{"id":570,"date":"2026-02-02T17:42:42","date_gmt":"2026-02-02T17:42:42","guid":{"rendered":"https:\/\/likapk.com\/?p=570"},"modified":"2026-02-02T20:28:58","modified_gmt":"2026-02-02T20:28:58","slug":"chase-approval-tips-what-to-fix-before-you-apply-for-a-chase-card","status":"publish","type":"post","link":"https:\/\/likapk.com\/vi\/chase-approval-tips-what-to-fix-before-you-apply-for-a-chase-card\/570\/","title":{"rendered":"M\u1eb9o \u0111\u1ec3 \u0111\u01b0\u1ee3c Chase ch\u1ea5p thu\u1eadn: Nh\u1eefng \u0111i\u1ec1u c\u1ea7n kh\u1eafc ph\u1ee5c tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd th\u1ebb Chase"},"content":{"rendered":"

\u0110\u1ec3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn c\u1ea5p th\u1ebb t\u00edn d\u1ee5ng Chase, b\u1ea1n c\u1ea7n nhi\u1ec1u h\u01a1n ch\u1ec9 m\u1ed9t \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ed1t.<\/p>\n\n\n\n

JPMorgan Chase s\u1eed d\u1ee5ng c\u00e1c thu\u1eadt to\u00e1n ph\u1ee9c t\u1ea1p v\u00e0 quy tr\u00ecnh xem x\u00e9t th\u1ee7 c\u00f4ng \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 m\u1ecdi th\u1ee9, t\u1eeb ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y \u0111\u1ebfn m\u1ed1i quan h\u1ec7 hi\u1ec7n c\u00f3 c\u1ee7a b\u1ea1n v\u1edbi ng\u00e2n h\u00e0ng. Hi\u1ec3u r\u00f5 nh\u1eefng g\u00ec Chase t\u00ecm ki\u1ebfm v\u00e0 kh\u1eafc ph\u1ee5c c\u00e1c v\u1ea5n \u0111\u1ec1 ti\u1ec1m \u1ea9n tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u cao h\u01a1n.<\/p>\n\n\n\n

Nhi\u1ec1u ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n m\u1eafc sai l\u1ea7m khi n\u1ed9p \u0111\u01a1n m\u1ed9t c\u00e1ch v\u1ed9i v\u00e0ng khi th\u1ea5y ph\u1ea7n th\u01b0\u1edfng ch\u00e0o m\u1eebng h\u1ea5p d\u1eabn, d\u1eabn \u0111\u1ebfn b\u1ecb t\u1eeb ch\u1ed1i ho\u1eb7c nh\u1eadn \u0111\u01b0\u1ee3c h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng nh\u01b0 mong \u0111\u1ee3i. Chase \u0111\u00e1nh gi\u00e1 to\u00e0n b\u1ed9 h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, bao g\u1ed3m c\u1ea3 nh\u1eefng y\u1ebfu t\u1ed1 kh\u00f4ng th\u1ec3 hi\u1ec7n r\u00f5 ngay t\u1eeb \u0111i\u1ec3m t\u00edn d\u1ee5ng. D\u00e0nh th\u1eddi gian \u0111\u1ec3 kh\u1eafc ph\u1ee5c nh\u1eefng \u0111i\u1ec3m y\u1ebfu trong b\u00e1o c\u00e1o t\u00edn d\u1ee5ng, t\u1ed1i \u01b0u h\u00f3a t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp v\u00e0 \u0111\u1ecbnh v\u1ecb b\u1ea3n th\u00e2n l\u00e0 ng\u01b0\u1eddi vay c\u00f3 r\u1ee7i ro th\u1ea5p c\u00f3 th\u1ec3 bi\u1ebfn m\u1ed9t \u0111\u01a1n \u0111\u0103ng k\u00fd y\u1ebfu th\u00e0nh m\u1ed9t \u0111\u01a1n \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn m\u1ea1nh m\u1ebd. Giai \u0111o\u1ea1n chu\u1ea9n b\u1ecb n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng n\u1ebfu b\u1ea1n \u0111ang nh\u1eafm \u0111\u1ebfn c\u00e1c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p nh\u01b0... Chase Sapphire Reserve<\/a> ho\u1eb7c th\u1ebb Preferred, lo\u1ea1i th\u1ebb c\u00f3 ti\u00eau chu\u1ea9n x\u00e9t duy\u1ec7t kh\u1eaft khe h\u01a1n so v\u1edbi th\u1ebb t\u00edn d\u1ee5ng c\u01a1 b\u1ea3n.<\/p>\n\n\n\n

Hi\u1ec3u r\u00f5 quy t\u1eafc 5\/24 c\u1ee7a Chase tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n<\/h2>\n\n\n\n

Quy t\u1eafc 5\/24 kh\u00e9t ti\u1ebfng c\u1ee7a Chase l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t c\u1ea7n x\u00e1c minh tr\u01b0\u1edbc khi n\u1ed9p b\u1ea5t k\u1ef3 \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng n\u00e0o cho ng\u00e2n h\u00e0ng. Ch\u00ednh s\u00e1ch n\u1ed9i b\u1ed9 n\u00e0y t\u1ef1 \u0111\u1ed9ng t\u1eeb ch\u1ed1i nh\u1eefng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n \u0111\u00e3 m\u1edf n\u0103m t\u00e0i kho\u1ea3n th\u1ebb t\u00edn d\u1ee5ng tr\u1edf l\u00ean t\u1eeb b\u1ea5t k\u1ef3 nh\u00e0 ph\u00e1t h\u00e0nh n\u00e0o trong v\u00f2ng 24 th\u00e1ng qua, b\u1ea5t k\u1ec3 \u0111i\u1ec3m t\u00edn d\u1ee5ng hay m\u1ee9c thu nh\u1eadp. Quy t\u1eafc n\u00e0y \u00e1p d\u1ee5ng cho h\u1ea7u h\u1ebft c\u00e1c th\u1ebb t\u00edn d\u1ee5ng c\u00f3 th\u01b0\u1edfng c\u1ee7a Chase, bao g\u1ed3m d\u00f2ng Sapphire, d\u00f2ng Freedom v\u00e0 nhi\u1ec1u th\u1ebb du l\u1ecbch \u0111\u1ed3ng th\u01b0\u01a1ng hi\u1ec7u, v\u00ec v\u1eady vi\u1ec7c \u0111\u1ebfm s\u1ed1 l\u01b0\u1ee3ng t\u00e0i kho\u1ea3n b\u1ea1n \u0111\u00e3 m\u1edf g\u1ea7n \u0111\u00e2y tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft.<\/p>\n\n\n\n

\u0110\u1ec3 ki\u1ec3m tra t\u00ecnh tr\u1ea1ng 5\/24 c\u1ee7a b\u1ea1n, h\u00e3y xem l\u1ea1i b\u00e1o c\u00e1o t\u00edn d\u1ee5ng v\u00e0 \u0111\u1ebfm t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n th\u1ebb t\u00edn d\u1ee5ng \u0111\u00e3 m\u1edf trong hai n\u0103m qua, kh\u00f4ng bao g\u1ed3m th\u1ebb doanh nghi\u1ec7p kh\u00f4ng b\u00e1o c\u00e1o cho c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n v\u00e0 m\u1ed9t s\u1ed1 th\u1ebb c\u1eeda h\u00e0ng ch\u1ec9 b\u00e1o c\u00e1o cho m\u1ed9t c\u01a1 quan. N\u1ebfu b\u1ea1n c\u00f3 ch\u00ednh x\u00e1c n\u0103m t\u00e0i kho\u1ea3n m\u1edbi, h\u00e3y \u0111\u1ee3i cho \u0111\u1ebfn khi t\u00e0i kho\u1ea3n l\u00e2u \u0111\u1eddi nh\u1ea5t trong kho\u1ea3ng th\u1eddi gian \u0111\u00f3 \u0111\u1ee7 24 th\u00e1ng tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n xin vay t\u1ea1i Chase. Ngay c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o quy t\u1eafc 5\/24 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, m\u1eb7c d\u00f9 Chase c\u00f3 th\u1ec3 lo\u1ea1i b\u1ecf nh\u1eefng t\u00e0i kho\u1ea3n n\u00e0y n\u1ebfu b\u1ea1n g\u1ecdi \u0111i\u1ec7n y\u00eau c\u1ea7u xem x\u00e9t l\u1ea1i v\u00e0 gi\u1ea3i th\u00edch t\u00ecnh hu\u1ed1ng. Vi ph\u1ea1m quy t\u1eafc n\u00e0y s\u1ebd d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i t\u1ef1 \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u00f3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn, v\u00ec v\u1eady vi\u1ec7c \u0111\u1ebfm ch\u00ednh x\u00e1c l\u00e0 r\u1ea5t quan tr\u1ecdng.<\/p>\n\n\n\n

Ki\u1ec3m tra b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n \u0111\u1ec3 t\u00ecm l\u1ed7i v\u00e0 tranh ch\u1ea5p<\/h2>\n\n\n\n

Tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd b\u1ea5t k\u1ef3 th\u1ebb t\u00edn d\u1ee5ng Chase n\u00e0o, h\u00e3y l\u1ea5y b\u1ea3n sao b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n t\u1eeb c\u1ea3 ba c\u00f4ng ty t\u00edn d\u1ee5ng l\u1edbn\u2014Experian, Equifax v\u00e0 TransUnion\u2014v\u00ec Chase c\u00f3 th\u1ec3 l\u1ea5y th\u00f4ng tin t\u1eeb b\u1ea5t k\u1ef3 c\u00f4ng ty n\u00e0o trong s\u1ed1 \u0111\u00f3 t\u00f9y thu\u1ed9c v\u00e0o ti\u1ec3u bang c\u1ee7a b\u1ea1n v\u00e0 ch\u00ednh s\u00e1ch hi\u1ec7n h\u00e0nh c\u1ee7a h\u1ecd. Ki\u1ec3m tra k\u1ef9 l\u01b0\u1ee1ng t\u1eebng b\u00e1o c\u00e1o \u0111\u1ec3 t\u00ecm nh\u1eefng th\u00f4ng tin kh\u00f4ng ch\u00ednh x\u00e1c nh\u01b0 c\u00e1c t\u00e0i kho\u1ea3n kh\u00f4ng thu\u1ed9c v\u1ec1 b\u1ea1n, l\u1ecbch s\u1eed thanh to\u00e1n kh\u00f4ng ch\u00ednh x\u00e1c, c\u00e1c th\u00f4ng tin ti\u00eau c\u1ef1c l\u1ed7i th\u1eddi \u0111\u00e3 h\u1ebft h\u1ea1n ho\u1eb7c c\u00e1c y\u00eau c\u1ea7u t\u00edn d\u1ee5ng gian l\u1eadn. Nh\u1eefng l\u1ed7i n\u00e0y c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n m\u1ed9t c\u00e1ch gi\u1ea3 t\u1ea1o v\u00e0 d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng c\u1ea7n thi\u1ebft, nh\u01b0ng ch\u00fang kh\u00e1 ph\u1ed5 bi\u1ebfn v\u00e0 th\u01b0\u1eddng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c kh\u1eafc ph\u1ee5c trong v\u00f2ng ba m\u01b0\u01a1i ng\u00e0y n\u1ebfu b\u1ea1n khi\u1ebfu n\u1ea1i k\u1ecbp th\u1eddi.<\/p>\n\n\n\n

H\u00e3y \u0111\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn m\u1ee5c l\u1ecbch s\u1eed thanh to\u00e1n c\u1ee7a b\u1ea1n, v\u00ec ngay c\u1ea3 m\u1ed9t l\u1ea7n thanh to\u00e1n ch\u1eadm tr\u1ec5 duy nh\u1ea5t t\u1eeb nhi\u1ec1u n\u0103m tr\u01b0\u1edbc c\u0169ng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn thu\u1eadt to\u00e1n \u0111\u00e1nh gi\u00e1 r\u1ee7i ro c\u1ee7a Chase. N\u1ebfu b\u1ea1n ph\u00e1t hi\u1ec7n ra l\u1ed7i ch\u00ednh \u0111\u00e1ng, h\u00e3y khi\u1ebfu n\u1ea1i tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng th\u00f4ng qua c\u1ed5ng th\u00f4ng tin tr\u1ef1c tuy\u1ebfn c\u1ee7a h\u1ecd, cung c\u1ea5p t\u00e0i li\u1ec7u ch\u1ee9ng minh cho khi\u1ebfu n\u1ea1i c\u1ee7a b\u1ea1n. \u0110\u1ed1i v\u1edbi c\u00e1c m\u1ee5c ch\u00ednh x\u00e1c nh\u01b0ng ti\u00eau c\u1ef1c\u2014ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c kho\u1ea3n n\u1ee3 qu\u00e1 h\u1ea1n ho\u1eb7c c\u00e1c kho\u1ea3n n\u1ee3 b\u1ecb x\u00f3a s\u1ed5\u2014h\u00e3y c\u00e2n nh\u1eafc xem vi\u1ec7c thanh to\u00e1n ho\u1eb7c th\u01b0\u01a1ng l\u01b0\u1ee3ng x\u00f3a b\u1ecf ch\u00fang c\u00f3 h\u1ee3p l\u00fd hay kh\u00f4ng tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n. C\u00e1c d\u1ea5u hi\u1ec7u ti\u00eau c\u1ef1c m\u1edbi g\u00e2y h\u1ea1i nhi\u1ec1u h\u01a1n c\u00e1c d\u1ea5u hi\u1ec7u c\u0169, v\u00ec v\u1eady vi\u1ec7c n\u1ed9p \u0111\u01a1n sau khi gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 g\u1ea7n \u0111\u00e2y s\u1ebd gi\u00fap \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n c\u00f3 th\u1eddi gian ph\u1ee5c h\u1ed3i v\u00e0 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn.<\/p>\n\n\n\n

Gi\u1ea3m t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/h2>\n\n\n\n

T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng\u2014ph\u1ea7n tr\u0103m t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u1ea3 d\u1ee5ng m\u00e0 b\u1ea1n hi\u1ec7n \u0111ang s\u1eed d\u1ee5ng\u2014l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng m\u1ea1nh m\u1ebd nh\u1ea5t \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 quy\u1ebft \u0111\u1ecbnh ph\u00ea duy\u1ec7t c\u1ee7a Chase. L\u00fd t\u01b0\u1edfng nh\u1ea5t, b\u1ea1n n\u00ean \u0111\u1eb7t m\u1ee5c ti\u00eau t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng t\u1ed5ng th\u1ec3 d\u01b0\u1edbi 10% tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c th\u1ebb, v\u00e0 t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng c\u1ee7a t\u1eebng th\u1ebb c\u0169ng n\u00ean \u1edf m\u1ee9c m\u1ed9t ch\u1eef s\u1ed1 n\u1ebfu c\u00f3 th\u1ec3. T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng cao cho th\u1ea5y b\u1ea1n \u0111ang g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh ho\u1eb7c qu\u00e1 ph\u1ee5 thu\u1ed9c v\u00e0o t\u00edn d\u1ee5ng, khi\u1ebfn Chase ng\u1ea7n ng\u1ea1i c\u1ea5p th\u00eam t\u00edn d\u1ee5ng ngay c\u1ea3 khi b\u1ea1n c\u00f3 l\u1ecbch s\u1eed thanh to\u00e1n t\u1ed1t v\u00e0 \u0111i\u1ec3m t\u00edn d\u1ee5ng cao.<\/p>\n\n\n\n

Chi\u1ebfn l\u01b0\u1ee3c hi\u1ec7u qu\u1ea3 nh\u1ea5t l\u00e0 thanh to\u00e1n ph\u1ea7n l\u1edbn d\u01b0 n\u1ee3 tr\u01b0\u1edbc ng\u00e0y ch\u1ed1t sao k\u00ea, v\u00ec \u0111\u00f3 l\u00e0 th\u1eddi \u0111i\u1ec3m h\u1ea7u h\u1ebft c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh b\u00e1o c\u00e1o s\u1ed1 d\u01b0 cho c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng. N\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 d\u01b0 n\u1ee3 nh\u01b0ng chi ti\u00eau nhi\u1ec1u trong su\u1ed1t th\u00e1ng, h\u00e3y c\u00e2n nh\u1eafc thanh to\u00e1n gi\u1eefa k\u1ef3 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ed1 d\u01b0 \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o \u1edf m\u1ee9c t\u1ed1i thi\u1ec3u khi c\u00e1c ch\u1ee7 n\u1ee3 b\u00e1o c\u00e1o cho c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng. \u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 nhi\u1ec1u th\u1ebb, vi\u1ec7c ph\u00e2n b\u1ed5 chi ti\u00eau tr\u00ean nhi\u1ec1u th\u1ebb c\u00f3 h\u1ea1n m\u1ee9c l\u1edbn gi\u00fap gi\u1eef m\u1ee9c s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p, \u0111i\u1ec1u m\u00e0 thu\u1eadt to\u00e1n c\u1ee7a Chase \u0111\u00e1nh gi\u00e1 t\u00edch c\u1ef1c h\u01a1n so v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng t\u1ed1i \u0111a m\u1ed9t th\u1ebb trong khi b\u1ecf kh\u00f4ng s\u1eed d\u1ee5ng c\u00e1c th\u1ebb kh\u00e1c. Ngay c\u1ea3 khi b\u1ea1n thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 m\u1ed7i th\u00e1ng v\u00e0 kh\u00f4ng bao gi\u1edd ph\u00e1t sinh l\u00e3i su\u1ea5t, Chase ch\u1ec9 nh\u00ecn th\u1ea5y s\u1ed1 d\u01b0 \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o, v\u00ec v\u1eady vi\u1ec7c qu\u1ea3n l\u00fd th\u1eddi \u0111i\u1ec3m thanh to\u00e1n so v\u1edbi ng\u00e0y ch\u1ed1t sao k\u00ea l\u00e0 r\u1ea5t quan tr\u1ecdng.<\/p>\n\n\n\n

Gi\u1ea3i \u0111\u00e1p c\u00e1c th\u1eafc m\u1eafc g\u1ea7n \u0111\u00e2y v\u00e0 c\u00e1c t\u00e0i kho\u1ea3n m\u1edbi<\/h2>\n\n\n\n

