Th\u1ebb t\u00edn d\u1ee5ng Chase Sapphire Preferred<\/a> Th\u1ebb t\u00edn d\u1ee5ng ho\u1eb7c th\u1ebb Reserve mang l\u1ea1i ti\u1ec1m n\u0103ng t\u00edch \u0111i\u1ec3m cao h\u01a1n \u0111\u00e1ng k\u1ec3 cho du l\u1ecbch v\u00e0 \u0103n u\u1ed1ng, c\u00f9ng v\u1edbi kh\u1ea3 n\u0103ng chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m Ultimate Rewards sang c\u00e1c \u0111\u1ed1i t\u00e1c h\u00e0ng kh\u00f4ng v\u00e0 kh\u00e1ch s\u1ea1n c\u00f3 gi\u00e1 tr\u1ecb. Tuy nhi\u00ean, nh\u1eefng th\u1ebb n\u00e0y y\u00eau c\u1ea7u \u0111i\u1ec3m t\u00edn d\u1ee5ng cao h\u01a1n \u0111\u1ec3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn\u2014th\u01b0\u1eddng \u1edf m\u1ee9c t\u1ed1t \u0111\u1ebfn xu\u1ea5t s\u1eafc\u2014v\u00e0 th\u1ebb Reserve \u0111i k\u00e8m v\u1edbi ph\u00ed th\u01b0\u1eddng ni\u00ean kh\u00e1 l\u1edbn, ch\u1ec9 h\u1ee3p l\u00fd n\u1ebfu b\u1ea1n s\u1eed d\u1ee5ng c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng du l\u1ecbch, quy\u1ec1n s\u1eed d\u1ee5ng ph\u00f2ng ch\u1edd v\u00e0 c\u00e1c \u0111\u1eb7c quy\u1ec1n cao c\u1ea5p kh\u00e1c. H\u00e3y t\u00ednh to\u00e1n c\u1ea9n th\u1eadn xem t\u1ef7 l\u1ec7 t\u00edch \u0111i\u1ec3m v\u00e0 t\u00f9y ch\u1ecdn chuy\u1ec3n \u0111\u1ed5i \u0111\u01b0\u1ee3c n\u00e2ng cao c\u00f3 x\u1ee9ng \u0111\u00e1ng v\u1edbi chi ph\u00ed hay kh\u00f4ng d\u1ef1a tr\u00ean chi ti\u00eau th\u1ef1c t\u1ebf h\u00e0ng n\u0103m c\u1ee7a b\u1ea1n trong c\u00e1c danh m\u1ee5c \u0111\u01b0\u1ee3c th\u01b0\u1edfng.<\/p>\n\n\n\n\u1ea2nh h\u01b0\u1edfng c\u1ee7a \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u1ebfn t\u1ef7 l\u1ec7 \u0111\u01b0\u1ee3c Chase ch\u1ea5p thu\u1eadn<\/h2>\n\n\n\n
Chase th\u01b0\u1eddng tu\u00e2n theo c\u00e1c b\u1eadc \u0111i\u1ec3m t\u00edn d\u1ee5ng ti\u00eau chu\u1ea9n c\u1ee7a ng\u00e0nh khi \u0111\u00e1nh gi\u00e1 \u0111\u01a1n \u0111\u0103ng k\u00fd, m\u1eb7c d\u00f9 h\u1ecd xem x\u00e9t to\u00e0n b\u1ed9 b\u00e1o c\u00e1o t\u00edn d\u1ee5ng ch\u1ee9 kh\u00f4ng ch\u1ec9 \u0111i\u1ec3m s\u1ed1. \u0110\u1ed1i v\u1edbi c\u00e1c th\u1ebb cao c\u1ea5p nh\u01b0 Sapphire Reserve ho\u1eb7c m\u1ed9t s\u1ed1 th\u1ebb \u0111\u1ed3ng th\u01b0\u01a1ng hi\u1ec7u v\u1edbi c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng, b\u1ea1n th\u01b0\u1eddng c\u1ea7n \u0111i\u1ec3m FICO \u1edf m\u1ee9c xu\u1ea5t s\u1eafc\u2014th\u01b0\u1eddng l\u00e0 740 tr\u1edf l\u00ean\u2014c\u00f9ng v\u1edbi thu nh\u1eadp \u1ed5n \u0111\u1ecbnh v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t. C\u00e1c th\u1ebb t\u1ea7m trung nh\u01b0 Sapphire Preferred th\u01b0\u1eddng y\u00eau c\u1ea7u \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ed1t, ngh\u0129a l\u00e0 \u0111i\u1ec3m tr\u00ean 670, trong khi m\u1ed9t s\u1ed1 th\u1ebb Freedom c\u00f3 th\u1ec3 d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi c\u00f3 \u0111i\u1ec3m t\u00edn d\u1ee5ng \u1edf m\u1ee9c kh\u00e1 tr\u1edf l\u00ean n\u1ebfu c\u00e1c y\u1ebfu t\u1ed1 kh\u00e1c \u0111\u1ec1u t\u1ed1t.<\/p>\n\n\n\n
Ngo\u00e0i \u0111i\u1ec3m t\u00edn d\u1ee5ng, Chase c\u00f2n xem x\u00e9t c\u00e1c y\u00eau c\u1ea7u t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y, vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n m\u1edbi, c\u00e1c th\u00f4ng tin ti\u00eau c\u1ef1c v\u00e0 t\u1ed5ng th\u1eddi gian l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. Quy t\u1eafc \u201c5\/24\u201d n\u1ed5i ti\u1ebfng l\u00e0 ch\u00ednh s\u00e1ch n\u1ed9i b\u1ed9 c\u1ee7a Chase, t\u1ef1 \u0111\u1ed9ng t\u1eeb ch\u1ed1i nh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 m\u1edf n\u0103m th\u1ebb t\u00edn d\u1ee5ng tr\u1edf l\u00ean t\u1eeb b\u1ea5t k\u1ef3 nh\u00e0 ph\u00e1t h\u00e0nh n\u00e0o trong v\u00f2ng 24 th\u00e1ng qua, b\u1ea5t k\u1ec3 \u0111i\u1ec3m t\u00edn d\u1ee5ng. Ch\u00ednh s\u00e1ch n\u00e0y kh\u00f4ng \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c th\u1ebb Chase, nh\u01b0ng n\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u1ea7u h\u1ebft c\u00e1c th\u1ebb th\u01b0\u1edfng ph\u1ed5 bi\u1ebfn. N\u1ebfu b\u1ea1n \u0111ang l\u00ean k\u1ebf ho\u1ea1ch chi\u1ebfn l\u01b0\u1ee3c th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a ti\u1ec1n th\u01b0\u1edfng v\u00e0 ph\u1ea7n th\u01b0\u1edfng khi \u0111\u0103ng k\u00fd, vi\u1ec7c hi\u1ec3u r\u00f5 quy t\u1eafc n\u00e0y l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 l\u1ef1a ch\u1ecdn th\u1eddi \u0111i\u1ec3m n\u1ed9p \u0111\u01a1n xin th\u1ebb Chase ph\u00f9 h\u1ee3p tr\u01b0\u1edbc khi theo \u0111u\u1ed5i c\u00e1c th\u1ebb t\u1eeb c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh kh\u00e1c.<\/p>\n\n\n\n
T\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn m\u00e0 kh\u00f4ng r\u01a1i v\u00e0o n\u1ee3 n\u1ea7n<\/h2>\n\n\n\n
