{"id":725,"date":"2026-03-12T20:01:00","date_gmt":"2026-03-12T20:01:00","guid":{"rendered":"https:\/\/likapk.com\/?p=725"},"modified":"2026-03-12T20:01:00","modified_gmt":"2026-03-12T20:01:00","slug":"postfinance-visa-card-switzerland-requirements-limits-and-application-guide","status":"publish","type":"post","link":"https:\/\/likapk.com\/vi\/postfinance-visa-card-switzerland-requirements-limits-and-application-guide\/725\/","title":{"rendered":"Th\u1ebb Visa PostFinance Th\u1ee5y S\u0129: Y\u00eau c\u1ea7u, H\u1ea1n m\u1ee9c v\u00e0 H\u01b0\u1edbng d\u1eabn \u0111\u0103ng k\u00fd"},"content":{"rendered":"

C\u00e1i Th\u1ebb Visa PostFinance<\/strong> \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n h\u00e0ng \u0111\u1ea7u c\u1ee7a Th\u1ee5y S\u0129, cung c\u1ea5p c\u00e1c giao d\u1ecbch li\u1ec1n m\u1ea1ch tr\u00ean th\u1ecb tr\u01b0\u1eddng trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf. Th\u1ebb n\u00e0y k\u1ebft h\u1ee3p... C\u01a1 s\u1edf h\u1ea1 t\u1ea7ng ng\u00e2n h\u00e0ng \u0111\u00e1ng tin c\u1eady c\u1ee7a PostFinance<\/a> V\u1edbi m\u1ea1ng l\u01b0\u1edbi ch\u1ea5p nh\u1eadn th\u1ebb to\u00e0n c\u1ea7u c\u1ee7a Visa, mang l\u1ea1i gi\u00e1 tr\u1ecb tuy\u1ec7t v\u1eddi cho c\u01b0 d\u00e2n Th\u1ee5y S\u0129.<\/p>\n

Hi\u1ec3u r\u00f5 c\u01a1 ch\u1ebf h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng v\u00e0 c\u00e1c y\u00eau c\u1ea7u khi \u0111\u0103ng k\u00fd s\u1ebd gi\u00fap b\u1ea1n t\u1ed1i \u0111a h\u00f3a s\u1ef1 linh ho\u1ea1t v\u1ec1 t\u00e0i ch\u00ednh. PostFinance \u0111\u00e1nh gi\u00e1 nhi\u1ec1u y\u1ebfu t\u1ed1 khi x\u00e1c \u0111\u1ecbnh kh\u1ea3 n\u0103ng chi ti\u00eau v\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho chi\u1ebfc th\u1ebb \u0111a n\u0103ng n\u00e0y.<\/p>\n

C\u00e1c l\u1ee3i \u00edch v\u00e0 t\u00ednh n\u0103ng ch\u00ednh c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng PostFinance Visa<\/h2>\n

C\u00e1i PostFinance<\/a> Th\u1ebb Visa t\u1ef1 \u0111\u1ed9ng cung c\u1ea5p b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n di\u1ec7n khi b\u1ea1n \u0111\u1eb7t chuy\u1ebfn \u0111i b\u1eb1ng th\u1ebb. B\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 trong tr\u01b0\u1eddng h\u1ee3p h\u1ee7y chuy\u1ebfn \u0111i, c\u1ea5p c\u1ee9u y t\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i v\u00e0 ch\u1eadm tr\u1ec5 h\u00e0nh l\u00fd m\u00e0 kh\u00f4ng ph\u1ea3i tr\u1ea3 th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n

Ch\u1ee7 th\u1ebb \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac cho c\u00e1c giao d\u1ecbch d\u01b0\u1edbi 80 CHF, gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a vi\u1ec7c mua s\u1eafm h\u00e0ng ng\u00e0y t\u1ea1i c\u00e1c nh\u00e0 b\u00e1n l\u1ebb Th\u1ee5y S\u0129. Th\u1ebb t\u00edch h\u1ee3p li\u1ec1n m\u1ea1ch v\u1edbi d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u0111i\u1ec7n t\u1eed PostFinance v\u00e0 \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng, cho ph\u00e9p theo d\u00f5i chi ti\u00eau theo th\u1eddi gian th\u1ef1c.<\/p>\n