Nhi\u1ec1u y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y ho\u1eb7c vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n m\u1edbi v\u01b0\u1ee3t qu\u00e1 ng\u01b0\u1ee1ng 5\/24 c\u00f3 th\u1ec3 l\u00e0 d\u1ea5u hi\u1ec7u cho th\u1ea5y h\u00e0nh vi t\u00ecm ki\u1ebfm t\u00edn d\u1ee5ng khi\u1ebfn Chase lo ng\u1ea1i v\u1ec1 vi\u1ec7c ph\u00ea duy\u1ec7t \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee7a b\u1ea1n. M\u1eb7c d\u00f9 c\u00e1c y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng trong v\u00f2ng m\u01b0\u1eddi hai th\u00e1ng qua s\u1ebd xu\u1ea5t hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n v\u00e0 \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o m\u00f4 h\u00ecnh ch\u1ea5m \u0111i\u1ec3m, nh\u01b0ng nh\u1eefng y\u00eau c\u1ea7u trong s\u00e1u th\u00e1ng g\u1ea7n \u0111\u00e2y l\u1ea1i c\u00f3 tr\u1ecdng l\u01b0\u1ee3ng kh\u00f4ng nh\u1ecf trong thu\u1eadt to\u00e1n th\u1ea9m \u0111\u1ecbnh c\u1ee7a Chase. N\u1ebfu b\u1ea1n g\u1ea7n \u0111\u00e2y \u0111\u00e3 \u0111\u0103ng k\u00fd nhi\u1ec1u th\u1ebb t\u00edn d\u1ee5ng, kho\u1ea3n vay mua \u00f4 t\u00f4 ho\u1eb7c th\u1ebf ch\u1ea5p nh\u00e0, vi\u1ec7c ch\u1edd t\u1eeb ba \u0111\u1ebfn s\u00e1u th\u00e1ng tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd v\u1edbi Chase s\u1ebd cho ph\u00e9p c\u00e1c y\u00eau c\u1ea7u n\u00e0y c\u00f3 th\u1eddi gian tr\u00f4i qua v\u00e0 ch\u1ee9ng minh r\u1eb1ng h\u00e0nh vi t\u00ecm ki\u1ebfm t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n \u0111\u00e3 \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n

Chase c\u0169ng \u0111\u00e1nh gi\u00e1 t\u1ed1c \u0111\u1ed9 m\u1edf t\u00e0i kho\u1ea3n m\u1edbi c\u1ee7a b\u1ea1n, ch\u1ee9 kh\u00f4ng ch\u1ec9 t\u1ed5ng s\u1ed1 l\u01b0\u1ee3ng. Vi\u1ec7c m\u1edf ba th\u1ebb trong ba th\u00e1ng qua c\u00f3 v\u1ebb r\u1ee7i ro h\u01a1n so v\u1edbi vi\u1ec7c m\u1edf ba th\u1ebb tr\u1ea3i \u0111\u1ec1u trong hai n\u0103m, ngay c\u1ea3 khi c\u1ea3 hai tr\u01b0\u1eddng h\u1ee3p v\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt \u0111\u1ec1u tu\u00e2n th\u1ee7 quy t\u1eafc 5\/24. N\u1ebfu c\u00f3 th\u1ec3, h\u00e3y tr\u00e1nh b\u1ea5t k\u1ef3 \u0111\u01a1n xin t\u00edn d\u1ee5ng m\u1edbi n\u00e0o trong \u00edt nh\u1ea5t ch\u00edn m\u01b0\u01a1i ng\u00e0y tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n xin th\u1ebb Chase, \u0111\u1ec3 h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n tr\u00f4ng s\u1ea1ch s\u1ebd h\u01a1n. H\u00e3y nh\u1edb r\u1eb1ng c\u00e1c y\u00eau c\u1ea7u ki\u1ec3m tra s\u01a1 b\u1ed9 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n ho\u1eb7c quy\u1ebft \u0111\u1ecbnh c\u1ee7a Chase, v\u00ec v\u1eady b\u1ea1n c\u00f3 th\u1ec3 an to\u00e0n ki\u1ec3m tra c\u00e1c \u01b0u \u0111\u00e3i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc th\u00f4ng qua Trang web c\u1ee7a Chase<\/a> ho\u1eb7c t\u1ea1i chi nh\u00e1nh m\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u1ef7 l\u1ec7 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho \u0111\u01a1n \u0111\u0103ng k\u00fd ch\u00ednh th\u1ee9c c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

C\u1ea3i thi\u1ec7n t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp c\u1ee7a b\u1ea1n<\/h2>\n\n\n\n

B\u00e1o c\u00e1o t\u00edn d\u1ee5ng cho th\u1ea5y c\u00e1ch b\u1ea1n qu\u1ea3n l\u00fd n\u1ee3 trong qu\u00e1 kh\u1ee9, trong khi t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp (DTI) th\u1ec3 hi\u1ec7n kh\u1ea3 n\u0103ng hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n trong vi\u1ec7c g\u00e1nh th\u00eam c\u00e1c ngh\u0129a v\u1ee5 thanh to\u00e1n. Chase \u0111\u00e1nh gi\u00e1 thu nh\u1eadp h\u00e0ng n\u0103m b\u1ea1n khai b\u00e1o so v\u1edbi c\u00e1c kho\u1ea3n thanh to\u00e1n n\u1ee3 hi\u1ec7n c\u00f3 \u2013 bao g\u1ed3m th\u1ebf ch\u1ea5p nh\u00e0, vay mua \u00f4 t\u00f4, vay sinh vi\u00ean, c\u00e1c kho\u1ea3n thanh to\u00e1n t\u1ed1i thi\u1ec3u cho th\u1ebb t\u00edn d\u1ee5ng v\u00e0 c\u00e1c ngh\u0129a v\u1ee5 \u0111\u1ecbnh k\u1ef3 kh\u00e1c \u2013 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng x\u1eed l\u00fd h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng m\u1edbi m\u00e0 h\u1ecd c\u00f3 th\u1ec3 c\u1ea5p. T\u1ef7 l\u1ec7 DTI tr\u00ean 40% l\u00e0 d\u1ea5u hi\u1ec7u \u0111\u00e1ng b\u00e1o \u0111\u1ed9ng, trong khi gi\u1eef t\u1ef7 l\u1ec7 n\u00e0y d\u01b0\u1edbi 30% s\u1ebd gi\u00fap b\u1ea1n tr\u1edf th\u00e0nh ng\u01b0\u1eddi vay an to\u00e0n h\u01a1n v\u00e0 x\u1ee9ng \u0111\u00e1ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn.<\/p>\n\n\n\n

N\u1ebfu t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp (DTI) c\u1ee7a b\u1ea1n \u1edf m\u1ee9c trung b\u00ecnh, h\u00e3y c\u00e2n nh\u1eafc c\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 c\u1ea3i thi\u1ec7n n\u00f3 tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n. Tr\u1ea3 b\u1edbt c\u00e1c kho\u1ea3n vay tr\u1ea3 g\u00f3p s\u1ebd gi\u1ea3m b\u1edbt ngh\u0129a v\u1ee5 h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n, trong khi vi\u1ec7c tr\u1ea3 h\u1ebft ho\u1eb7c h\u1ee3p nh\u1ea5t n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng v\u1eeba c\u1ea3i thi\u1ec7n DTI v\u1eeba gi\u1ea3m t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng. T\u0103ng thu nh\u1eadp th\u00f4ng qua vi\u1ec7c t\u0103ng l\u01b0\u01a1ng, l\u00e0m th\u00eam ho\u1eb7c bao g\u1ed3m thu nh\u1eadp h\u1ee3p ph\u00e1p c\u1ee7a h\u1ed9 gia \u0111\u00ecnh n\u1ebfu b\u1ea1n tr\u00ean 21 tu\u1ed5i c\u0169ng c\u00f3 th\u1ec3 c\u1ee7ng c\u1ed1 \u0111\u01a1n xin vay c\u1ee7a b\u1ea1n, m\u1eb7c d\u00f9 b\u1ea1n ph\u1ea3i trung th\u1ef1c v\u1ec1 c\u00e1c con s\u1ed1 thu nh\u1eadp v\u00ec Chase c\u00f3 th\u1ec3 x\u00e1c minh ch\u00fang \u0111\u1ec3 c\u1ea5p h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng l\u1edbn h\u01a1n ho\u1eb7c th\u1ebb cao c\u1ea5p. Tr\u00e1nh vay th\u00eam n\u1ee3 m\u1edbi nh\u01b0 vay mua \u00f4 t\u00f4 ho\u1eb7c vay c\u00e1 nh\u00e2n trong nh\u1eefng th\u00e1ng tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n, v\u00ec nh\u1eefng kho\u1ea3n n\u00e0y s\u1ebd l\u00e0m t\u0103ng DTI v\u00e0 th\u00eam c\u00e1c y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng nghi\u00eam ng\u1eb7t, l\u00e0m tr\u1ea7m tr\u1ecdng th\u00eam t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn \u0111\u01a1n xin vay c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

Thi\u1ebft l\u1eadp quan h\u1ec7 ng\u00e2n h\u00e0ng v\u1edbi Chase<\/h2>\n\n\n\n