S\u1ef1 h\u1ea5p d\u1eabn c\u1ee7a c\u00e1c kho\u1ea3n ti\u1ec1n th\u01b0\u1edfng ch\u00e0o m\u1eebng h\u00e0o ph\u00f3ng v\u00e0 t\u1ef7 l\u1ec7 t\u00edch \u0111i\u1ec3m cao c\u00f3 th\u1ec3 c\u00e1m d\u1ed7 ng\u01b0\u1eddi d\u00f9ng th\u1ebb chi ti\u00eau qu\u00e1 m\u1ee9c ho\u1eb7c \u0111\u1ec3 l\u1ea1i d\u01b0 n\u1ee3 \u0111\u1ec3 \u0111\u1ea1t ng\u01b0\u1ee1ng chi ti\u00eau, nh\u01b0ng chi\u1ebfn l\u01b0\u1ee3c n\u00e0y s\u1ebd ph\u00e1 h\u1ee7y gi\u00e1 tr\u1ecb nhanh h\u01a1n b\u1ea5t k\u1ef3 ph\u1ea7n th\u01b0\u1edfng n\u00e0o c\u00f3 th\u1ec3 t\u1ea1o ra. L\u00e3i su\u1ea5t h\u00e0ng n\u0103m (APR) c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb kho\u1ea3ng 18 \u0111\u1ebfn 20%, c\u00f3 ngh\u0129a l\u00e0 ch\u1ec9 c\u1ea7n \u0111\u1ec3 l\u1ea1i d\u01b0 n\u1ee3 trong m\u1ed9t th\u00e1ng c\u0169ng c\u00f3 th\u1ec3 x\u00f3a s\u1ea1ch gi\u00e1 tr\u1ecb c\u1ee7a to\u00e0n b\u1ed9 ti\u1ec1n ho\u00e0n l\u1ea1i ho\u1eb7c \u0111i\u1ec3m t\u00edch l\u0169y trong c\u1ea3 n\u0103m. Quy t\u1eafc v\u00e0ng r\u1ea5t \u0111\u01a1n gi\u1ea3n: ch\u1ec9 chi ti\u00eau s\u1ed1 ti\u1ec1n b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 khi nh\u1eadn \u0111\u01b0\u1ee3c sao k\u00ea, coi th\u1ebb t\u00edn d\u1ee5ng nh\u01b0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00e0 c\u00f4ng c\u1ee5 t\u00edch \u0111i\u1ec3m, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t kho\u1ea3n vay.<\/p>\n\n\n\n
\u0110\u1ec3 t\u1ed1i \u0111a h\u00f3a \u0111i\u1ec3m th\u01b0\u1edfng Chase m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m, h\u00e3y s\u1eed d\u1ee5ng th\u1ebb c\u1ee7a b\u1ea1n cho nh\u1eefng kho\u1ea3n chi ti\u00eau b\u1ea1n v\u1eabn th\u01b0\u1eddng xuy\u00ean th\u1ef1c hi\u1ec7n thay v\u00ec t\u1ea1o ra c\u00e1c kho\u1ea3n chi ti\u00eau m\u1edbi. N\u1ebfu b\u1ea1n \u0111ang nh\u1eafm \u0111\u1ebfn ph\u1ea7n th\u01b0\u1edfng ch\u00e0o m\u1eebng, h\u00e3y l\u00ean k\u1ebf ho\u1ea1ch \u0111\u0103ng k\u00fd th\u1ebb tr\u01b0\u1edbc nh\u1eefng kho\u1ea3n chi ti\u00eau l\u1edbn \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch nh\u01b0 s\u1eeda ch\u1eefa nh\u00e0 c\u1eeda, ph\u00ed b\u1ea3o hi\u1ec3m ho\u1eb7c thanh to\u00e1n thu\u1ebf m\u00e0 b\u1ea1n s\u1ebd th\u1ef1c hi\u1ec7n b\u1ea5t k\u1ec3 c\u00f3 th\u1ebb hay kh\u00f4ng. H\u00e3y s\u1eed d\u1ee5ng chi ti\u00eau nh\u01b0 m\u1ed9t c\u01a1 h\u1ed9i \u0111\u1ec3 ki\u1ebfm \u0111i\u1ec3m th\u01b0\u1edfng, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1i c\u1edb \u0111\u1ec3 mua nh\u1eefng th\u1ee9 b\u1ea1n kh\u00f4ng c\u1ea7n. Thi\u1ebft l\u1eadp thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng \u00edt nh\u1ea5t l\u00e0 s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u \u0111\u1ec3 b\u1ea3o v\u1ec7 \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, nh\u01b0ng l\u00fd t\u01b0\u1edfng nh\u1ea5t l\u00e0 l\u00ean l\u1ecbch thanh to\u00e1n to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 \u0111\u1ec3 tr\u00e1nh b\u1ea5t k\u1ef3 kho\u1ea3n ph\u00ed l\u00e3i n\u00e0o c\u00f3 th\u1ec3 l\u00e0m m\u1ea5t \u0111i \u0111i\u1ec3m th\u01b0\u1edfng b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c.<\/p>\n\n\n\n
\u1ea2nh h\u01b0\u1edfng c\u1ee7a h\u00e0nh vi thanh to\u00e1n \u0111\u1ebfn vi\u1ec7c t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng trong t\u01b0\u01a1ng lai<\/h2>\n\n\n\n
Chase li\u00ean t\u1ee5c theo d\u00f5i th\u00f3i quen thanh to\u00e1n c\u1ee7a b\u1ea1n, kh\u00f4ng ch\u1ec9 vi\u1ec7c b\u1ea1n thanh to\u00e1n \u0111\u00fang h\u1ea1n m\u00e0 c\u00f2n c\u1ea3 c\u00e1ch b\u1ea1n qu\u1ea3n l\u00fd m\u1ed1i quan h\u1ec7 t\u00edn d\u1ee5ng t\u1ed5ng th\u1ec3. Ch\u1ec9 thanh to\u00e1n s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u trong khi d\u01b0 n\u1ee3 cao cho th\u1ea5y b\u1ea1n \u0111ang g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 l\u00e0m gi\u1ea3m kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng ho\u1eb7c \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn c\u00e1c s\u1ea3n ph\u1ea9m kh\u00e1c c\u1ee7a Chase. Ng\u01b0\u1ee3c l\u1ea1i, vi\u1ec7c lu\u00f4n thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 s\u1ed1 d\u01b0 sao k\u00ea v\u00e0 duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p cho th\u1ea5y b\u1ea1n \u0111ang s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 ti\u1ec7n l\u1ee3i ch\u1ee9 kh\u00f4ng ph\u1ea3i d\u1ef1a v\u00e0o n\u00f3 \u0111\u1ec3 thanh kho\u1ea3n, \u0111i\u1ec1u n\u00e0y khi\u1ebfn Chase c\u1ea3m th\u1ea5y tho\u1ea3i m\u00e1i h\u01a1n khi c\u1ea5p th\u00eam t\u00edn d\u1ee5ng.<\/p>\n\n\n\n
Th\u1eddi \u0111i\u1ec3m thanh to\u00e1n c\u0169ng quan tr\u1ecdng h\u01a1n h\u1ea7u h\u1ebft ch\u1ee7 th\u1ebb nh\u1eadn ra. M\u1eb7c d\u00f9 thanh to\u00e1n \u0111\u00fang h\u1ea1n gi\u00fap tr\u00e1nh ph\u00ed ph\u1ea1t v\u00e0 b\u1ea3o v\u1ec7 \u0111i\u1ec3m t\u00edn d\u1ee5ng, nh\u01b0ng thanh to\u00e1n tr\u01b0\u1edbc ng\u00e0y k\u1ebft th\u00fac sao k\u00ea s\u1ebd gi\u1ea3m t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng v\u00e0 c\u1ea3i thi\u1ec7n h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng nhanh h\u01a1n. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi d\u00f9ng c\u00f3 tr\u00e1ch nhi\u1ec7m \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c thanh to\u00e1n c\u00e1c kho\u1ea3n mua s\u1eafm ngay l\u1eadp t\u1ee9c ho\u1eb7c h\u00e0ng tu\u1ea7n thay v\u00ec ch\u1edd sao k\u00ea, s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng nh\u01b0 th\u1ebb ghi n\u1ee3 \u0111\u1ed3ng th\u1eddi t\u00edch l\u0169y \u0111i\u1ec3m th\u01b0\u1edfng. C\u00e1ch ti\u1ebfp c\u1eadn thanh to\u00e1n t\u00edch c\u1ef1c n\u00e0y gi\u00fap duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng g\u1ea7n b\u1eb1ng kh\u00f4ng v\u00e0 x\u00e2y d\u1ef1ng l\u1ecbch s\u1eed thanh to\u00e1n xu\u1ea5t s\u1eafc, h\u1ed7 tr\u1ee3 c\u1ea3 vi\u1ec7c c\u1ea3i thi\u1ec7n \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n\n\n\n