\u0110i\u1ec1u ki\u1ec7n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n d\u00e0nh cho c\u01b0 d\u00e2n Th\u1ee5y S\u0129<\/h2>\n

B\u1ea1n ph\u1ea3i duy tr\u00ec c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Th\u1ee5y S\u0129 v\u1edbi gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa h\u1ee3p l\u1ec7 \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u0103ng k\u00fd Th\u1ebb Visa PostFinance. Ng\u00e2n h\u00e0ng y\u00eau c\u1ea7u ng\u01b0\u1eddi \u0111\u0103ng k\u00fd ph\u1ea3i c\u00f3 t\u00e0i kho\u1ea3n PostFinance \u0111ang ho\u1ea1t \u0111\u1ed9ng nh\u01b0 l\u00e0 m\u1ed1i quan h\u1ec7 ng\u00e2n h\u00e0ng c\u01a1 b\u1ea3n.<\/p>\n

\u0110\u1ed9 tu\u1ed5i t\u1ed1i thi\u1ec3u \u0111\u1ec3 \u0111\u0103ng k\u00fd l\u00e0 18 tu\u1ed5i, tuy nhi\u00ean, nh\u1eefng ng\u01b0\u1eddi \u0111\u0103ng k\u00fd tr\u1ebb h\u01a1n t\u1eeb 14-17 tu\u1ed5i c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p th\u1ebb ph\u1ee5 d\u01b0\u1edbi s\u1ef1 gi\u00e1m s\u00e1t c\u1ee7a cha m\u1eb9. PostFinance ti\u1ebfn h\u00e0nh x\u00e1c minh \u0111i\u1ec3m t\u00edn d\u1ee5ng th\u00f4ng qua c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng Th\u1ee5y S\u0129 nh\u01b0 CRIF v\u00e0 ZEK tr\u01b0\u1edbc khi ph\u00ea duy\u1ec7t.<\/p>\n

\u1ea2nh h\u01b0\u1edfng c\u1ee7a \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh ph\u00ea duy\u1ec7t kho\u1ea3n vay<\/h2>\n

C\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng Th\u1ee5y S\u0129 l\u01b0u gi\u1eef l\u1ecbch s\u1eed thanh to\u00e1n to\u00e0n di\u1ec7n, \u0111i\u1ec1u n\u00e0y \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn b\u1ea1n. ph\u00ea duy\u1ec7t th\u1ebb t\u00edn d\u1ee5ng<\/strong> PostFinance xem x\u00e9t t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp, c\u00e1c ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7n c\u00f3 v\u00e0 h\u00e0nh vi thanh to\u00e1n trong qu\u00e1 kh\u1ee9 c\u1ee7a b\u1ea1n khi \u0111\u00e1nh gi\u00e1 \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/p>\n

C\u00e1c th\u00f4ng tin ti\u00eau c\u1ef1c t\u1eeb c\u00e1c kho\u1ea3n vay v\u1ee1 n\u1ee3 ho\u1eb7c th\u1ee7 t\u1ee5c ph\u00e1 s\u1ea3n tr\u01b0\u1edbc \u0111\u00e2y c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn vi\u1ec7c \u0111\u01a1n xin vay b\u1ecb t\u1eeb ch\u1ed1i. Duy tr\u00ec l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t v\u1edbi c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u00fang h\u1ea1n \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh s\u1ebd l\u00e0m t\u0103ng \u0111\u00e1ng k\u1ec3 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn \u0111\u01a1n xin vay c\u1ee7a b\u1ea1n.<\/p>\n