M\u1edf m\u1ed9t T\u00e0i kho\u1ea3n thanh to\u00e1n ho\u1eb7c ti\u1ebft ki\u1ec7m c\u1ee7a Chase<\/a> Vi\u1ec7c chu\u1ea9n b\u1ecb tr\u01b0\u1edbc v\u00e0i th\u00e1ng tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u cao h\u01a1n. Chase \u0111\u00e1nh gi\u00e1 cao nh\u1eefng kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng nhi\u1ec1u s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5, coi h\u1ecd l\u00e0 nh\u1eefng m\u1ed1i quan h\u1ec7 \u1ed5n \u0111\u1ecbnh v\u00e0 sinh l\u1ee3i h\u01a1n. Vi\u1ec7c thi\u1ebft l\u1eadp chuy\u1ec3n kho\u1ea3n tr\u1ef1c ti\u1ebfp, duy tr\u00ec s\u1ed1 d\u01b0 \u1ed5n \u0111\u1ecbnh v\u00e0 tr\u00e1nh th\u1ea5u chi th\u1ec3 hi\u1ec7n tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh v\u01b0\u1ee3t xa nh\u1eefng g\u00ec hi\u1ec3n th\u1ecb tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, cung c\u1ea5p cho c\u00e1c nh\u00e0 th\u1ea9m \u0111\u1ecbnh th\u00eam \u0111i\u1ec3m t\u00edch c\u1ef1c khi \u0111\u00e1nh gi\u00e1 \u0111\u01a1n xin c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

Ph\u01b0\u01a1ng ph\u00e1p ng\u00e2n h\u00e0ng d\u1ef1a tr\u00ean m\u1ed1i quan h\u1ec7 n\u00e0y \u0111\u1eb7c bi\u1ec7t c\u00f3 gi\u00e1 tr\u1ecb \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng ng\u1eafn ho\u1eb7c nh\u1eefng ng\u01b0\u1eddi \u0111ang \u1edf ranh gi\u1edbi gi\u1eefa \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p. Chase c\u00f3 th\u1ec3 quan s\u00e1t d\u00f2ng ti\u1ec1n, s\u1ef1 \u1ed5n \u0111\u1ecbnh thu nh\u1eadp v\u00e0 th\u00f3i quen qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c c\u1ee7a b\u1ea1n th\u00f4ng qua t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi, mang l\u1ea1i s\u1ef1 y\u00ean t\u00e2m r\u1eb1ng b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh \u0111\u1ec3 s\u1eed d\u1ee5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng m\u1edbi m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m. M\u1ed9t s\u1ed1 th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a Chase cung c\u1ea5p c\u00e1c \u01b0u \u0111\u00e3i ch\u00e0o m\u1eebng h\u1ea5p d\u1eabn h\u01a1n ho\u1eb7c mi\u1ec5n ph\u00ed th\u01b0\u1eddng ni\u00ean cho kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i c\u1ee7a ng\u00e2n h\u00e0ng, b\u1ed5 sung th\u00eam gi\u00e1 tr\u1ecb ti\u1ec1n t\u1ec7 ngo\u00e0i l\u1ee3i th\u1ebf \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. Tuy nhi\u00ean, \u0111\u1eebng m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ch\u1ec9 \u0111\u1ec3 l\u1ee3i d\u1ee5ng h\u1ec7 th\u1ed1ng \u2013 Chase c\u00f3 th\u1ec3 ph\u00e1t hi\u1ec7n ra c\u00e1c m\u1ed1i quan h\u1ec7 ch\u1ec9 mang t\u00ednh giao d\u1ecbch thu\u1ea7n t\u00fay, v\u00e0 chi\u1ebfn l\u01b0\u1ee3c n\u00e0y hi\u1ec7u qu\u1ea3 nh\u1ea5t khi b\u1ea1n th\u1ef1c s\u1ef1 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n cho c\u00e1c nhu c\u1ea7u ng\u00e2n h\u00e0ng th\u01b0\u1eddng xuy\u00ean trong v\u00e0i th\u00e1ng tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n.<\/p>\n\n\n\n

L\u00ean k\u1ebf ho\u1ea1ch th\u1eddi \u0111i\u1ec3m n\u1ed9p \u0111\u01a1n m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c<\/h2>\n\n\n\n

Th\u1eddi \u0111i\u1ec3m n\u1ed9p \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng Chase c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u1ef7 l\u1ec7 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn nhi\u1ec1u h\u01a1n nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129. N\u1ed9p \u0111\u01a1n s\u1edbm trong th\u00e1ng\u2014l\u00fd t\u01b0\u1edfng nh\u1ea5t l\u00e0 trong tu\u1ea7n \u0111\u1ea7u ti\u00ean\u2014s\u1ebd cho b\u1ea1n c\u01a1 h\u1ed9i t\u1ed1t nh\u1ea5t n\u1ebfu \u0111\u01a1n c\u1ee7a b\u1ea1n c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t th\u1ee7 c\u00f4ng, v\u00ec c\u00e1c chuy\u00ean vi\u00ean th\u1ea9m \u0111\u1ecbnh c\u00f3 kh\u1ed1i l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c \u00edt h\u01a1n v\u00e0 c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng ch\u1ea5p thu\u1eadn h\u01a1n so v\u1edbi cu\u1ed1i th\u00e1ng khi h\u1ecd \u0111ang x\u1eed l\u00fd kh\u1ed1i l\u01b0\u1ee3ng l\u1edbn \u0111\u01a1n. T\u01b0\u01a1ng t\u1ef1, n\u1ed9p \u0111\u01a1n s\u1edbm trong tu\u1ea7n thay v\u00ec chi\u1ec1u mu\u1ed9n th\u1ee9 S\u00e1u \u0111\u1ea3m b\u1ea3o r\u1eb1ng s\u1ebd c\u00f3 ng\u01b0\u1eddi xem x\u00e9t n\u1ebfu \u0111\u01a1n c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u xem x\u00e9t th\u1ee7 c\u00f4ng thay v\u00ec \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn t\u1ef1 \u0111\u1ed9ng.<\/p>\n\n\n\n

T\u00ecnh h\u00ecnh kinh t\u1ebf v\u00e0 m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro n\u1ed9i b\u1ed9 c\u1ee7a Chase c\u0169ng bi\u1ebfn \u0111\u1ed9ng d\u1ef1a tr\u00ean c\u00e1c xu h\u01b0\u1edbng t\u00e0i ch\u00ednh v\u0129 m\u00f4, m\u00f4i tr\u01b0\u1eddng ph\u00e1p l\u00fd v\u00e0 th\u00e0nh ph\u1ea7n danh m\u1ee5c t\u00edn d\u1ee5ng hi\u1ec7n t\u1ea1i c\u1ee7a h\u1ecd. M\u1eb7c d\u00f9 b\u1ea1n kh\u00f4ng th\u1ec3 d\u1ef1 \u0111o\u00e1n ch\u00ednh x\u00e1c c\u00e1c y\u1ebfu t\u1ed1 v\u0129 m\u00f4 n\u00e0y, nh\u01b0ng vi\u1ec7c tr\u00e1nh n\u1ed9p \u0111\u01a1n trong th\u1eddi k\u1ef3 kinh t\u1ebf b\u1ea5t \u1ed5n r\u00f5 r\u1ec7t\u2014ch\u1eb3ng h\u1ea1n nh\u01b0 th\u1ecb tr\u01b0\u1eddng s\u1ee5p \u0111\u1ed5 ho\u1eb7c t\u00ecnh tr\u1ea1ng sa th\u1ea3i h\u00e0ng lo\u1ea1t trong ng\u00e0nh c\u1ee7a b\u1ea1n\u2014c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m kh\u1ea3 n\u0103ng Chase th\u1eaft ch\u1eb7t c\u00e1c ti\u00eau chu\u1ea9n th\u1ea9m \u0111\u1ecbnh \u0111\u00fang v\u00e0o th\u1eddi \u0111i\u1ec3m b\u1ea1n n\u1ed9p \u0111\u01a1n. N\u1ebfu b\u1ea1n \u0111ang nh\u1eafm \u0111\u1ebfn m\u1ed9t \u01b0u \u0111\u00e3i ti\u1ec1n th\u01b0\u1edfng ch\u00e0o m\u1eebng c\u1ee5 th\u1ec3, \u0111\u1eebng \u0111\u1ee3i \u0111\u1ebfn ng\u00e0y cu\u1ed1i c\u00f9ng tr\u01b0\u1edbc khi \u01b0u \u0111\u00e3i h\u1ebft h\u1ea1n, h\u00e3y cho m\u00ecnh th\u1eddi gian \u0111\u1ec3 g\u1ecdi \u0111i\u1ec7n xem x\u00e9t l\u1ea1i n\u1ebfu b\u1ecb t\u1eeb ch\u1ed1i ban \u0111\u1ea7u. Chase cho ph\u00e9p g\u1ecdi \u0111i\u1ec7n xem x\u00e9t l\u1ea1i trong v\u00f2ng ba m\u01b0\u01a1i ng\u00e0y k\u1ec3 t\u1eeb khi b\u1ecb t\u1eeb ch\u1ed1i, v\u00e0 vi\u1ec7c c\u00f3 th\u00eam th\u1eddi gian s\u1ebd cho ph\u00e9p b\u1ea1n gi\u1ea3i quy\u1ebft c\u00e1c m\u1ed1i lo ng\u1ea1i m\u00e0 ng\u01b0\u1eddi th\u1ea9m \u0111\u1ecbnh \u0111\u01b0a ra m\u00e0 kh\u00f4ng b\u1ecf l\u1ee1 ho\u00e0n to\u00e0n \u01b0u \u0111\u00e3i khuy\u1ebfn m\u00e3i.<\/p>\n\n\n\n