Hi\u1ec3u v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng v\u00e0 nh\u1eefng t\u00e1c \u0111\u1ed9ng l\u00e2u d\u00e0i c\u1ee7a n\u00f3<\/h2>\n\n\n\n
T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng\u2014ph\u1ea7n tr\u0103m h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u1ea3 d\u1ee5ng m\u00e0 b\u1ea1n \u0111ang s\u1eed d\u1ee5ng t\u1ea1i b\u1ea5t k\u1ef3 th\u1eddi \u0111i\u1ec3m n\u00e0o\u2014l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng m\u1ea1nh nh\u1ea5t \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, th\u01b0\u1eddng chi\u1ebfm kho\u1ea3ng 30% \u0111i\u1ec3m FICO. Chase v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb kh\u00e1c th\u01b0\u1eddng mu\u1ed1n th\u1ea5y t\u1ed5ng t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng d\u01b0\u1edbi 30% tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, v\u00e0 l\u00fd t\u01b0\u1edfng nh\u1ea5t l\u00e0 t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng tr\u00ean t\u1eebng th\u1ebb d\u01b0\u1edbi 10% \u0111\u1ec3 \u0111\u1ea1t \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ed1i \u01b0u. T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng cao cho th\u1ea5y b\u1ea1n \u0111ang chi ti\u00eau qu\u00e1 m\u1ee9c ho\u1eb7c ph\u1ee5 thu\u1ed9c v\u00e0o t\u00edn d\u1ee5ng, khi\u1ebfn c\u00e1c nh\u00e0 cho vay lo ng\u1ea1i v\u1ec1 vi\u1ec7c c\u1ea5p th\u00eam t\u00edn d\u1ee5ng ho\u1eb7c t\u0103ng h\u1ea1n m\u1ee9c hi\u1ec7n c\u00f3.<\/p>\n\n\n\n
Qu\u1ea3n l\u00fd vi\u1ec7c s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n nhanh ch\u00f3ng \u0111\u1ea1t \u0111\u01b0\u1ee3c h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng cao h\u01a1n v\u00e0 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn th\u1ebb t\u1ed1t h\u01a1n. N\u1ebfu b\u1ea1n c\u00f3 kho\u1ea3n chi ti\u00eau l\u1edbn h\u1ee3p l\u00fd trong m\u1ed9t th\u00e1ng n\u00e0o \u0111\u00f3 khi\u1ebfn t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng cao, h\u00e3y c\u00e2n nh\u1eafc thanh to\u00e1n tr\u01b0\u1edbc khi sao k\u00ea \u0111\u01b0\u1ee3c ch\u1ed1t \u0111\u1ec3 gi\u1ea3m s\u1ed1 d\u01b0 \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o. Ngo\u00e0i ra, vi\u1ec7c y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng tr\u00ean c\u00e1c th\u1ebb hi\u1ec7n c\u00f3 s\u1ebd l\u00e0m gi\u1ea3m t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n ngay c\u1ea3 khi chi ti\u00eau kh\u00f4ng \u0111\u1ed5i, t\u1ea1o ra s\u1ef1 c\u1ea3i thi\u1ec7n v\u1ec1 m\u1eb7t to\u00e1n h\u1ecdc trong h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. Tuy nhi\u00ean, h\u00e3y tr\u00e1nh c\u00e1m d\u1ed7 t\u0103ng h\u1ea1n m\u1ee9c ch\u1ec9 \u0111\u1ec3 chi ti\u00eau nhi\u1ec1u h\u01a1n; m\u1ee5c ti\u00eau l\u00e0 c\u1ea3i thi\u1ec7n c\u00e1c ch\u1ec9 s\u1ed1 t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n trong khi duy tr\u00ec th\u00f3i quen chi ti\u00eau c\u00f3 k\u1ef7 lu\u1eadt \u0111\u1ec3 gi\u1eef cho b\u1ea1n kh\u1ecfe m\u1ea1nh v\u1ec1 t\u00e0i ch\u00ednh.<\/p>\n\n\n\n
Khi n\u00e0o n\u00ean y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1eeb Chase?<\/h2>\n\n\n\n
Th\u1eddi \u0111i\u1ec3m y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 vi\u1ec7c Chase c\u00f3 th\u1ef1c hi\u1ec7n ki\u1ec3m tra t\u00edn d\u1ee5ng nghi\u00eam ng\u1eb7t hay kh\u00f4ng. Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n n\u00ean \u0111\u1ee3i \u00edt nh\u1ea5t s\u00e1u th\u00e1ng sau khi m\u1edf t\u00e0i kho\u1ea3n tr\u01b0\u1edbc khi y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c, \u0111\u1ec3 Chase c\u00f3 th\u1eddi gian quan s\u00e1t h\u00e0nh vi thanh to\u00e1n v\u00e0 th\u00f3i quen chi ti\u00eau c\u1ee7a b\u1ea1n. N\u1ebfu g\u1ea7n \u0111\u00e2y b\u1ea1n \u0111\u00e3 b\u1ecf l\u1ee1 c\u00e1c kho\u1ea3n thanh to\u00e1n, c\u00f3 c\u00e1c t\u00e0i kho\u1ea3n kh\u00e1c b\u1ecb chuy\u1ec3n sang b\u1ed9 ph\u1eadn thu h\u1ed3i n\u1ee3, ho\u1eb7c g\u1eb7p c\u00e1c v\u1ea5n \u0111\u1ec1 t\u00edn d\u1ee5ng kh\u00e1c, h\u00e3y \u0111\u1ee3i cho \u0111\u1ebfn khi nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u00f3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft v\u00e0 b\u1ea1n thi\u1ebft l\u1eadp l\u1ea1i \u0111\u01b0\u1ee3c th\u00f3i quen thanh to\u00e1n t\u00edch c\u1ef1c tr\u01b0\u1edbc khi y\u00eau c\u1ea7u th\u00eam t\u00edn d\u1ee5ng.<\/p>\n\n\n\n