C\u1ea5u tr\u00fac ph\u00ed h\u00e0ng n\u0103m v\u00e0 ph\u00e2n t\u00edch chi ph\u00ed<\/h2>\n

Th\u1ebb t\u00edn d\u1ee5ng PostFinance Visa ti\u00eau chu\u1ea9n c\u00f3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n sau: ph\u00ed h\u00e0ng n\u0103m<\/strong> V\u1edbi m\u1ee9c ph\u00ed 50 CHF, th\u1ebb n\u00e0y c\u00f3 v\u1ecb th\u1ebf c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u1ebb t\u00edn d\u1ee5ng Th\u1ee5y S\u0129. M\u1ee9c ph\u00ed n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng ti\u1ebfp c\u1eadn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n v\u00e0 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn t\u1ea1i h\u00e0ng tri\u1ec7u \u0111i\u1ec3m b\u00e1n h\u00e0ng tr\u00ean to\u00e0n c\u1ea7u.<\/p>\n

Giao d\u1ecbch ngo\u1ea1i t\u1ec7 ph\u1ea3i ch\u1ecbu ph\u00ed chuy\u1ec3n \u0111\u1ed5i 1,51 TP3T, m\u1ee9c ph\u00ed n\u00e0y v\u1eabn \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng ti\u00eau chu\u1ea9n cho th\u1ebb t\u00edn d\u1ee5ng do Th\u1ee5y S\u0129 ph\u00e1t h\u00e0nh. R\u00fat ti\u1ec1n t\u1ea1i ATM th\u01b0\u1eddng c\u00f3 gi\u00e1 3,50 CHF trong n\u01b0\u1edbc v\u00e0 5 CHF qu\u1ed1c t\u1ebf, do \u0111\u00f3 vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n m\u1eb7t chi\u1ebfn l\u01b0\u1ee3c r\u1ea5t quan tr\u1ecdng.<\/p>\n

Hi\u1ec3u r\u00f5 c\u00e1c y\u1ebfu t\u1ed1 x\u00e1c \u0111\u1ecbnh h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/h2>\n

PostFinance ch\u1ec9 \u0111\u1ecbnh ban \u0111\u1ea7u gi\u1edbi h\u1ea1n t\u00edn d\u1ee5ng<\/strong> D\u1ef1a tr\u00ean thu nh\u1eadp h\u00e0ng th\u00e1ng \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c minh c\u1ee7a b\u1ea1n, th\u00f4ng th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 30% \u0111\u1ebfn 50% t\u1ed5ng l\u01b0\u01a1ng. Nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp cao h\u01a1n \u0111\u01b0\u01a1ng nhi\u00ean s\u1ebd \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c chi ti\u00eau cao h\u01a1n, \u0111\u00f4i khi v\u01b0\u1ee3t qu\u00e1 10.000 CHF.<\/p>\n

C\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3 c\u1ee7a b\u1ea1n s\u1ebd l\u00e0m gi\u1ea3m h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u1ea3 d\u1ee5ng, v\u00ec c\u00e1c ng\u00e2n h\u00e0ng t\u00ednh to\u00e1n s\u1ed1 ti\u1ec1n cho vay b\u1ec1n v\u1eefng. S\u1ef1 \u1ed5n \u0111\u1ecbnh vi\u1ec7c l\u00e0m, l\u1ecbch s\u1eed t\u00e0i kho\u1ea3n v\u1edbi PostFinance v\u00e0 tu\u1ed5i t\u00e1c c\u0169ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c ban \u0111\u1ea7u.<\/p>\n

C\u00e1c ph\u01b0\u01a1ng ph\u00e1p chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/h2>\n

Vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb th\u01b0\u1eddng xuy\u00ean, th\u1ec3 hi\u1ec7n th\u00f3i quen chi ti\u00eau c\u00f3 tr\u00e1ch nhi\u1ec7m, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho... t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/strong>. PostFinance theo d\u00f5i th\u00f3i quen thanh to\u00e1n c\u1ee7a b\u1ea1n v\u00e0 th\u01b0\u1edfng cho nh\u1eefng ch\u1ee7 th\u1ebb lu\u00f4n thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 d\u01b0 n\u1ee3 tr\u01b0\u1edbc ng\u00e0y \u0111\u1ebfn h\u1ea1n.<\/p>\n