X\u00e1c minh t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin thu nh\u1eadp c\u1ee7a b\u1ea1n<\/h2>\n\n\n\n

Chase d\u1ef1a r\u1ea5t nhi\u1ec1u v\u00e0o con s\u1ed1 thu nh\u1eadp b\u1ea1n cung c\u1ea5p trong qu\u00e1 tr\u00ecnh \u0111\u0103ng k\u00fd, s\u1eed d\u1ee5ng n\u00f3 \u0111\u1ec3 t\u00ednh to\u00e1n t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp v\u00e0 x\u00e1c \u0111\u1ecbnh h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ph\u00f9 h\u1ee3p. Khai b\u00e1o thu nh\u1eadp th\u1ea5p h\u01a1n th\u1ef1c t\u1ebf s\u1ebd l\u00e0m gi\u1ea3m c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 h\u1ea1n ch\u1ebf h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u m\u1ed9t c\u00e1ch kh\u00f4ng c\u1ea7n thi\u1ebft, trong khi khai b\u00e1o qu\u00e1 cao c\u00f3 th\u1ec3 b\u1ecb coi l\u00e0 gian l\u1eadn v\u00e0 d\u1eabn \u0111\u1ebfn b\u1ecb t\u1eeb ch\u1ed1i ho\u1eb7c \u0111\u00f3ng t\u00e0i kho\u1ea3n n\u1ebfu Chase y\u00eau c\u1ea7u c\u00e1c t\u00e0i li\u1ec7u x\u00e1c minh. H\u00e3y b\u00e1o c\u00e1o ch\u00ednh x\u00e1c t\u1ed5ng thu nh\u1eadp h\u00e0ng n\u0103m c\u1ee7a b\u1ea1n t\u1eeb t\u1ea5t c\u1ea3 c\u00e1c ngu\u1ed3n h\u1ee3p ph\u00e1p, bao g\u1ed3m l\u01b0\u01a1ng, ti\u1ec1n th\u01b0\u1edfng, thu nh\u1eadp \u0111\u1ea7u t\u01b0, thu nh\u1eadp t\u1eeb b\u1ea5t \u0111\u1ed9ng s\u1ea3n cho thu\u00ea, v\u00e0 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u0103ng k\u00fd tr\u00ean 21 tu\u1ed5i, thu nh\u1eadp h\u1ed9 gia \u0111\u00ecnh m\u00e0 b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng chi ti\u00eau h\u1ee3p l\u00fd.<\/p>\n\n\n\n

N\u1ebfu b\u1ea1n t\u1ef1 kinh doanh ho\u1eb7c c\u00f3 thu nh\u1eadp kh\u00f4ng \u1ed5n \u0111\u1ecbnh t\u1eeb hoa h\u1ed3ng, c\u00f4ng vi\u1ec7c th\u1eddi v\u1ee5 ho\u1eb7c vi\u1ec7c l\u00e0m theo m\u00f9a, h\u00e3y t\u00ednh to\u00e1n \u01b0\u1edbc t\u00ednh h\u00e0ng n\u0103m m\u1ed9t c\u00e1ch th\u1eadn tr\u1ecdng d\u1ef1a tr\u00ean t\u1edd khai thu\u1ebf g\u1ea7n \u0111\u00e2y ho\u1eb7c thu nh\u1eadp trung b\u00ecnh h\u00e0ng th\u00e1ng trong m\u01b0\u1eddi hai th\u00e1ng qua. Chase c\u00f3 th\u1ec3 y\u00eau c\u1ea7u c\u00e1c t\u00e0i li\u1ec7u nh\u01b0 phi\u1ebfu l\u01b0\u01a1ng, m\u1eabu W-2, t\u1edd khai thu\u1ebf ho\u1eb7c sao k\u00ea ng\u00e2n h\u00e0ng \u0111\u1ec3 x\u00e1c minh thu nh\u1eadp b\u1ea1n \u0111\u00e3 khai b\u00e1o, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c y\u00eau c\u1ea7u h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng l\u1edbn ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p c\u00f3 khuy\u1ebfn ngh\u1ecb thu nh\u1eadp t\u1ed1i thi\u1ec3u. Vi\u1ec7c chu\u1ea9n b\u1ecb s\u1eb5n c\u00e1c t\u00e0i li\u1ec7u n\u00e0y s\u1ebd gi\u00fap \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh x\u00e1c minh v\u00e0 tr\u00e1nh ch\u1eadm tr\u1ec5 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn b\u1ecb t\u1eeb ch\u1ed1i n\u1ebfu b\u1ea1n kh\u00f4ng th\u1ec3 cung c\u1ea5p ch\u00fang trong th\u1eddi h\u1ea1n quy \u0111\u1ecbnh c\u1ee7a Chase. Vi\u1ec7c c\u1eadp nh\u1eadt th\u00f4ng tin thu nh\u1eadp trong c\u00e1c t\u00e0i kho\u1ea3n Chase hi\u1ec7n c\u00f3 c\u1ee7a b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 k\u00edch ho\u1ea1t vi\u1ec7c t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u1ea7n y\u00eau c\u1ea7u ch\u00ednh th\u1ee9c, th\u01b0\u1edfng cho s\u1ef1 ph\u00e1t tri\u1ec3n ngh\u1ec1 nghi\u1ec7p v\u00e0 ti\u1ebfn b\u1ed9 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

Thanh to\u00e1n c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng hi\u1ec7n c\u00f3 c\u1ee7a Chase<\/h2>\n\n\n\n

N\u1ebfu b\u1ea1n \u0111\u00e3 c\u00f3 th\u1ebb t\u00edn d\u1ee5ng Chase, t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng m\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 c\u1ea5p cho b\u1ea1n tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c h\u1ecd c\u00f3 s\u1eb5n l\u00f2ng ph\u00ea duy\u1ec7t th\u00eam th\u1ebb ho\u1eb7c t\u0103ng h\u1ea1n m\u1ee9c hi\u1ec7n c\u00f3 hay kh\u00f4ng. Chase duy tr\u00ec c\u00e1c ch\u00ednh s\u00e1ch n\u1ed9i b\u1ed9 v\u1ec1 t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ed1i \u0111a cho m\u1ed7i kh\u00e1ch h\u00e0ng, th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n b\u1eb1ng t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m thu nh\u1eadp h\u00e0ng n\u0103m ho\u1eb7c m\u1ed9t m\u1ee9c tr\u1ea7n tuy\u1ec7t \u0111\u1ed1i b\u1eb1ng \u0111\u00f4 la. Nh\u1eefng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n c\u00f3 t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng Chase \u0111\u00e3 g\u1ea7n b\u1eb1ng 40 \u0111\u1ebfn 50% thu nh\u1eadp \u0111\u00e3 khai b\u00e1o c\u00f3 th\u1ec3 b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ebb m\u1edbi, ngay c\u1ea3 khi c\u00f3 \u0111i\u1ec3m t\u00edn d\u1ee5ng xu\u1ea5t s\u1eafc, \u0111\u01a1n gi\u1ea3n v\u00ec Chase coi vi\u1ec7c c\u1ea5p th\u00eam t\u00edn d\u1ee5ng l\u00e0 s\u1ef1 t\u1eadp trung r\u1ee7i ro qu\u00e1 m\u1ee9c.<\/p>\n\n\n\n

Tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd th\u1ebb t\u00edn d\u1ee5ng Chase m\u1edbi, h\u00e3y xem x\u00e9t l\u1ea1i h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng hi\u1ec7n c\u00f3 c\u1ee7a b\u1ea1n v\u00e0 c\u00e2n nh\u1eafc xem ch\u00fang c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n hay kh\u00f4ng. N\u1ebfu b\u1ea1n c\u00f3 nh\u1eefng th\u1ebb t\u00edn d\u1ee5ng v\u1edbi h\u1ea1n m\u1ee9c l\u1edbn m\u00e0 b\u1ea1n hi\u1ebfm khi s\u1eed d\u1ee5ng, vi\u1ec7c y\u00eau c\u1ea7u gi\u1ea3m h\u1ea1n m\u1ee9c tr\u00ean nh\u1eefng th\u1ebb \u0111\u00f3 tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd th\u1ebb m\u1edbi c\u00f3 th\u1ec3 gi\u00fap Chase c\u00f3 th\u00eam kh\u1ea3 n\u0103ng ph\u00ea duy\u1ec7t \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee7a b\u1ea1n. Ngo\u00e0i ra, khi g\u1ecdi \u0111i\u1ec7n y\u00eau c\u1ea7u xem x\u00e9t l\u1ea1i sau khi b\u1ecb t\u1eeb ch\u1ed1i, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ec1 ngh\u1ecb chuy\u1ec3n t\u00edn d\u1ee5ng t\u1eeb th\u1ebb Chase hi\u1ec7n c\u00f3 sang th\u1ebb m\u1edbi \u0111\u0103ng k\u00fd, v\u1ec1 c\u01a1 b\u1ea3n l\u00e0 s\u1eafp x\u1ebfp l\u1ea1i t\u1ed5ng m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n thay v\u00ec y\u00eau c\u1ea7u th\u00eam t\u00edn d\u1ee5ng m\u1edbi. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y th\u01b0\u1eddng gi\u00fap chuy\u1ec3n \u0111\u1ed5i c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1eeb ch\u1ed1i th\u00e0nh \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn trong khi v\u1eabn duy tr\u00ec t\u1ed5ng kh\u1ea3 n\u0103ng vay c\u1ee7a b\u1ea1n kh\u00f4ng \u0111\u1ed5i.<\/p>\n\n\n\n