Th\u1eddi \u0111i\u1ec3m l\u00fd t\u01b0\u1edfng \u0111\u1ec3 y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng l\u00e0 khi b\u1ea1n c\u00f3 th\u1ec3 ch\u1ee9ng minh \u0111\u01b0\u1ee3c t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n\u2014c\u00f3 th\u1ec3 l\u00e0 t\u0103ng l\u01b0\u01a1ng, th\u0103ng ch\u1ee9c ho\u1eb7c t\u0103ng thu nh\u1eadp \u0111\u00e1ng k\u1ec3 m\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh khi b\u1ea1n n\u1ed9p \u0111\u01a1n l\u1ea7n \u0111\u1ea7u. Chase cho ph\u00e9p y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng tr\u1ef1c tuy\u1ebfn th\u00f4ng qua trang web ho\u1eb7c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a h\u1ecd, v\u00e0 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, c\u00e1c y\u00eau c\u1ea7u n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn t\u1ef1 \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u1ea7n ki\u1ec3m tra t\u00edn d\u1ee5ng n\u1ebfu s\u1ed1 ti\u1ec1n y\u00eau c\u1ea7u nh\u1ecf v\u00e0 t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n \u1edf tr\u1ea1ng th\u00e1i t\u1ed1t. \u0110\u1ed1i v\u1edbi c\u00e1c y\u00eau c\u1ea7u t\u0103ng l\u1edbn h\u01a1n ho\u1eb7c n\u1ebfu b\u1ea1n c\u00f3 l\u1ecbch s\u1eed giao d\u1ecbch h\u1ea1n ch\u1ebf v\u1edbi Chase, h\u1ecd c\u00f3 th\u1ec3 ki\u1ec3m tra t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 t\u1ea1m th\u1eddi l\u00e0m gi\u1ea3m \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n v\u00e0i \u0111i\u1ec3m nh\u01b0ng r\u1ea5t \u0111\u00e1ng gi\u00e1 n\u1ebfu b\u1ea1n \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn t\u0103ng h\u1ea1n m\u1ee9c \u0111\u00e1ng k\u1ec3.<\/p>\n\n\n\n
Vai tr\u00f2 c\u1ee7a vi\u1ec7c x\u00e1c minh thu nh\u1eadp trong c\u00e1c quy\u1ebft \u0111\u1ecbnh t\u00edn d\u1ee5ng<\/h2>\n\n\n\n
\u0110i\u1ec3m t\u00edn d\u1ee5ng ph\u1ea3n \u00e1nh l\u1ecbch s\u1eed qu\u1ea3n l\u00fd n\u1ee3 c\u1ee7a b\u1ea1n, trong khi thu nh\u1eadp quy\u1ebft \u0111\u1ecbnh kh\u1ea3 n\u0103ng vay n\u1ee3 m\u1edbi v\u00e0 tr\u1ea3 n\u1ee3 m\u1ed9t c\u00e1ch tho\u1ea3i m\u00e1i. Chase \u0111\u00e1nh gi\u00e1 thu nh\u1eadp h\u00e0ng n\u0103m c\u1ee7a b\u1ea1n t\u1eeb t\u1ea5t c\u1ea3 c\u00e1c ngu\u1ed3n\u2014bao g\u1ed3m l\u01b0\u01a1ng, ti\u1ec1n th\u01b0\u1edfng, thu nh\u1eadp \u0111\u1ea7u t\u01b0 v\u00e0 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, thu nh\u1eadp h\u1ed9 gia \u0111\u00ecnh n\u1ebfu b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c\u2014\u0111\u1ec3 t\u00ednh to\u00e1n t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp v\u00e0 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng chi tr\u1ea3. Cung c\u1ea5p th\u00f4ng tin thu nh\u1eadp ch\u00ednh x\u00e1c l\u00e0 r\u1ea5t quan tr\u1ecdng, v\u00ec vi\u1ec7c khai kh\u1ed1ng thu nh\u1eadp \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn h\u1ea1n m\u1ee9c cao h\u01a1n ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p c\u00f3 th\u1ec3 c\u1ea5u th\u00e0nh h\u00e0nh vi gian l\u1eadn v\u00e0 s\u1ebd d\u1eabn \u0111\u1ebfn h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng n\u1ebfu b\u1ecb ph\u00e1t hi\u1ec7n.<\/p>\n\n\n\n
N\u1ebfu thu nh\u1eadp c\u1ee7a b\u1ea1n t\u0103ng \u0111\u00e1ng k\u1ec3 k\u1ec3 t\u1eeb khi m\u1edf t\u00e0i kho\u1ea3n Chase, vi\u1ec7c c\u1eadp nh\u1eadt th\u00f4ng tin n\u00e0y \u0111\u00f4i khi c\u00f3 th\u1ec3 k\u00edch ho\u1ea1t vi\u1ec7c t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u1ea7n y\u00eau c\u1ea7u ch\u00ednh th\u1ee9c. H\u00e3y \u0111\u0103ng nh\u1eadp v\u00e0o t\u00e0i kho\u1ea3n Chase c\u1ee7a b\u1ea1n \u0111\u1ecbnh k\u1ef3 \u0111\u1ec3 x\u00e1c minh th\u00f4ng tin thu nh\u1eadp hi\u1ec7n t\u1ea1i, \u0111\u1eb7c bi\u1ec7t l\u00e0 sau khi \u0111\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng, thay \u0111\u1ed5i c\u00f4ng vi\u1ec7c ho\u1eb7c c\u00f3 nh\u1eefng c\u1ea3i thi\u1ec7n t\u00e0i ch\u00ednh kh\u00e1c. L\u01b0u \u00fd r\u1eb1ng Chase \u0111\u00f4i khi c\u00f3 th\u1ec3 y\u00eau c\u1ea7u gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp \u0111\u1ec3 x\u00e1c minh c\u00e1c con s\u1ed1 b\u1ea1n \u0111\u00e3 cung c\u1ea5p, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng l\u1edbn ho\u1eb7c khi \u0111\u0103ng k\u00fd th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p v\u1edbi ng\u01b0\u1ee1ng thu nh\u1eadp t\u1ed1i thi\u1ec3u cao. Vi\u1ec7c chu\u1ea9n b\u1ecb s\u1eb5n phi\u1ebfu l\u01b0\u01a1ng g\u1ea7n \u0111\u00e2y, t\u1edd khai thu\u1ebf ho\u1eb7c sao k\u00ea ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 gi\u00fap \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh x\u00e1c minh v\u00e0 h\u1ed7 tr\u1ee3 y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n
C\u00e2n b\u1eb1ng nhi\u1ec1u th\u1ebb t\u00edn d\u1ee5ng Chase \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a ph\u1ea7n th\u01b0\u1edfng<\/h2>\n\n\n\n
