit\u00fd \u2013 existuj\u00faci z\u00e1kazn\u00edci s be\u017en\u00fdmi alebo sporiacimi \u00fa\u010dtami m\u00f4\u017eu ma\u0165 n\u00e1rok na preferen\u010dn\u00e9 zaobch\u00e1dzanie. Banka kontroluje va\u0161e v\u00fddavkov\u00e9 vzorce a hist\u00f3riu spr\u00e1vy \u00fa\u010dtu, aby predpovedala zodpovedn\u00e9 spr\u00e1vanie pri pou\u017e\u00edvan\u00ed kreditn\u00fdch kariet.<\/p>\n

Strat\u00e9gie na maximaliz\u00e1ciu schv\u00e1lenia v\u00e1\u0161ho \u00faverov\u00e9ho limitu<\/h2>\n

Pred podan\u00edm \u017eiadosti o ak\u00fako\u013evek najlep\u0161iu kreditn\u00fa kartu s dobrou bonitou prezentujte siln\u00fd finan\u010dn\u00fd profil zabezpe\u010den\u00edm presnosti va\u0161ej \u00faverovej spr\u00e1vy. Spochyb\u0148ujte chyby a rie\u0161te neuhraden\u00e9 poh\u013ead\u00e1vky, aby ste preuk\u00e1zali zodpovedn\u00e9 finan\u010dn\u00e9 riadenie a z\u00e1v\u00e4zok k \u00faverovej bonite.<\/p>\n

Pred odoslan\u00edm \u017eiadosti zn\u00ed\u017ete mieru vyu\u017eitia \u00faveru pod 30 percent na v\u0161etk\u00fdch existuj\u00facich \u00fa\u010dtoch. To signalizuje finan\u010dn\u00fa discipl\u00ednu a dostupn\u00fa kapacitu na spracovanie dodato\u010dn\u00e9ho \u00faveru bez nadmern\u00e9ho spl\u00e1cania alebo probl\u00e9mov s platbami.<\/p>\n

Udr\u017eiavanie n\u00edzkeho vyu\u017e\u00edvania \u00faverov pre lep\u0161ie schva\u013eovanie<\/h2>\n

Vyu\u017eitie \u00faveru predstavuje percento dostupn\u00e9ho \u00faveru, ktor\u00fd aktu\u00e1lne vyu\u017e\u00edvate na v\u0161etk\u00fdch revolvingov\u00fdch \u00fa\u010dtoch. Udr\u017eiavanie tohto pomeru pod 10 percentami demon\u0161truje v\u00fdnimo\u010dn\u00e9 riadenie \u00faverov a v\u00fdrazne zvy\u0161uje \u0161ance na schv\u00e1lenie pr\u00e9miov\u00fdch kariet.<\/p>\n

Pred podan\u00edm \u017eiadosti do ING splatte existuj\u00face zostatky, preto\u017ee vysok\u00e1 miera vyu\u017eitia nazna\u010duje finan\u010dn\u00fd stres. Platby pred d\u00e1tumami uz\u00e1vierky v\u00fdpisov zni\u017euj\u00fa vyk\u00e1zan\u00e9 zostatky a zlep\u0161uj\u00fa mieru vyu\u017eitia pre \u00fa\u010dely pos\u00fadenia \u017eiadosti.<\/p>\n

Budovanie silnej hist\u00f3rie platieb pred podan\u00edm \u017eiadosti<\/h2>\n

Konzistentn\u00e9 v\u010dasn\u00e9 platby v\u0161etk\u00fdch \u00faverov\u00fdch z\u00e1v\u00e4zkov vytv\u00e1raj\u00fa z\u00e1klad pre schv\u00e1lenie s konkurencieschopn\u00fdmi podmienkami. Oneskoren\u00e9 platby zost\u00e1vaj\u00fa v \u00faverov\u00fdch spr\u00e1vach sedem rokov a v\u00fdrazne po\u0161kodzuj\u00fa va\u0161u \u017eiados\u0165 o \u00faver u ktor\u00e9hoko\u013evek emitenta.<\/p>\n

Automatizujte minim\u00e1lne platby, aby ste predi\u0161li n\u00e1hodn\u00fdm oneskoreniam, a z\u00e1rove\u0148 pla\u0165te viac, ke\u010f je to mo\u017en\u00e9, aby ste zn\u00ed\u017eili zostatky. \u0160es\u0165 mesiacov perfektnej hist\u00f3rie platieb m\u00f4\u017ee v\u00fdrazne zlep\u0161i\u0165 va\u0161e kreditn\u00e9 sk\u00f3re a vyhliadky na schv\u00e1lenie cestovn\u00fdch vernostn\u00fdch programov.<\/p>\n

Mo\u017enosti predkvalifik\u00e1cie a predbe\u017en\u00e9ho schv\u00e1lenia<\/h2>\n