D\u1ecdn d\u1eb9p t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n<\/h2>\n\n\n\n

C\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 v\u1eeba c\u00f3 l\u1ee3i v\u1eeba c\u00f3 h\u1ea1i cho \u0111\u01a1n xin vay Chase c\u1ee7a b\u1ea1n t\u00f9y thu\u1ed9c v\u00e0o ho\u00e0n c\u1ea3nh. C\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n t\u00edch c\u1ef1c v\u1edbi l\u1ecbch s\u1eed l\u00e2u d\u00e0i v\u00e0 h\u1ed3 s\u01a1 thanh to\u00e1n ho\u00e0n h\u1ea3o c\u00f3 th\u1ec3 gi\u00fap t\u0103ng \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 ch\u1ee9ng minh kinh nghi\u1ec7m qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng, t\u1eeb \u0111\u00f3 c\u00f3 kh\u1ea3 n\u0103ng c\u1ea3i thi\u1ec7n t\u1ef7 l\u1ec7 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. Tuy nhi\u00ean, c\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n \u0111\u01b0\u1ee3c m\u1edf g\u1ea7n \u0111\u00e2y th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o quy t\u1eafc 5\/24 c\u1ee7a Chase, v\u00e0 b\u1ea5t k\u1ef3 l\u1ecbch s\u1eed thanh to\u00e1n ti\u00eau c\u1ef1c ho\u1eb7c t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng cao n\u00e0o tr\u00ean c\u00e1c t\u00e0i kho\u1ea3n \u0111\u00f3 \u0111\u1ec1u \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro c\u1ee7a Chase ngay c\u1ea3 khi b\u1ea1n kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 t\u00e0i kho\u1ea3n ch\u00ednh.<\/p>\n\n\n\n

Tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n xin vay t\u00edn ch\u1ea5p t\u1ea1i Chase, h\u00e3y xem x\u00e9t t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n xu\u1ea5t hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n v\u00e0 c\u00e2n nh\u1eafc xem ch\u00fang c\u00f3 gi\u00fap \u00edch hay g\u00e2y b\u1ea5t l\u1ee3i cho \u0111\u01a1n xin vay c\u1ee7a b\u1ea1n. N\u1ebfu m\u1ed9t t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n khi\u1ebfn b\u1ea1n v\u01b0\u1ee3t qu\u00e1 ng\u01b0\u1ee1ng 5\/24 ho\u1eb7c hi\u1ec3n th\u1ecb l\u1ecbch s\u1eed thanh to\u00e1n ti\u00eau c\u1ef1c, h\u00e3y li\u00ean h\u1ec7 v\u1edbi ch\u1ee7 th\u1ebb ch\u00ednh \u0111\u1ec3 y\u00eau c\u1ea7u x\u00f3a t\u00ean b\u1ea1n kh\u1ecfi danh s\u00e1ch, sau \u0111\u00f3 khi\u1ebfu n\u1ea1i t\u00e0i kho\u1ea3n \u0111\u00f3 v\u1edbi c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng \u0111\u1ec3 x\u00f3a n\u00f3 kh\u1ecfi b\u00e1o c\u00e1o c\u1ee7a b\u1ea1n. Qu\u00e1 tr\u00ecnh n\u00e0y c\u00f3 th\u1ec3 m\u1ea5t t\u1eeb ba m\u01b0\u01a1i \u0111\u1ebfn s\u00e1u m\u01b0\u01a1i ng\u00e0y, v\u00ec v\u1eady h\u00e3y l\u00ean k\u1ebf ho\u1ea1ch ph\u00f9 h\u1ee3p n\u1ebfu b\u1ea1n \u0111ang nh\u1eafm \u0111\u1ebfn m\u1ed9t th\u1ebb Chase c\u1ee5 th\u1ec3 ho\u1eb7c \u01b0u \u0111\u00e3i khuy\u1ebfn m\u00e3i n\u00e0o \u0111\u00f3. Khi g\u1ecdi \u0111i\u1ec7n cho Chase \u0111\u1ec3 xem x\u00e9t l\u1ea1i sau khi b\u1ecb t\u1eeb ch\u1ed1i, b\u1ea1n c\u00f3 th\u1ec3 gi\u1ea3i th\u00edch v\u1ec1 c\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n v\u00e0 y\u00eau c\u1ea7u lo\u1ea1i tr\u1eeb ch\u00fang kh\u1ecfi s\u1ed1 l\u01b0\u1ee3ng 5\/24, m\u1eb7c d\u00f9 t\u1ef7 l\u1ec7 th\u00e0nh c\u00f4ng c\u1ee7a ph\u01b0\u01a1ng ph\u00e1p n\u00e0y kh\u00f4ng \u0111\u1ed3ng \u0111\u1ec1u v\u00e0 kh\u00f4ng n\u00ean \u0111\u01b0\u1ee3c coi l\u00e0 chi\u1ebfn l\u01b0\u1ee3c ch\u00ednh.<\/p>\n\n\n\n

Gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn nh\u00e3n hi\u1ec7u v\u00e0 b\u1ed9 s\u01b0u t\u1eadp mang t\u00ednh x\u00fac ph\u1ea1m<\/h2>\n\n\n\n

C\u00e1c th\u00f4ng tin ti\u00eau c\u1ef1c g\u1ea7n \u0111\u00e2y nh\u01b0 thanh to\u00e1n ch\u1eadm, n\u1ee3 x\u1ea5u, t\u00e0i kho\u1ea3n thu h\u1ed3i n\u1ee3 ho\u1eb7c c\u00e1c h\u1ed3 s\u01a1 c\u00f4ng khai nh\u01b0 ph\u00e1 s\u1ea3n v\u00e0 thu\u1ebf ch\u1ea5p s\u1ebd \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng \u0111\u1ebfn kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c Chase ch\u1ea5p thu\u1eadn, b\u1ea5t k\u1ec3 \u0111i\u1ec3m t\u00edn d\u1ee5ng hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n l\u00e0 bao nhi\u00eau. M\u1eb7c d\u00f9 m\u1ed9t l\u1ea7n thanh to\u00e1n ch\u1eadm 30 ng\u00e0y t\u1eeb hai n\u0103m tr\u01b0\u1edbc c\u00f3 th\u1ec3 kh\u00f4ng khi\u1ebfn b\u1ea1n b\u1ecb lo\u1ea1i kh\u1ecfi c\u00e1c th\u1ebb t\u00edn d\u1ee5ng Chase c\u1ea5p th\u1ea5p, nh\u01b0ng c\u00e1c kho\u1ea3n thanh to\u00e1n ch\u1eadm g\u1ea7n \u0111\u00e2y trong v\u00f2ng 12 th\u00e1ng qua ho\u1eb7c b\u1ea5t k\u1ef3 kho\u1ea3n thanh to\u00e1n n\u00e0o qu\u00e1 h\u1ea1n 60 ng\u00e0y tr\u1edf l\u00ean th\u01b0\u1eddng d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i t\u1ef1 \u0111\u1ed9ng. Thu\u1eadt to\u00e1n c\u1ee7a Chase xem x\u00e9t th\u00f4ng tin ti\u00eau c\u1ef1c g\u1ea7n \u0111\u00e2y nghi\u00eam tr\u1ecdng h\u01a1n nhi\u1ec1u so v\u1edbi c\u00e1c v\u1ea5n \u0111\u1ec1 c\u0169, coi h\u00e0nh vi thanh to\u00e1n hi\u1ec7n t\u1ea1i l\u00e0 y\u1ebfu t\u1ed1 d\u1ef1 \u0111o\u00e1n t\u1ed1t nh\u1ea5t v\u1ec1 hi\u1ec7u su\u1ea5t trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n