Nh\u1eefng ng\u01b0\u1eddi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p th\u01b0\u1eddng s\u1edf h\u1eefu nhi\u1ec1u th\u1ebb Chase \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a t\u1ef7 l\u1ec7 t\u00edch \u0111i\u1ec3m tr\u00ean c\u00e1c danh m\u1ee5c chi ti\u00eau kh\u00e1c nhau, nh\u01b0ng chi\u1ebfn l\u01b0\u1ee3c n\u00e0y \u0111\u00f2i h\u1ecfi s\u1ef1 qu\u1ea3n l\u00fd c\u1ea9n th\u1eadn \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng l\u1ee3i \u00edch gi\u1ea3m d\u1ea7n. H\u1ec7 sinh th\u00e1i Ultimate Rewards c\u1ee7a Chase cho ph\u00e9p b\u1ea1n g\u1ed9p \u0111i\u1ec3m t\u1eeb nhi\u1ec1u th\u1ebb c\u00e1 nh\u00e2n\u2014v\u00ed d\u1ee5: t\u00edch \u0111i\u1ec3m c\u1ed1 \u0111\u1ecbnh tr\u00ean th\u1ebb Freedom Unlimited, \u0111i\u1ec3m th\u01b0\u1edfng tr\u00ean c\u00e1c danh m\u1ee5c thay \u0111\u1ed5i li\u00ean t\u1ee5c v\u1edbi th\u1ebb Freedom Flex v\u00e0 t\u1ef7 l\u1ec7 quy \u0111\u1ed5i cao c\u1ea5p th\u00f4ng qua th\u1ebb Sapphire. C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y c\u00f3 th\u1ec3 t\u1ea1o ra gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i n\u1ebfu b\u1ea1n \u0111\u1ee7 c\u00f3 t\u1ed5 ch\u1ee9c \u0111\u1ec3 theo d\u00f5i c\u00e1c danh m\u1ee5c, t\u1ed1i \u01b0u h\u00f3a chi ti\u00eau v\u00e0 tr\u00e1nh c\u00e1m d\u1ed7 chi ti\u00eau qu\u00e1 m\u1ee9c ch\u1ec9 \u0111\u1ec3 ki\u1ebfm ph\u1ea7n th\u01b0\u1edfng.<\/p>\n\n\n\n
Tuy nhi\u00ean, vi\u1ec7c s\u1edf h\u1eefu nhi\u1ec1u th\u1ebb c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c qu\u1ea3n l\u00fd nhi\u1ec1u h\u1ea1n m\u1ee9c thanh to\u00e1n, theo d\u00f5i t\u1eebng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ri\u00eang bi\u1ec7t v\u00e0 \u0111\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng chi ti\u00eau qu\u00e1 d\u00e0n tr\u1ea3i d\u1eabn \u0111\u1ebfn b\u1ecf l\u1ee1 c\u00e1c \u01b0u \u0111\u00e3i ch\u00e0o m\u1eebng ho\u1eb7c c\u00e1c m\u1ee9c t\u00edch \u0111i\u1ec3m theo b\u1eadc thang. Ch\u00ednh s\u00e1ch h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng n\u1ed9i b\u1ed9 c\u1ee7a Chase c\u0169ng c\u00f3 ngh\u0129a l\u00e0 vi\u1ec7c s\u1edf h\u1eefu nhi\u1ec1u th\u1ebb v\u1edbi ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng m\u00e0 h\u1ecd s\u1eb5n s\u00e0ng c\u1ea5p cho b\u1ea1n v\u1edbi t\u01b0 c\u00e1ch l\u00e0 m\u1ed9t kh\u00e1ch h\u00e0ng duy nh\u1ea5t. Tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd th\u00eam th\u1ebb Chase, h\u00e3y c\u00e2n nh\u1eafc xem b\u1ea1n c\u00f3 th\u1ef1c s\u1ef1 s\u1eed d\u1ee5ng c\u00e1c l\u1ee3i \u00edch b\u1ed5 sung hay ch\u1ec9 \u0111\u01a1n gi\u1ea3n l\u00e0 s\u01b0u t\u1eadp th\u1ebb cho c\u00f3. Ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c th\u01b0\u1eddng hi\u1ec7u qu\u1ea3 h\u01a1n s\u1ed1 l\u01b0\u1ee3ng trong tr\u00f2 ch\u01a1i t\u00edch \u0111i\u1ec3m th\u1ebb t\u00edn d\u1ee5ng.<\/p>\n\n\n\n
Nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p khi\u1ebfn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c t\u0103ng l\u00ean<\/h2>\n\n\n\n
M\u1ed9t trong nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p nh\u1ea5t c\u1ee7a ch\u1ee7 th\u1ebb l\u00e0 y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng qu\u00e1 s\u1edbm sau khi m\u1edf t\u00e0i kho\u1ea3n ho\u1eb7c sau khi y\u00eau c\u1ea7u tr\u01b0\u1edbc \u0111\u00f3 b\u1ecb t\u1eeb ch\u1ed1i. Th\u00f4ng th\u01b0\u1eddng, Chase mu\u1ed1n th\u1ea5y \u00edt nh\u1ea5t s\u00e1u th\u00e1ng s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc khi xem x\u00e9t t\u0103ng h\u1ea1n m\u1ee9c, v\u00e0 vi\u1ec7c y\u00eau c\u1ea7u qu\u00e1 th\u01b0\u1eddng xuy\u00ean c\u00f3 th\u1ec3 cho th\u1ea5y s\u1ef1 tuy\u1ec7t v\u1ecdng v\u1ec1 t\u00e0i ch\u00ednh, khi\u1ebfn h\u1ecd \u00edt c\u00f3 kh\u1ea3 n\u0103ng ch\u1ea5p thu\u1eadn h\u01a1n. T\u01b0\u01a1ng t\u1ef1, vi\u1ec7c y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c ngay sau khi tr\u1ec5 h\u1ea1n thanh to\u00e1n, s\u1eed d\u1ee5ng h\u1ebft h\u1ea1n m\u1ee9c th\u1ebb ho\u1eb7c g\u1eb7p c\u00e1c v\u1ea5n \u0111\u1ec1 t\u00edn d\u1ee5ng kh\u00e1c cho th\u1ea5y th\u1eddi \u0111i\u1ec3m kh\u00f4ng th\u00edch h\u1ee3p v\u00e0 l\u00e0m suy y\u1ebfu uy t\u00edn c\u1ee7a b\u1ea1n v\u1edbi t\u01b0 c\u00e1ch l\u00e0 ng\u01b0\u1eddi vay c\u00f3 tr\u00e1ch nhi\u1ec7m.<\/p>\n\n\n\n
M\u1ed9t sai l\u1ea7m kh\u00e1c l\u00e0 duy tr\u00ec s\u1ed1 d\u01b0 ho\u1eb7c t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng cao ngay c\u1ea3 khi thanh to\u00e1n \u0111\u00fang h\u1ea1n. H\u1ec7 th\u1ed1ng t\u1ef1 \u0111\u1ed9ng c\u1ee7a Chase s\u1ebd \u0111\u00e1nh d\u1ea5u c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng cao li\u00ean t\u1ee5c l\u00e0 r\u1ee7i ro cao h\u01a1n, l\u00e0m gi\u1ea3m kh\u1ea3 n\u0103ng t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ch\u1ee7 \u0111\u1ed9ng v\u00e0 khi\u1ebfn c\u00e1c y\u00eau c\u1ea7u th\u1ee7 c\u00f4ng \u00edt th\u00e0nh c\u00f4ng h\u01a1n. N\u1ebfu b\u1ea1n th\u01b0\u1eddng xuy\u00ean chi ti\u00eau g\u1ea7n h\u1ebft h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng m\u1ed7i th\u00e1ng, ngay c\u1ea3 khi thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7, h\u00e3y c\u00e2n nh\u1eafc thanh to\u00e1n