ING pon\u00faka n\u00e1stroje na predbe\u017en\u00e9 hodnotenie, ktor\u00e9 odhaduj\u00fa pravdepodobnos\u0165 schv\u00e1lenia bez ovplyvnenia v\u00e1\u0161ho kreditn\u00e9ho sk\u00f3re prostredn\u00edctvom m\u00e4kk\u00fdch ot\u00e1zok. Tieto predbe\u017en\u00e9 hodnotenia sk\u00famaj\u00fa z\u00e1kladn\u00e9 finan\u010dn\u00e9 inform\u00e1cie s cie\u013eom predpoveda\u0165 pravdepodobnos\u0165 prijatia pred form\u00e1lnym podan\u00edm \u017eiadosti.<\/p>\n

Pozv\u00e1nky na predbe\u017en\u00e9 schv\u00e1lenie nazna\u010duj\u00fa vysok\u00fa \u0161ancu na schv\u00e1lenie na z\u00e1klade intern\u00fdch krit\u00e9ri\u00ed ING a existuj\u00facich vz\u0165ahov so z\u00e1kazn\u00edkmi. Kone\u010dn\u00e9 schv\u00e1lenie si v\u0161ak st\u00e1le vy\u017eaduje kompletn\u00e9 presk\u00famanie \u017eiadosti a overenie poskytnut\u00fdch finan\u010dn\u00fdch inform\u00e1ci\u00ed.<\/p>\n

Be\u017en\u00e9 d\u00f4vody zamietnutia kreditnej karty ING<\/h2>\n

\u017diadosti \u010delia zamietnutiu predov\u0161etk\u00fdm z d\u00f4vodu nedostato\u010dnej \u00faverovej hist\u00f3rie, ned\u00e1vnych oneskoren\u00fdch platieb alebo nadmern\u00e9ho existuj\u00faceho dlhu. Vysok\u00e9 vyu\u017eitie \u00faveru nad 50 percent signalizuje nadmern\u00e9 finan\u010dn\u00e9 zadl\u017eenie a vyvol\u00e1va obavy o schopnos\u0165 spl\u00e1ca\u0165.<\/p>\n

Pr\u00edli\u0161 ve\u013ea ned\u00e1vnych \u00faverov\u00fdch \u017eiadost\u00ed nazna\u010duje, \u017ee pois\u0165ovatelia si kupuj\u00fa \u00favery alebo maj\u00fa potenci\u00e1lne finan\u010dn\u00e9 \u0165a\u017ekosti. Obmedzen\u00fd pr\u00edjem v porovnan\u00ed s po\u017eadovan\u00fdmi \u00faverov\u00fdmi limitmi alebo nestabiln\u00e1 pracovn\u00e1 hist\u00f3ria tie\u017e ved\u00fa k zamietnutiu zo strany t\u00edmov pre hodnotenie riz\u00edk.<\/p>\n

\u017diados\u0165 o zv\u00fd\u0161enie \u00faverov\u00e9ho limitu po schv\u00e1len\u00ed<\/h2>\n

Po schv\u00e1len\u00ed m\u00f4\u017eu dr\u017eitelia karty po\u017eiada\u0165 o zv\u00fd\u0161enie kreditn\u00e9ho limitu po \u0161iestich mesiacoch zodpovedn\u00e9ho pou\u017e\u00edvania a pravideln\u00fdch platieb. Pou\u017e\u00edvajte kartu pravidelne, ale udr\u017eiavajte mieru vyu\u017eitia pod 30 percentami, aby ste preuk\u00e1zali kontrolovan\u00e9 v\u00fddavkov\u00e9 n\u00e1vyky a finan\u010dn\u00fa stabilitu.<\/p>\n

Po\u010das faktura\u010dn\u00e9ho cyklu vykon\u00e1vajte viacero platieb, aby ste udr\u017eali n\u00edzke vyk\u00e1zan\u00e9 zostatky a preuk\u00e1zali akt\u00edvnu spr\u00e1vu \u00fa\u010dtu. Po\u017eiadajte o zv\u00fd\u0161enie limitov po zv\u00fd\u0161en\u00ed pr\u00edjmu alebo v\u00fdraznom zn\u00ed\u017een\u00ed dlhu, aby ste posilnili svoje argumenty pre vy\u0161\u0161ie limity.<\/p>\n

V\u00fdhody karty ING, ktor\u00e9 stoja za zv\u00e1\u017eenie<\/h2>\n

Kreditn\u00e9 karty ING poskytuj\u00fa konkurencieschopn\u00e9 odmeny vo forme cashbacku pri ka\u017edodenn\u00fdch n\u00e1kupoch, ako s\u00fa potraviny, benz\u00edn a stravovanie. Pr\u00e9miov\u00e9 karty zah\u0155\u0148aj\u00fa cestovn\u00e9 poistenie, ochranu n\u00e1kupu a pred\u013a\u017een\u00fa z\u00e1ruku, ktor\u00e9 prid\u00e1vaj\u00fa zna\u010dn\u00fa hodnotu nad r\u00e1mec \u00farokov\u00fdch sadzieb.<\/p>\n