Duy tr\u00ec \u1edf m\u1ee9c th\u1ea5p s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng<\/strong> Vi\u1ec7c s\u1eed d\u1ee5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng d\u01b0\u1edbi 30% cho th\u1ea5y b\u1ea1n c\u00f3 tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh v\u1edbi t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh. B\u1ea1n c\u00f3 th\u1ec3 ch\u00ednh th\u1ee9c y\u00eau c\u1ea7u xem x\u00e9t l\u1ea1i h\u1ea1n m\u1ee9c sau s\u00e1u th\u00e1ng qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n t\u00edch c\u1ef1c v\u1edbi l\u1ecbch s\u1eed thanh to\u00e1n t\u1ed1t.<\/p>\n

L\u00e3i su\u1ea5t v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 c\u1ea7n xem x\u00e9t (APR)<\/h2>\n

Th\u1ebb t\u00edn d\u1ee5ng PostFinance Visa t\u00ednh ph\u00ed kho\u1ea3ng 11,9% L\u00e3i su\u1ea5t h\u00e0ng n\u0103m<\/strong> Tr\u00ean s\u1ed1 d\u01b0 n\u1ee3 ch\u01b0a thanh to\u00e1n, \u0111\u01b0\u1ee3c t\u00ednh h\u00e0ng th\u00e1ng. L\u00e3i su\u1ea5t n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng khi b\u1ea1n kh\u00f4ng thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 d\u01b0 sao k\u00ea tr\u01b0\u1edbc th\u1eddi h\u1ea1n thanh to\u00e1n.<\/p>\n

Th\u1ee5y S\u0129 kh\u00f4ng c\u00f3 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i 0% ph\u1ed5 bi\u1ebfn \u1edf th\u1ecb tr\u01b0\u1eddng M\u1ef9, do \u0111\u00f3 vi\u1ec7c thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 kho\u1ea3n tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng l\u00e0 r\u1ea5t quan tr\u1ecdng. Hi\u1ec3u r\u00f5 th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3\u2014th\u01b0\u1eddng l\u00e0 25 ng\u00e0y sau khi sao k\u00ea \u0111\u01b0\u1ee3c l\u1eadp\u2014gi\u00fap b\u1ea1n tr\u00e1nh ho\u00e0n to\u00e0n c\u00e1c kho\u1ea3n ph\u00ed l\u00e3i su\u1ea5t kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>\n

H\u01b0\u1edbng d\u1eabn t\u1eebng b\u01b0\u1edbc quy tr\u00ecnh n\u1ed9p \u0111\u01a1n<\/h2>\n

B\u1eaft \u0111\u1ea7u qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n c\u1ee7a b\u1ea1n th\u00f4ng qua... Trang ch\u00ednh th\u1ee9c v\u1ec1 th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a PostFinance<\/a>, H\u00e3y \u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u00e3 chu\u1ea9n b\u1ecb s\u1eb5n c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft. B\u1ea1n s\u1ebd c\u1ea7n gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa t\u1ea1i Th\u1ee5y S\u0129, b\u1eb1ng ch\u1ee9ng thu nh\u1eadp v\u00e0 th\u00f4ng tin t\u00e0i kho\u1ea3n PostFinance hi\u1ec7n c\u00f3.<\/p>\n