N\u1ebfu b\u1ea1n c\u00f3 c\u00e1c kho\u1ea3n n\u1ee3 qu\u00e1 h\u1ea1n ho\u1eb7c n\u1ee3 kh\u00f3 \u0111\u00f2i tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng, h\u00e3y x\u00e1c \u0111\u1ecbnh xem ch\u00fang c\u00f3 h\u1ee3p l\u1ec7 hay kh\u00f4ng tr\u01b0\u1edbc khi h\u00e0nh \u0111\u1ed9ng. \u0110\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 h\u1ee3p l\u1ec7, vi\u1ec7c thanh to\u00e1n kh\u00f4ng x\u00f3a b\u1ecf d\u1ea5u hi\u1ec7u x\u1ea5u kh\u1ecfi b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, m\u1eb7c d\u00f9 n\u00f3 thay \u0111\u1ed5i tr\u1ea1ng th\u00e1i t\u1eeb ch\u01b0a thanh to\u00e1n th\u00e0nh \u0111\u00e3 thanh to\u00e1n, \u0111i\u1ec1u n\u00e0y t\u1ed1t h\u01a1n m\u1ed9t ch\u00fat cho m\u1ee5c \u0111\u00edch ph\u00ea duy\u1ec7t. \u0110\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 s\u1eafp h\u1ebft th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c theo lu\u1eadt \u0111\u1ecbnh c\u1ee7a ti\u1ec3u bang, vi\u1ec7c thanh to\u00e1n c\u00f3 th\u1ec3 khi\u1ebfn th\u1eddi gian x\u00f3a kh\u1ecfi b\u00e1o c\u00e1o c\u1ee7a b\u1ea1n b\u1eaft \u0111\u1ea7u l\u1ea1i, v\u00ec v\u1eady h\u00e3y tham kh\u1ea3o \u00fd ki\u1ebfn c\u1ee7a chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n t\u00edn d\u1ee5ng tr\u01b0\u1edbc khi thanh to\u00e1n. \u0110\u1ed1i v\u1edbi c\u00e1c l\u1ed7i ho\u1eb7c kho\u1ea3n n\u1ee3 m\u00e0 b\u1ea1n kh\u00f4ng nh\u1eadn ra, h\u00e3y khi\u1ebfu n\u1ea1i v\u1edbi c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng ngay l\u1eadp t\u1ee9c, v\u00ec vi\u1ec7c thu h\u1ed3i n\u1ee3 gian l\u1eadn c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 t\u1ef7 l\u1ec7 ph\u00ea duy\u1ec7t c\u1ee7a b\u1ea1n, trong khi ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c n\u1ebfu b\u1ea1n h\u00e0nh \u0111\u1ed9ng nhanh ch\u00f3ng.<\/p>\n\n\n\n

T\u1ed1i \u01b0u h\u00f3a s\u1ef1 \u0111a d\u1ea1ng t\u00edn d\u1ee5ng v\u00e0 th\u1eddi l\u01b0\u1ee3ng l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/h2>\n\n\n\n

Chase \u01b0u ti\u00ean nh\u1eefng \u1ee9ng vi\u00ean c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng \u0111a d\u1ea1ng, bao g\u1ed3m c\u1ea3 t\u00edn d\u1ee5ng quay v\u00f2ng nh\u01b0 th\u1ebb t\u00edn d\u1ee5ng v\u00e0 c\u00e1c kho\u1ea3n vay tr\u1ea3 g\u00f3p nh\u01b0 vay mua \u00f4 t\u00f4 ho\u1eb7c th\u1ebf ch\u1ea5p nh\u00e0. Vi\u1ec7c ch\u1ec9 c\u00f3 th\u1ebb t\u00edn d\u1ee5ng trong b\u00e1o c\u00e1o c\u1ee7a b\u1ea1n kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n b\u1ecb lo\u1ea1i, nh\u01b0ng vi\u1ec7c ch\u1ee9ng minh kinh nghi\u1ec7m qu\u1ea3n l\u00fd c\u00e1c lo\u1ea1i t\u00edn d\u1ee5ng kh\u00e1c nhau cho th\u1ea5y tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh r\u1ed9ng h\u01a1n v\u00e0 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n nh\u1eb9 t\u1ef7 l\u1ec7 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. Tuy nhi\u00ean, \u0111\u1eebng vay nh\u1eefng kho\u1ea3n vay kh\u00f4ng c\u1ea7n thi\u1ebft ch\u1ec9 \u0111\u1ec3 \u0111a d\u1ea1ng h\u00f3a l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n\u2014vi\u1ec7c b\u1ecb h\u1ecfi t\u00edn d\u1ee5ng v\u00e0 m\u1edf t\u00e0i kho\u1ea3n m\u1edbi th\u01b0\u1eddng g\u00e2y h\u1ea1i nhi\u1ec1u h\u01a1n b\u1ea5t k\u1ef3 l\u1ee3i \u00edch n\u00e0o t\u1eeb vi\u1ec7c \u0111a d\u1ea1ng h\u00f3a t\u00edn d\u1ee5ng, \u0111\u1eb7c bi\u1ec7t n\u1ebfu b\u1ea1n \u0111ang g\u1ea7n ng\u01b0\u1ee1ng 5\/24.<\/p>\n\n\n\n

\u0110\u1ed9 d\u00e0i l\u1ecbch s\u1eed t\u00edn d\u1ee5ng l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 kh\u00e1c m\u00e0 Chase \u0111\u00e1nh gi\u00e1, \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n d\u1ef1a tr\u00ean c\u1ea3 tu\u1ed5i c\u1ee7a t\u00e0i kho\u1ea3n l\u00e2u \u0111\u1eddi nh\u1ea5t v\u00e0 tu\u1ed5i trung b\u00ecnh c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n. Vi\u1ec7c m\u1edf th\u1ebb t\u00edn d\u1ee5ng m\u1edbi s\u1ebd l\u00e0m gi\u1ea3m tu\u1ed5i trung b\u00ecnh c\u1ee7a t\u00e0i kho\u1ea3n, \u0111\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao vi\u1ec7c gi\u00e3n c\u00e1ch c\u00e1c l\u1ea7n n\u1ed9p \u0111\u01a1n theo th\u1eddi gian thay v\u00ec n\u1ed9p nhi\u1ec1u th\u1ebb c\u00f9ng m\u1ed9t l\u00fac s\u1ebd b\u1ea3o v\u1ec7 h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. N\u1ebfu b\u1ea1n c\u00f3 nh\u1eefng th\u1ebb t\u00edn d\u1ee5ng c\u0169 kh\u00f4ng c\u00f2n s\u1eed d\u1ee5ng th\u01b0\u1eddng xuy\u00ean, h\u00e3y tr\u00e1nh vi\u1ec7c \u0111\u00f3ng ch\u00fang tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n cho Chase, v\u00ec \u0111i\u1ec1u n\u00e0y s\u1ebd l\u00e0m gi\u1ea3m t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u1ea3 d\u1ee5ng, t\u0103ng t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng v\u00e0 r\u00fat ng\u1eafn l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. Thay v\u00e0o \u0111\u00f3, h\u00e3y gi\u1eef cho c\u00e1c t\u00e0i kho\u1ea3n n\u00e0y m\u1edf b\u1eb1ng c\u00e1ch th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch mua nh\u1ecf v\u00e0i th\u00e1ng m\u1ed9t l\u1ea7n \u0111\u1ec3 tr\u00e1nh b\u1ecb \u0111\u00f3ng do kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng, t\u1eeb \u0111\u00f3 b\u1ea3o to\u00e0n \u0111\u1ed9 d\u00e0i l\u1ecbch s\u1eed t\u00edn d\u1ee5ng gi\u00fap t\u0103ng c\u01b0\u1eddng h\u1ed3 s\u01a1 xin th\u1ebb c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

Hi\u1ec3u r\u00f5 quy tr\u00ecnh xem x\u00e9t l\u1ea1i c\u1ee7a Chase<\/h2>\n\n\n\n

N\u1ebfu Chase t\u1eeb ch\u1ed1i \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, b\u1ea1n c\u00f3 30 ng\u00e0y \u0111\u1ec3 g\u1ecdi \u0111\u1ebfn \u0111\u01b0\u1eddng d\u00e2y xem x\u00e9t l\u1ea1i v\u00e0 n\u00f3i chuy\u1ec7n v\u1edbi m\u1ed9t chuy\u00ean vi\u00ean th\u1ea9m \u0111\u1ecbnh, ng\u01b0\u1eddi c\u00f3 th\u1ec3 xem x\u00e9t l\u1ea1i \u0111\u01a1n c\u1ee7a b\u1ea1n c\u00f9ng v\u1edbi th\u00f4ng tin b\u1ed5 sung m\u00e0 b\u1ea1n cung c\u1ea5p. Cu\u1ed9c tr\u00f2 chuy\u1ec7n n\u00e0y l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 b\u1ea1n n\u00eau r\u00f5 l\u00fd do b\u1ecb t\u1eeb ch\u1ed1i, \u0111\u00ednh ch\u00ednh nh\u1eefng hi\u1ec3u l\u1ea7m v\u1ec1 b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n, gi\u1ea3i th\u00edch nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t nh\u01b0 tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p v\u1ec1 y t\u1ebf d\u1eabn \u0111\u1ebfn vi\u1ec7c thanh to\u00e1n ch\u1eadm tr\u1ec5, ho\u1eb7c \u0111\u1ec1 ngh\u1ecb chuy\u1ec3n t\u00edn d\u1ee5ng t\u1eeb c\u00e1c th\u1ebb Chase hi\u1ec7n c\u00f3 \u0111\u1ec3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn \u0111\u01a1n \u0111\u0103ng k\u00fd m\u1edbi. Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1eeb ch\u1ed1i \u0111\u01b0\u1ee3c \u0111\u1ea3o ng\u01b0\u1ee3c th\u00f4ng qua qu\u00e1 tr\u00ecnh xem x\u00e9t l\u1ea1i, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi quy\u1ebft \u0111\u1ecbnh ban \u0111\u1ea7u \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng h\u00f3a v\u00e0 kh\u00f4ng t\u00ednh \u0111\u1ebfn nh\u1eefng chi ti\u1ebft c\u1ee5 th\u1ec3 trong t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