gi\u1eefa k\u1ef3 \u0111\u1ec3 gi\u1eef t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng th\u1ea5p h\u01a1n khi h\u1ec7 th\u1ed1ng c\u1ee7a Chase xem x\u00e9t t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n. Ngo\u00e0i ra, vi\u1ec7c c\u00f3 qu\u00e1 nhi\u1ec1u y\u00eau c\u1ea7u t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y ho\u1eb7c t\u00e0i kho\u1ea3n m\u1edbi tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c m\u1ed1i quan h\u1ec7 t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 khi\u1ebfn Chase ng\u1ea7n ng\u1ea1i gia h\u1ea1n t\u00edn d\u1ee5ng th\u00eam, v\u00ec \u0111i\u1ec1u \u0111\u00f3 cho th\u1ea5y b\u1ea1n \u0111ang nhanh ch\u00f3ng m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a m\u00ecnh tr\u00ean nhi\u1ec1u ch\u1ee7 n\u1ee3.<\/p>\n\n\n\n
Quy t\u1eafc 5\/24 c\u1ee7a Chase \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn chi\u1ebfn l\u01b0\u1ee3c n\u1ed9p \u0111\u01a1n c\u1ee7a b\u1ea1n nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n\n\n\n
Quy t\u1eafc 5\/24 l\u00e0 m\u1ed9t trong nh\u1eefng ch\u00ednh s\u00e1ch th\u1ea9m \u0111\u1ecbnh quan tr\u1ecdng nh\u1ea5t c\u1ee7a Chase v\u00e0 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho nhi\u1ec1u lo\u1ea1i th\u1ebb t\u00edn d\u1ee5ng ph\u1ed5 bi\u1ebfn nh\u1ea5t c\u1ee7a h\u1ecd hay kh\u00f4ng. Theo quy \u0111\u1ecbnh n\u00e0y, Chase t\u1ef1 \u0111\u1ed9ng t\u1eeb ch\u1ed1i \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee7a nh\u1eefng c\u00e1 nh\u00e2n \u0111\u00e3 m\u1edf n\u0103m t\u00e0i kho\u1ea3n th\u1ebb t\u00edn d\u1ee5ng tr\u1edf l\u00ean t\u1eeb b\u1ea5t k\u1ef3 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh n\u00e0o trong v\u00f2ng 24 th\u00e1ng tr\u01b0\u1edbc \u0111\u00f3. Ch\u00ednh s\u00e1ch n\u00e0y khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi \u0111\u0103ng k\u00fd \u01b0u ti\u00ean th\u1ebb Chase ngay t\u1eeb \u0111\u1ea7u h\u00e0nh tr\u00ecnh s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a h\u1ecd tr\u01b0\u1edbc khi theo \u0111u\u1ed5i c\u00e1c \u01b0u \u0111\u00e3i t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, v\u00ec m\u1ed7i l\u1ea7n \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn t\u1eeb m\u1ed9t t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh kh\u00e1c s\u1ebd \u0111\u01b0a b\u1ea1n \u0111\u1ebfn g\u1ea7n h\u01a1n ng\u01b0\u1ee1ng 5\/24, ng\u01b0\u1ee1ng s\u1ebd ng\u0103n ch\u1eb7n vi\u1ec7c \u0111\u01b0\u1ee3c Chase ch\u1ea5p thu\u1eadn trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n
Nh\u1eefng ng\u01b0\u1eddi \u0111\u0103ng k\u00fd th\u00f4ng minh th\u01b0\u1eddng l\u00ean k\u1ebf ho\u1ea1ch cho l\u1ecbch tr\u00ecnh s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a m\u00ecnh \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a gi\u00e1 tr\u1ecb trong khi v\u1eabn tu\u00e2n th\u1ee7 gi\u1edbi h\u1ea1n 5\/24. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 h\u1ecd s\u1ebd \u0111\u0103ng k\u00fd nh\u1eefng th\u1ebb c\u00f3 gi\u00e1 tr\u1ecb nh\u1ea5t c\u1ee7a Chase\u2014th\u01b0\u1eddng l\u00e0 d\u00f2ng Sapphire v\u00e0 m\u1ed9t s\u1ed1 th\u1ebb du l\u1ecbch \u0111\u1ed3ng th\u01b0\u01a1ng hi\u1ec7u\u2014tr\u01b0\u1edbc khi \u0111\u1ea1t \u0111\u1ebfn ng\u01b0\u1ee1ng n\u00e0y, sau \u0111\u00f3 chuy\u1ec3n sang c\u00e1c th\u1ebb t\u1eeb c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh kh\u00e1c khi Chase kh\u00f4ng c\u00f2n l\u00e0 l\u1ef1a ch\u1ecdn kh\u1ea3 thi. Th\u1ebb t\u00edn d\u1ee5ng doanh nghi\u1ec7p t\u1eeb m\u1ed9t s\u1ed1 nh\u00e0 ph\u00e1t h\u00e0nh kh\u00f4ng b\u00e1o c\u00e1o v\u00e0o b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n v\u00e0 do \u0111\u00f3 kh\u00f4ng t\u00ednh v\u00e0o gi\u1edbi h\u1ea1n 5\/24, t\u1ea1o c\u01a1 h\u1ed9i ki\u1ebfm \u0111\u01b0\u1ee3c ph\u1ea7n th\u01b0\u1edfng m\u00e0 kh\u00f4ng c\u1ea7n s\u1eed d\u1ee5ng h\u1ebft c\u00e1c su\u1ea5t \u0111\u0103ng k\u00fd th\u1ebb Chase. Hi\u1ec3u r\u00f5 quy t\u1eafc n\u00e0y gi\u00fap b\u1ea1n s\u1eafp x\u1ebfp th\u1ee9 t\u1ef1 c\u00e1c \u0111\u01a1n \u0111\u0103ng k\u00fd \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n th\u01b0\u1edfng ch\u00e0o m\u1eebng v\u00e0 x\u00e2y d\u1ef1ng v\u00ed t\u00edn d\u1ee5ng t\u1ed1i \u01b0u h\u00f3a ph\u1ea7n th\u01b0\u1edfng m\u00e0 kh\u00f4ng b\u1ecf l\u1ee1 nh\u1eefng th\u1ebb Chase c\u00f3 gi\u00e1 tr\u1ecb.<\/p>\n\n\n\n
T\u1eadn d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 ph\u00ea duy\u1ec7t tr\u01b0\u1edbc c\u1ee7a Chase<\/h2>\n\n\n\n
Tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng ch\u00ednh th\u1ee9c, qu\u00e1 tr\u00ecnh n\u00e0y s\u1ebd k\u00edch ho\u1ea1t vi\u1ec7c ki\u1ec3m tra t\u00edn d\u1ee5ng nghi\u00eam ng\u1eb7t v\u00e0 \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o quy t\u1eafc 5\/24, b\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m tra c\u00e1c \u01b0u \u0111\u00e3i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc th\u00f4ng qua trang web c\u1ee7a Chase ho\u1eb7c b\u1eb1ng c\u00e1ch \u0111\u1ebfn chi nh\u00e1nh. Vi\u1ec7c \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc kh\u00f4ng \u0111\u1ea3m b\u1ea3o ch\u1ea5p thu\u1eadn cu\u1ed1i c\u00f9ng, nh\u01b0ng n\u00f3 cho th\u1ea5y b\u1ea1n \u0111\u00e3 v\u01b0\u1ee3t qua c\u00e1c ti\u00eau ch\u00ed s\u00e0ng l\u1ecdc ban \u0111\u1ea7u c\u1ee7a Chase d\u1ef1a tr\u00ean vi\u1ec7c ki\u1ec3m tra t\u00edn d\u1ee5ng s\u01a1 b\u1ed9. Nh\u1eefng \u01b0u \u0111\u00e3i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc n\u00e0y \u0111\u00f4i khi b\u1ecf qua quy t\u1eafc 5\/24 \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 lo\u1ea1i th\u1ebb nh\u1ea5t \u0111\u1ecbnh, m\u1eb7c d\u00f9 ngo\u1ea1i l\u1ec7 n\u00e0y \u0111\u00e3 tr\u1edf n\u00ean \u00edt ph\u1ed5 bi\u1ebfn h\u01a1n trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y v\u00e0 kh\u00f4ng n\u00ean d\u1ef1a v\u00e0o \u0111\u00f3 m\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 x\u00e1c minh.<\/p>\n\n\n\n
Ki\u1ec3m tra xem c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc hay kh\u00f4ng l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd r\u1ee7i ro th\u00f4ng minh, \u0111\u1eb7c bi\u1ec7t n\u1ebfu b\u1ea1n kh\u00f4ng ch\u1eafc ch\u1eafn li\u1ec7u m\u00ecnh c\u00f3 \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a th\u1ebb hay kh\u00f4ng, ho\u1eb7c n\u1ebfu b\u1ea1n g\u1ea7n \u0111\u1ea1t ng\u01b0\u1ee1ng 5\/24 v\u00e0 mu\u1ed1n x\u00e1c nh\u1eadn \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng l\u01b0\u1ee3t \u0111\u0103ng k\u00fd. H\u00e3y nh\u1edb r\u1eb1ng ti\u00eau ch\u00ed ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng h\u01a1n so v\u1edbi ti\u00eau chu\u1ea9n ch\u1ea5p thu\u1eadn cu\u1ed1i c\u00f9ng, v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y, x\u00e1c minh thu nh\u1eadp ho\u1eb7c thay \u0111\u1ed5i trong b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n gi\u1eefa l\u1ea7n ki\u1ec3m tra ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc v\u00e0 \u0111\u01a1n \u0111\u0103ng k\u00fd ch\u00ednh th\u1ee9c v\u1eabn c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn b\u1ecb t\u1eeb ch\u1ed1i. Ngay c\u1ea3 khi \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc, ch\u1ec9 n\u00ean \u0111\u0103ng k\u00fd nh\u1eefng th\u1ebb m\u00e0 b\u1ea1n th\u1ef1c s\u1ef1 c\u00f3 k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u00f3i quen chi ti\u00eau v\u00e0 m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n
Gi\u00e1 tr\u1ecb th\u1ef1c s\u1ef1 c\u1ee7a \u0111i\u1ec3m th\u01b0\u1edfng Chase Ultimate Rewards<\/h2>\n\n\n\n
Ch\u01b0\u01a1ng tr\u00ecnh Ultimate Rewards c\u1ee7a Chase \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi coi l\u00e0 m\u1ed9t trong nh\u1eefng lo\u1ea1i \u0111i\u1ec3m th\u01b0\u1edfng th\u1ebb t\u00edn d\u1ee5ng c\u00f3 gi\u00e1 tr\u1ecb nh\u1ea5t nh\u1edd t\u00ednh linh ho\u1ea1t v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c quy \u0111\u1ed5i \u0111i\u1ec3m. \u0110i\u1ec3m t\u00edch l\u0169y tr\u00ean th\u1ebb Freedom c\u00f3 gi\u00e1 tr\u1ecb c\u1ed1 \u0111\u1ecbnh khi quy \u0111\u1ed5i th\u00e0nh ti\u1ec1n m\u1eb7t ho\u1eb7c gi\u1ea3m tr\u1eeb v\u00e0o sao k\u00ea, nh\u01b0ng ch\u00fang tr\u1edf n\u00ean c\u00f3 gi\u00e1 tr\u1ecb h\u01a1n \u0111\u00e1ng k\u1ec3 khi \u0111\u01b0\u1ee3c chuy\u1ec3n sang th\u1ebb Sapphire v\u00e0 sau \u0111\u00f3 chuy\u1ec3n \u0111\u1ed5i sang c\u00e1c \u0111\u1ed1i t\u00e1c h\u00e0ng kh\u00f4ng ho\u1eb7c kh\u00e1ch s\u1ea1n v\u1edbi t\u1ef7 l\u1ec7 1:1. Kh\u1ea3 n\u0103ng quy \u0111\u1ed5i n\u00e0y cho ph\u00e9p nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch quy \u0111\u1ed5i \u0111i\u1ec3m \u0111\u1ec3 l\u1ea5y c\u00e1c chuy\u1ebfn bay h\u1ea1ng th\u01b0\u01a1ng gia qu\u1ed1c t\u1ebf ho\u1eb7c c\u00e1c k\u1ef3 ngh\u1ec9 t\u1ea1i kh\u00e1ch s\u1ea1n h\u1ea1ng sang v\u1edbi gi\u00e1 tr\u1ecb g\u1ea5p nhi\u1ec1u l\u1ea7n so v\u1edbi ti\u1ec1n m\u1eb7t quy \u0111\u1ed5i.<\/p>\n\n\n\n
Tuy nhi\u00ean, gi\u00e1 tr\u1ecb n\u00e0y ch\u1ec9 th\u1ef1c s\u1ef1 hi\u1ec7n h\u1eefu n\u1ebfu b\u1ea1n s\u1eb5n s\u00e0ng v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng v\u01b0\u1ee3t qua s\u1ef1 ph\u1ee9c t\u1ea1p c\u1ee7a b\u1ea3ng quy \u0111\u1ed5i \u0111i\u1ec3m th\u01b0\u1edfng c\u1ee7a c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng, \u0111i\u1ec3m th\u01b0\u1edfng t\u1ed1i \u01b0u khi \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n v\u00e0 vi\u1ec7c gi\u1ea3m gi\u00e1 tr\u1ecb \u0111i\u1ec3m th\u01b0\u1edfng c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i. \u0110\u1ed1i v\u1edbi nhi\u1ec1u ch\u1ee7 th\u1ebb, s\u1ef1 \u0111\u01a1n gi\u1ea3n c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh ho\u00e0n ti\u1ec1n v\u01b0\u1ee3t tr\u1ed9i h\u01a1n gi\u00e1 tr\u1ecb t\u1ed1i \u0111a l\u00fd thuy\u1ebft c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i, \u0111\u1eb7c bi\u1ec7t n\u1ebfu b\u1ea1n kh\u00f4ng th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch ho\u1eb7c th\u00edch c\u00e1c chuy\u1ebfn \u0111i