Qu\u00e1 tr\u00ecnh \u0111\u0103ng k\u00fd tr\u1ef1c tuy\u1ebfn m\u1ea5t kho\u1ea3ng 10 ph\u00fat, y\u00eau c\u1ea7u th\u00f4ng tin v\u1ec1 t\u00ecnh tr\u1ea1ng vi\u1ec7c l\u00e0m, thu nh\u1eadp h\u00e0ng th\u00e1ng v\u00e0 t\u00ecnh h\u00ecnh nh\u00e0 \u1edf. PostFinance th\u01b0\u1eddng x\u1eed l\u00fd \u0111\u01a1n \u0111\u0103ng k\u00fd trong v\u00f2ng 5-10 ng\u00e0y l\u00e0m vi\u1ec7c, ti\u1ebfn h\u00e0nh ki\u1ec3m tra t\u00edn d\u1ee5ng trong th\u1eddi gian n\u00e0y.<\/p>\n

Ch\u01b0\u01a1ng tr\u00ecnh t\u00edch \u0111i\u1ec3m v\u00e0 c\u01a1 h\u1ed9i ho\u00e0n ti\u1ec1n<\/h2>\n

Th\u1ebb t\u00edn d\u1ee5ng PostFinance Visa ti\u00eau chu\u1ea9n kh\u00f4ng bao g\u1ed3m c\u00e1c t\u00ednh n\u0103ng truy\u1ec1n th\u1ed1ng. ch\u01b0\u01a1ng tr\u00ecnh khen th\u01b0\u1edfng<\/strong> ho\u1eb7c ho\u00e0n ti\u1ec1n<\/strong> C\u00e1c \u01b0u \u0111\u00e3i th\u01b0\u1eddng th\u1ea5y tr\u00ean c\u00e1c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p. Tuy nhi\u00ean, ph\u1ea1m vi b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n v\u00e0 c\u1ea5u tr\u00fac ph\u00ed th\u01b0\u1eddng ni\u00ean th\u1ea5p mang l\u1ea1i nh\u1eefng gi\u00e1 tr\u1ecb kh\u00e1c bi\u1ec7t.<\/p>\n

\u0110\u1ed1i v\u1edbi du kh\u00e1ch, b\u1ea3o hi\u1ec3m du l\u1ecbch t\u1ef1 \u0111\u1ed9ng th\u01b0\u1eddng c\u00f3 chi ph\u00ed ri\u00eang l\u1ebb v\u01b0\u1ee3t qu\u00e1 50 CHF m\u1ed7i n\u0103m. C\u01b0 d\u00e2n Th\u1ee5y S\u0129 \u01b0u ti\u00ean l\u1ee3i \u00edch b\u1ea3o hi\u1ec3m h\u01a1n vi\u1ec7c t\u00edch l\u0169y \u0111i\u1ec3m s\u1ebd th\u1ea5y gi\u00e1 tr\u1ecb tuy\u1ec7t v\u1eddi trong thi\u1ebft k\u1ebf th\u1ebb \u0111\u01a1n gi\u1ea3n n\u00e0y.<\/p>\n

Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00e0 qu\u1ea3n l\u00fd s\u1ed1 d\u01b0<\/h2>\n

PostFinance cung c\u1ea5p c\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n linh ho\u1ea1t, bao g\u1ed3m thanh to\u00e1n to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 ho\u1eb7c thanh to\u00e1n s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u. L\u1ef1a ch\u1ecdn thanh to\u00e1n to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 h\u00e0ng th\u00e1ng s\u1ebd lo\u1ea1i b\u1ecf ho\u00e0n to\u00e0n ph\u00ed l\u00e3i su\u1ea5t, t\u1ed1i \u0111a h\u00f3a hi\u1ec7u qu\u1ea3 chi ph\u00ed c\u1ee7a th\u1ebb \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi d\u00f9ng c\u00f3 k\u1ef7 lu\u1eadt.<\/p>\n