H\u00e3y chu\u1ea9n b\u1ecb cho cu\u1ed9c g\u1ecdi xem x\u00e9t l\u1ea1i b\u1eb1ng c\u00e1ch l\u1ea5y l\u1ea1i th\u01b0 t\u1eeb ch\u1ed1i c\u00f3 n\u00eau r\u00f5 l\u00fd do c\u1ee5 th\u1ec3, thu th\u1eadp c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u00f3, v\u00e0 s\u1eb5n s\u00e0ng th\u1ea3o lu\u1eadn m\u1ed9t c\u00e1ch trung th\u1ef1c v\u1ec1 thu nh\u1eadp, vi\u1ec7c l\u00e0m, t\u00ecnh h\u00ecnh nh\u00e0 \u1edf v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. N\u1ebfu l\u00fd do t\u1eeb ch\u1ed1i l\u00e0 do h\u1ea1n m\u1ee9c 5\/24, vi\u1ec7c xem x\u00e9t l\u1ea1i hi\u1ebfm khi th\u00e0nh c\u00f4ng tr\u1eeb khi b\u1ea1n c\u00f3 th\u1ec3 ch\u1ee9ng minh r\u1eb1ng c\u00e1c t\u00e0i kho\u1ea3n \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o h\u1ea1n m\u1ee9c l\u00e0 t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng doanh nghi\u1ec7p kh\u00f4ng n\u00ean \u0111\u01b0\u1ee3c t\u00ednh. \u0110\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i d\u1ef1a tr\u00ean thu nh\u1eadp, t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng ho\u1eb7c c\u00e1c y\u00eau c\u1ea7u t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y, vi\u1ec7c ch\u1ee9ng minh r\u1eb1ng b\u1ea1n \u0111\u00e3 gi\u1ea3i quy\u1ebft nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y k\u1ec3 t\u1eeb khi n\u1ed9p \u0111\u01a1n \u2013 ch\u1eb3ng h\u1ea1n nh\u01b0 tr\u1ea3 b\u1edbt d\u01b0 n\u1ee3 ho\u1eb7c \u0111\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng \u2013 c\u00f3 th\u1ec3 thuy\u1ebft ph\u1ee5c ng\u01b0\u1eddi th\u1ea9m \u0111\u1ecbnh xem x\u00e9t l\u1ea1i quy\u1ebft \u0111\u1ecbnh. H\u00e3y ti\u1ebfp c\u1eadn cu\u1ed9c g\u1ecdi m\u1ed9t c\u00e1ch chuy\u00ean nghi\u1ec7p v\u00e0 l\u1ecbch s\u1ef1, v\u00ec ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u00f3 quy\u1ec1n quy\u1ebft \u0111\u1ecbnh ch\u1ea5p thu\u1eadn \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee7a b\u1ea1n v\u00e0 s\u1ebd ph\u1ea3n h\u1ed3i t\u1ed1t h\u01a1n v\u1edbi nh\u1eefng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n h\u1ee3p t\u00e1c h\u01a1n l\u00e0 nh\u1eefng ng\u01b0\u1eddi hung h\u0103ng ho\u1eb7c \u0111\u00f2i h\u1ecfi.<\/p>\n\n\n\n

Bi\u1ebft khi n\u00e0o n\u00ean ch\u1edd \u0111\u1ee3i v\u00e0 khi n\u00e0o n\u00ean h\u00e0nh \u0111\u1ed9ng ngay<\/h2>\n\n\n\n

\u0110\u00f4i khi, chi\u1ebfn l\u01b0\u1ee3c t\u1ed1t nh\u1ea5t \u0111\u1ec3 \u0111\u01b0\u1ee3c Chase ch\u1ea5p thu\u1eadn l\u00e0 ki\u00ean nh\u1eabn thay v\u00ec n\u1ed9p \u0111\u01a1n ngay l\u1eadp t\u1ee9c, ngay c\u1ea3 khi b\u1ea1n \u0111ang h\u00e0o h\u1ee9ng v\u1edbi \u01b0u \u0111\u00e3i ch\u00e0o m\u1eebng. N\u1ebfu b\u1ea1n c\u00f3 nhi\u1ec1u y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i\u2014ch\u1eb3ng h\u1ea1n nh\u01b0 t\u1ef7 l\u1ec7 t\u00edn d\u1ee5ng 4\/24 v\u1edbi nhi\u1ec1u y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y, t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng cao v\u00e0 thu nh\u1eadp \u1edf m\u1ee9c trung b\u00ecnh\u2014vi\u1ec7c n\u1ed9p \u0111\u01a1n ngay l\u1eadp t\u1ee9c c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn b\u1ecb t\u1eeb ch\u1ed1i v\u00e0 l\u00e3ng ph\u00ed m\u1ed9t y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng, \u0111\u1ed3ng th\u1eddi c\u00f3 kh\u1ea3 n\u0103ng khi\u1ebfn b\u1ea1n b\u1ecb x\u1ebfp v\u00e0o nh\u00f3m 5\/24 n\u1ebfu thu nh\u1eadp c\u1ee7a b\u1ea1n \u1edf m\u1ee9c trung b\u00ecnh. D\u00e0nh t\u1eeb ba \u0111\u1ebfn s\u00e1u th\u00e1ng \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng, tr\u1ea3 b\u1edbt d\u01b0 n\u1ee3, t\u0103ng thu nh\u1eadp v\u00e0 ch\u1edd c\u00e1c y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng g\u1ea7n \u0111\u00e2y h\u1ebft h\u1ea1n c\u00f3 th\u1ec3 bi\u1ebfn m\u1ed9t y\u00eau c\u1ea7u b\u1ecb t\u1eeb ch\u1ed1i ti\u1ec1m t\u00e0ng th\u00e0nh m\u1ed9t y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn m\u1ea1nh m\u1ebd v\u1edbi h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u cao h\u01a1n.<\/p>\n\n\n\n

Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu b\u1ea1n r\u00f5 r\u00e0ng \u0111ang \u1edf d\u01b0\u1edbi m\u1ee9c 5\/24 v\u1edbi l\u1ecbch s\u1eed t\u00edn d\u1ee5ng xu\u1ea5t s\u1eafc, t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p v\u00e0 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh, vi\u1ec7c tr\u00ec ho\u00e3n kh\u00f4ng c\u1ea7n thi\u1ebft c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 b\u1ecf l\u1ee1 c\u00e1c \u01b0u \u0111\u00e3i ch\u00e0o m\u1eebng c\u00f3 th\u1eddi h\u1ea1n ho\u1eb7c \u0111\u1ec3 t\u1ef7 l\u1ec7 5\/24 c\u1ee7a m\u00ecnh t\u0103ng l\u00ean khi c\u00e1c t\u00e0i kho\u1ea3n kh\u00e1c b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n 24 th\u00e1ng. H\u00e3y \u0111\u00e1nh gi\u00e1 kh\u00e1ch quan t\u00ecnh h\u00ecnh c\u1ee5 th\u1ec3 c\u1ee7a b\u1ea1n b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng c\u00e1c y\u1ebfu t\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ea3o lu\u1eadn trong b\u00e0i vi\u1ebft n\u00e0y v\u00e0 ch\u1ec9 n\u1ed9p \u0111\u01a1n khi b\u1ea1n th\u1ef1c s\u1ef1 c\u00f3 c\u01a1 h\u1ed9i th\u00e0nh c\u00f4ng ch\u1ee9 kh\u00f4ng ph\u1ea3i hy v\u1ecdng r\u1eb1ng nh\u1eefng \u0111i\u1ec1u ki\u1ec7n kh\u00f4ng m\u1ea5y thuy\u1ebft ph\u1ee5c s\u1ebd \u0111\u01b0\u1ee3c b\u1ecf qua. Quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh c\u1ee7a Chase ng\u00e0y c\u00e0ng tr\u1edf n\u00ean tinh vi v\u00e0 \u00edt khoan dung h\u01a1n theo th\u1eddi gian, \u01b0u ti\u00ean nh\u1eefng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n ti\u1ebfp c\u1eadn quy tr\u00ecnh m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c v\u1edbi s\u1ef1 chu\u1ea9n b\u1ecb v\u00e0 th\u1eddi \u0111i\u1ec3m th\u00edch h\u1ee3p thay v\u00ec d\u1ef1a v\u00e0o may m\u1eafn ho\u1eb7c c\u00e1c chi\u1ebfn thu\u1eadt xem x\u00e9t l\u1ea1i quy\u1ebft li\u1ec7t \u0111\u1ec3 v\u01b0\u1ee3t qua nh\u1eefng \u0111\u01a1n \u0111\u0103ng k\u00fd y\u1ebfu k\u00e9m.<\/p>","protected":false},"excerpt":{"rendered":"

Getting approved for a Chase credit card requires more than just a decent credit score. JPMorgan Chase uses sophisticated algorithms […]<\/p>\n","protected":false},"author":1,"featured_media":618,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"class_list":["post-570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/comments?post=570"}],"version-history":[{"count":2,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/570\/revisions"}],"predecessor-version":[{"id":599,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/570\/revisions\/599"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media\/618"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media?parent=570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/categories?post=570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/tags?post=570"}],"curies":[{"name":"trang web","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}