Dr\u017eitelia kariet maj\u00fa k dispoz\u00edcii flexibiln\u00e9 mo\u017enosti uplatnenia vr\u00e1tane kreditov na v\u00fdpise, priamych vkladov alebo rezerv\u00e1ci\u00ed ciest prostredn\u00edctvom partnersk\u00fdch port\u00e1lov. Niektor\u00e9 karty pon\u00fakaj\u00fa \u00favodn\u00e9 obdobia RPSN 0% na n\u00e1kupy a ponuky prevodu zostatku pre strat\u00e9gie konsolid\u00e1cie dlhov.<\/p>\n

Spr\u00e1va v\u00e1\u0161ho \u00fa\u010dtu pre dlhodob\u00fd \u00faspech<\/h2>\n

Udr\u017eujte si svoju kreditn\u00fa kartu ING v dobrom stave nastaven\u00edm automatick\u00fdch platieb aspo\u0148 na minim\u00e1lnu sumu. Pla\u0165te cel\u00fd zostatok mesa\u010dne, aby ste sa vyhli \u00farokom a maximalizovali hodnotu odmien za v\u00fddavky.<\/p>\n

Pravidelne sledujte svoj \u00fa\u010det, \u010di nedoch\u00e1dza k neopr\u00e1vnen\u00fdm poplatkom, a v ka\u017edom faktura\u010dnom cykle kontrolujte presnos\u0165 v\u00fdpisov. Aktualizujte svoje kontaktn\u00e9 inform\u00e1cie, aby ste dost\u00e1vali d\u00f4le\u017eit\u00e9 upozornenia o zmen\u00e1ch ro\u010dn\u00fdch poplatkov alebo \u00faprav\u00e1ch programu.<\/p>\n

Pochopenie ro\u010dn\u00fdch poplatkov a \u0161trukt\u00far RPSN<\/h2>\n

ING pon\u00faka karty bez ro\u010dn\u00e9ho poplatku aj pr\u00e9miov\u00e9 karty s ro\u010dn\u00fdmi n\u00e1kladmi od $95 do $495. Na z\u00e1klade va\u0161ich v\u00fddavkov\u00fdch n\u00e1vykov a preferenci\u00ed pri v\u00fdbere karty zhodno\u0165te, \u010di roz\u0161\u00edren\u00e9 v\u00fdhody od\u00f4vod\u0148uj\u00fa ro\u010dn\u00fd poplatok.<\/p>\n

Variabiln\u00e9 \u00farokov\u00e9 sadzby RPSN sa zvy\u010dajne pohybuj\u00fa od 15,991 TP3T do 24,991 TP3T v z\u00e1vislosti od \u00faverovej bonity v \u010dase schv\u00e1lenia. Akciov\u00e9 sadzby sa vz\u0165ahuj\u00fa na konkr\u00e9tne kateg\u00f3rie n\u00e1kupov alebo prevodov zostatku a po uplynut\u00ed \u00favodn\u00fdch obdob\u00ed sa vr\u00e1tia k \u0161tandardn\u00fdm sadzb\u00e1m.<\/p>\n

Z\u00e1ver: Pr\u00edprava na \u00faspe\u0161n\u00e9 schv\u00e1lenie ING<\/h2>\n

Z\u00edskanie schv\u00e1lenia kreditnej karty od ING si vy\u017eaduje strategick\u00fa pr\u00edpravu vr\u00e1tane optimaliz\u00e1cie kreditn\u00e9ho sk\u00f3re, dokument\u00e1cie pr\u00edjmov a riadenia vyu\u017e\u00edvania. Pochopenie o\u010dak\u00e1van\u00ed vydavate\u013ea pom\u00e1ha \u017eiadate\u013eom prezentova\u0165 \u010do najsilnej\u0161\u00ed finan\u010dn\u00fd profil za priazniv\u00e9 podmienky.<\/p>\n

Pred podan\u00edm \u017eiadosti sa zamerajte na budovanie sol\u00eddnej hist\u00f3rie platieb, zni\u017eovanie existuj\u00faceho dlhu a udr\u017eiavanie n\u00edzkeho vyu\u017e\u00edvania \u00faverov. S riadnou pr\u00edpravou a na\u010dasovan\u00edm m\u00f4\u017eu kvalifikovan\u00ed \u017eiadatelia z\u00edska\u0165 pr\u00edstup k konkurencieschopn\u00fdm vernostn\u00fdm programom a flexibiln\u00fdm \u00faverov\u00fdm rie\u0161eniam prostredn\u00edctvom portf\u00f3lia kariet ING.<\/p>","protected":false},"excerpt":{"rendered":"

ING credit cards offer competitive rewards and flexible payment options for diverse spending habits. Understanding approval requirements helps applicants position […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-739","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts\/739","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/comments?post=739"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/posts\/739\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/media?parent=739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/categories?post=739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/sk\/wp-json\/wp\/v2\/tags?post=739"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}