Thi\u1ebft l\u1eadp thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng th\u00f4ng qua t\u00e0i ch\u00ednh \u0111i\u1ec7n t\u1eed \u0111\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng bao gi\u1edd b\u1ecf l\u1ee1 h\u1ea1n thanh to\u00e1n, gi\u00fap b\u1ea3o v\u1ec7 \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. Thanh to\u00e1n tr\u01b0\u1edbc ng\u00e0y ch\u1ed1t sao k\u00ea c\u0169ng gi\u00fap gi\u1ea3m thi\u1ec3u c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o. s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng<\/strong>, t\u1eeb \u0111\u00f3 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n c\u01a1 h\u1ed9i t\u0103ng gi\u1edbi h\u1ea1n trong t\u01b0\u01a1ng lai.<\/p>\n

Quy\u1ec1n s\u1eed d\u1ee5ng qu\u1ed1c t\u1ebf v\u00e0 l\u1ee3i \u00edch khi \u0111i du l\u1ecbch<\/h2>\n

M\u1ea1ng l\u01b0\u1edbi Visa cho ph\u00e9p ch\u1ea5p nh\u1eadn thanh to\u00e1n t\u1ea1i h\u01a1n 61 tri\u1ec7u \u0111i\u1ec3m b\u00e1n h\u00e0ng tr\u00ean to\u00e0n c\u1ea7u, gi\u00fap th\u1ebb PostFinance tr\u1edf n\u00ean \u0111\u00e1ng tin c\u1eady cho c\u00e1c chuy\u1ebfn du l\u1ecbch qu\u1ed1c t\u1ebf. C\u00e1c giao d\u1ecbch t\u1ea1i ch\u00e2u \u00c2u trong khu v\u1ef1c SEPA th\u01b0\u1eddng di\u1ec5n ra su\u00f4n s\u1ebb, tuy nhi\u00ean v\u1eabn \u00e1p d\u1ee5ng ph\u00ed chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7.<\/p>\n

To\u00e0n di\u1ec7n b\u1ea3o hi\u1ec3m du l\u1ecbch<\/strong> Quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t khi b\u1ea1n mua v\u00e9 m\u00e1y bay ho\u1eb7c \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n b\u1eb1ng th\u1ebb. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m chi ph\u00ed c\u1ea5p c\u1ee9u y t\u1ebf l\u00ean \u0111\u1ebfn 500.000 CHF v\u00e0 b\u1ea3o v\u1ec7 kh\u1ecfi vi\u1ec7c h\u1ee7y chuy\u1ebfn \u0111i, mang l\u1ea1i s\u1ef1 an t\u00e2m \u0111\u00e1ng k\u1ec3.<\/p>\n

C\u00e1c t\u00ednh n\u0103ng b\u1ea3o m\u1eadt v\u00e0 b\u1ea3o v\u1ec7 ch\u1ed1ng gian l\u1eadn<\/h2>\n

PostFinance tri\u1ec3n khai c\u00f4ng ngh\u1ec7 3D Secure y\u00eau c\u1ea7u x\u00e1c th\u1ef1c cho c\u00e1c giao d\u1ecbch mua h\u00e0ng tr\u1ef1c tuy\u1ebfn, gi\u00fap gi\u1ea3m \u0111\u00e1ng k\u1ec3 r\u1ee7i ro giao d\u1ecbch gian l\u1eadn. Th\u00f4ng b\u00e1o SMS theo th\u1eddi gian th\u1ef1c s\u1ebd c\u1ea3nh b\u00e1o b\u1ea1n ngay l\u1eadp t\u1ee9c khi c\u00f3 giao d\u1ecbch th\u1ebb, cho ph\u00e9p ph\u00e1t hi\u1ec7n gian l\u1eadn nhanh ch\u00f3ng.<\/p>\n

Ch\u1ebf \u0111\u1ed9 b\u1ea3o v\u1ec7 kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd \u0111\u1ea3m b\u1ea3o b\u1ea1n s\u1ebd kh\u00f4ng ph\u1ea3i g\u00e1nh ch\u1ecbu tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh cho c\u00e1c giao d\u1ecbch tr\u00e1i ph\u00e9p \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o k\u1ecbp th\u1eddi. \u1ee8ng d\u1ee5ng PostFinance cho ph\u00e9p kh\u00f3a th\u1ebb ngay l\u1eadp t\u1ee9c n\u1ebfu x\u1ea3y ra m\u1ea5t m\u00e1t ho\u1eb7c tr\u1ed9m c\u1eafp, ng\u0103n ch\u1eb7n truy c\u1eadp tr\u00e1i ph\u00e9p.<\/p>\n