n\u1ed9i \u0111\u1ecba, n\u01a1i \u0111i\u1ec3m th\u01b0\u1edfng \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i \u00edt thu\u1eadn l\u1ee3i h\u01a1n. Tr\u01b0\u1edbc khi theo \u0111u\u1ed5i c\u00e1c th\u1ebb Chase ch\u1ec9 v\u00ec ch\u01b0\u01a1ng tr\u00ecnh Ultimate Rewards, h\u00e3y \u0111\u00e1nh gi\u00e1 m\u1ed9t c\u00e1ch trung th\u1ef1c xem b\u1ea1n c\u00f3 th\u1ef1c s\u1ef1 s\u1eed d\u1ee5ng t\u00ednh n\u0103ng chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m th\u01b0\u1edfng hay kh\u00f4ng, hay b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ph\u1ee5c v\u1ee5 t\u1ed1t h\u01a1n b\u1edfi m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh ho\u00e0n ti\u1ec1n \u0111\u01a1n gi\u1ea3n h\u01a1n, y\u00eau c\u1ea7u \u00edt s\u1ef1 t\u1ed1i \u01b0u h\u00f3a v\u00e0 nghi\u00ean c\u1ee9u h\u01a1n \u0111\u1ec3 khai th\u00e1c gi\u00e1 tr\u1ecb.<\/p>\n\n\n\n
X\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 l\u00e2u d\u00e0i v\u1edbi Chase<\/h2>\n\n\n\n
X\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 b\u1ec1n ch\u1eb7t v\u1edbi JPMorgan Chase<\/a> \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 gi\u1edbi h\u1ea1n \u1edf th\u1ebb t\u00edn d\u1ee5ng m\u00e0 c\u00f2n c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng t\u00edch c\u1ef1c \u0111\u1ebfn t\u1ef7 l\u1ec7 ch\u1ea5p thu\u1eadn v\u00e0 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee7a h\u1ecd. Kh\u00e1ch h\u00e0ng duy tr\u00ec t\u00e0i kho\u1ea3n s\u00e9c v\u00e0 ti\u1ebft ki\u1ec7m, c\u00f3 quan h\u1ec7 nh\u1eadn ti\u1ec1n g\u1eedi tr\u1ef1c ti\u1ebfp, ho\u1eb7c c\u00f3 kho\u1ea3n vay th\u1ebf ch\u1ea5p nh\u00e0 ho\u1eb7c vay mua \u00f4 t\u00f4 v\u1edbi Chase th\u01b0\u1eddng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u01b0u \u0111\u00e3i trong c\u00e1c \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng. C\u00e1ch ti\u1ebfp c\u1eadn ng\u00e2n h\u00e0ng d\u1ef1a tr\u00ean m\u1ed1i quan h\u1ec7 n\u00e0y th\u1ec3 hi\u1ec7n s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 cung c\u1ea5p cho Chase m\u1ed9t b\u1ee9c tranh \u0111\u1ea7y \u0111\u1ee7 h\u01a1n v\u1ec1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, v\u01b0\u1ee3t ra ngo\u00e0i nh\u1eefng g\u00ec xu\u1ea5t hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/p>\n\n\n\nVi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n s\u00e9c t\u1ea1i Chase v\u00e0 duy tr\u00ec s\u1ed1 d\u01b0 \u1ed5n \u0111\u1ecbnh kh\u00f4ng \u0111\u1ea3m b\u1ea3o b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn th\u1ebb t\u00edn d\u1ee5ng, nh\u01b0ng n\u00f3 t\u1ea1o ra nh\u1eefng d\u1eef li\u1ec7u ch\u1ee9ng minh tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh v\u00e0 mang l\u1ea1i cho Chase s\u1ef1 an t\u00e2m h\u01a1n khi c\u1ea5p t\u00edn d\u1ee5ng. M\u1ed9t s\u1ed1 \u01b0u \u0111\u00e3i ch\u00e0o m\u1eebng th\u1ebb t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng cho kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i c\u1ee7a ng\u00e2n h\u00e0ng Chase, v\u00e0 vi\u1ec7c c\u00f3 m\u1ed1i quan h\u1ec7 g\u1eedi ti\u1ec1n \u0111\u00f4i khi c\u00f3 th\u1ec3 \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh x\u00e1c minh thu nh\u1eadp ho\u1eb7c h\u1ed7 tr\u1ee3 y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng. M\u1eb7c d\u00f9 b\u1ea1n kh\u00f4ng n\u00ean m\u1edf c\u00e1c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng kh\u00f4ng c\u1ea7n thi\u1ebft ch\u1ec9 \u0111\u1ec3 c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn th\u1ebb t\u00edn d\u1ee5ng, nh\u01b0ng vi\u1ec7c h\u1ee3p nh\u1ea5t m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng v\u1edbi Chase l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c h\u1ee3p l\u00fd n\u1ebfu b\u1ea1n d\u1ef1 \u0111\u1ecbnh s\u1edf h\u1eefu nhi\u1ec1u th\u1ebb t\u00edn d\u1ee5ng Chase l\u00e2u d\u00e0i v\u00e0 mu\u1ed1n t\u1ed1i \u0111a h\u00f3a gi\u00e1 tr\u1ecb c\u1ee7a m\u00ecnh v\u1edbi t\u01b0 c\u00e1ch l\u00e0 kh\u00e1ch h\u00e0ng trong to\u00e0n b\u1ed9 h\u1ec7 sinh th\u00e1i c\u1ee7a h\u1ecd.<\/p>","protected":false},"excerpt":{"rendered":"
Choosing the right credit card from Chase’s portfolio can feel overwhelming. JPMorgan Chase offers a diverse lineup of credit cards […]<\/p>\n","protected":false},"author":1,"featured_media":619,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"class_list":["post-566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/comments?post=566"}],"version-history":[{"count":3,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/566\/revisions"}],"predecessor-version":[{"id":600,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/566\/revisions\/600"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media\/619"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media?parent=566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/categories?post=566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/tags?post=566"}],"curies":[{"name":"trang web","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}