C\u00e1c l\u1ef1a ch\u1ecdn thay th\u1ebf trong h\u1ec7 th\u1ed1ng th\u1ebb PostFinance<\/h2>\n

PostFinance cung c\u1ea5p th\u1ebb Visa Card Premium d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch v\u00e0 mu\u1ed1n c\u00f3 nh\u1eefng t\u00ednh n\u0103ng n\u00e2ng cao. ph\u1ea7n th\u01b0\u1edfng du l\u1ecbch<\/strong> v\u00e0 gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m cao h\u01a1n. Phi\u00ean b\u1ea3n cao c\u1ea5p n\u00e0y c\u00f3 gi\u00e1 150 CHF m\u1ed7i n\u0103m nh\u01b0ng bao g\u1ed3m quy\u1ec1n s\u1eed d\u1ee5ng ph\u00f2ng ch\u1edd s\u00e2n bay v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 chuy\u1ebfn \u0111i v\u01b0\u1ee3t tr\u1ed9i.<\/p>\n

Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc PostFinance ph\u1ee5c v\u1ee5 nh\u1eefng kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 c\u00f3 th\u1ebb t\u00edn d\u1ee5ng truy\u1ec1n th\u1ed1ng do lo ng\u1ea1i v\u1ec1 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng. M\u1eb7c d\u00f9 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng x\u00e2y d\u1ef1ng t\u00edn d\u1ee5ng, th\u1ebb n\u00e0y cho ph\u00e9p chi ti\u00eau c\u00f3 ki\u1ec3m so\u00e1t m\u00e0 kh\u00f4ng c\u1ea7n ph\u00ea duy\u1ec7t hay ki\u1ec3m tra t\u00edn d\u1ee5ng.<\/p>\n

X\u00e2y d\u1ef1ng l\u1ecbch s\u1eed t\u00edn d\u1ee5ng b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c.<\/h2>\n

C\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng Th\u1ee5y S\u0129 theo d\u00f5i h\u00e0nh vi thanh to\u00e1n, \u0111\u1ea3m b\u1ea3o t\u00ednh nh\u1ea5t qu\u00e1n. thanh to\u00e1n \u0111\u00fang h\u1ea1n<\/strong> \u0110i\u1ec1u n\u00e0y r\u1ea5t c\u1ea7n thi\u1ebft cho s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh l\u00e2u d\u00e0i. Ngay c\u1ea3 nh\u1eefng kho\u1ea3n mua s\u1eafm nh\u1ecf h\u00e0ng th\u00e1ng v\u00e0 thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 c\u0169ng th\u1ec3 hi\u1ec7n s\u1ef1 \u0111\u00e1ng tin c\u1eady \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 cho vay trong t\u01b0\u01a1ng lai.<\/p>\n

Tr\u00e1nh nhi\u1ec1u \u0111\u01a1n xin th\u1ebb t\u00edn d\u1ee5ng<\/strong> Th\u00f4ng tin s\u1ebd \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt trong th\u1eddi gian ng\u1eafn, v\u00ec m\u1ed7i y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng s\u1ebd xu\u1ea5t hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. Qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n chi\u1ebfn l\u01b0\u1ee3c v\u1edbi th\u1ebb PostFinance s\u1ebd thi\u1ebft l\u1eadp c\u00e1c th\u00f3i quen thanh to\u00e1n t\u00edch c\u1ef1c, c\u00f3 l\u1ee3i cho nhu c\u1ea7u vay v\u1ed1n trong t\u01b0\u01a1ng lai.<\/p>\n

Nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p khi n\u1ed9p \u0111\u01a1n c\u1ea7n tr\u00e1nh<\/h2>\n

Vi\u1ec7c cung c\u1ea5p th\u00f4ng tin thu nh\u1eadp kh\u00f4ng ch\u00ednh x\u00e1c trong qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n s\u1ebd g\u00e2y ra s\u1ef1 ch\u1eadm tr\u1ec5 trong qu\u00e1 tr\u00ecnh x\u00e1c minh v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng b\u1ecb t\u1eeb ch\u1ed1i. PostFinance s\u1ebd \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin thu nh\u1eadp \u0111\u00e3 khai b\u00e1o v\u1edbi h\u1ed3 s\u01a1 thu\u1ebf v\u00e0 c\u00e1c gi\u1ea5y t\u1edd ch\u1ee9ng minh vi\u1ec7c l\u00e0m, do \u0111\u00f3 s\u1ef1 trung th\u1ef1c l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng.<\/p>\n

N\u1ed9p \u0111\u01a1n ngay sau c\u00e1c s\u1ef1 ki\u1ec7n t\u00edn d\u1ee5ng x\u1ea5u nh\u01b0 v\u1ee1 n\u1ee3 s\u1ebd l\u00e0m gi\u1ea3m \u0111\u00e1ng k\u1ec3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. Ch\u1edd \u0111\u1ee3i 12-24 th\u00e1ng trong khi x\u00e2y d\u1ef1ng l\u1ea1i l\u1ecbch s\u1eed thanh to\u00e1n s\u1ebd c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 s\u1ee9c m\u1ea1nh h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n tr\u01b0\u1edbc khi n\u1ed9p l\u1ea1i.<\/p>\n

Ph\u1ea7n k\u1ebft lu\u1eadn<\/h2>\n

Th\u1ebb t\u00edn d\u1ee5ng PostFinance Visa mang l\u1ea1i gi\u00e1 tr\u1ecb thi\u1ebft th\u1ef1c cho c\u01b0 d\u00e2n Th\u1ee5y S\u0129 th\u00f4ng qua ph\u1ea1m vi b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n v\u00e0 kh\u1ea3 n\u0103ng ch\u1ea5p nh\u1eadn th\u1ebb Visa \u0111\u00e1ng tin c\u1eady. Hi\u1ec3u r\u00f5 c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, c\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng v\u00e0 c\u00e1c m\u00f4 h\u00ecnh s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c s\u1ebd t\u1ed1i \u0111a h\u00f3a l\u1ee3i \u00edch c\u1ee7a th\u1ebb n\u00e0y \u0111\u1ed3ng th\u1eddi gi\u1ea3m thi\u1ec3u chi ph\u00ed. Qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1edbi vi\u1ec7c thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 v\u00e0 \u0111\u1ec1u \u0111\u1eb7n s\u1ebd x\u00e2y d\u1ef1ng l\u1ecbch s\u1eed t\u00e0i ch\u00ednh t\u00edch c\u1ef1c, c\u00f3 kh\u1ea3 n\u0103ng m\u1edf kh\u00f3a h\u1ea1n m\u1ee9c cao h\u01a1n v\u00e0 c\u00e1c l\u1ef1a ch\u1ecdn th\u1ebb cao c\u1ea5p trong t\u01b0\u01a1ng lai thu\u1ed9c h\u1ec7 sinh th\u00e1i s\u1ea3n ph\u1ea9m c\u1ee7a PostFinance.<\/p>","protected":false},"excerpt":{"rendered":"

The PostFinance Visa Card stands as Switzerland’s leading payment solution, offering seamless transactions across domestic and international markets. This card […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-725","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/comments?post=725"}],"version-history":[{"count":1,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/725\/revisions"}],"predecessor-version":[{"id":726,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/725\/revisions\/726"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media?parent=725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/categories?post=725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/tags?post=725"}],"curies":[{"name":"trang web","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}