{"id":735,"date":"2026-03-12T20:29:37","date_gmt":"2026-03-12T20:29:37","guid":{"rendered":"https:\/\/likapk.com\/american-express-card-rewards-credit-requirements-and-approval-guide\/735\/"},"modified":"2026-03-12T20:29:37","modified_gmt":"2026-03-12T20:29:37","slug":"american-express-card-rewards-credit-requirements-and-approval-guide","status":"publish","type":"post","link":"https:\/\/likapk.com\/vi\/american-express-card-rewards-credit-requirements-and-approval-guide\/735\/","title":{"rendered":"Th\u1ebb American Express: \u01afu \u0111\u00e3i, Y\u00eau c\u1ea7u t\u00edn d\u1ee5ng v\u00e0 H\u01b0\u1edbng d\u1eabn ph\u00ea duy\u1ec7t"},"content":{"rendered":"

Th\u1ebb t\u00edn d\u1ee5ng American Express n\u1ed5i b\u1eadt tr\u00ean th\u1ecb tr\u01b0\u1eddng nh\u1edd c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh ph\u1ea7n th\u01b0\u1edfng cao c\u1ea5p v\u00e0 nh\u1eefng \u01b0u \u0111\u00e3i \u0111\u1ed9c quy\u1ec1n. Cho d\u00f9 b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm c\u00e1c l\u1ee3i \u00edch du l\u1ecbch, ho\u00e0n ti\u1ec1n hay \u0111i\u1ec3m th\u01b0\u1edfng th\u00e0nh vi\u00ean, Amex \u0111\u1ec1u cung c\u1ea5p nhi\u1ec1u l\u1ef1a ch\u1ecdn \u0111a d\u1ea1ng ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c th\u00f3i quen chi ti\u00eau v\u00e0 m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh kh\u00e1c nhau.<\/p>\n

Hi\u1ec3u r\u00f5 c\u00e1c y\u00eau c\u1ea7u t\u00edn d\u1ee5ng v\u00e0 quy tr\u00ecnh ph\u00ea duy\u1ec7t s\u1ebd gi\u00fap b\u1ea1n ch\u1ecdn \u0111\u01b0\u1ee3c th\u1ebb ph\u00f9 h\u1ee3p. H\u01b0\u1edbng d\u1eabn n\u00e0y bao g\u1ed3m m\u1ecdi th\u1ee9, t\u1eeb c\u1ea5u tr\u00fac ph\u1ea7n th\u01b0\u1edfng \u0111\u1ebfn c\u00e1c chi\u1ebfn l\u01b0\u1ee3c t\u1ed1i \u0111a h\u00f3a h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n v\u1edbi nh\u00e0 ph\u00e1t h\u00e0nh th\u1ebb uy t\u00edn nh\u1ea5t n\u01b0\u1edbc M\u1ef9.<\/p>\n

T\u00ecm hi\u1ec3u v\u1ec1 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh t\u00edch \u0111i\u1ec3m c\u1ee7a American Express<\/h2>\n

American Express v\u1eadn h\u00e0nh nhi\u1ec1u lo\u1ea1i \u0111i\u1ec3m th\u01b0\u1edfng kh\u00e1c nhau tr\u00ean to\u00e0n b\u1ed9 danh m\u1ee5c th\u1ebb c\u1ee7a m\u00ecnh. Th\u1ebb ch\u1ee7 l\u1ef1c c\u1ee7a h\u00e3ng l\u00e0 th\u1ebb t\u00edn d\u1ee5ng h\u00e0ng \u0111\u1ea7u. Ch\u01b0\u01a1ng tr\u00ecnh th\u01b0\u1edfng d\u00e0nh cho th\u00e0nh vi\u00ean<\/a> Ch\u01b0\u01a1ng tr\u00ecnh cung c\u1ea5p \u0111i\u1ec3m th\u01b0\u1edfng linh ho\u1ea1t, c\u00f3 th\u1ec3 quy \u0111\u1ed5i sang c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng v\u00e0 kh\u00e1ch s\u1ea1n \u0111\u1ed1i t\u00e1c v\u1edbi t\u1ef7 l\u1ec7 c\u1ea1nh tranh, mang l\u1ea1i gi\u00e1 tr\u1ecb cao cho du kh\u00e1ch.<\/p>\n

C\u00e1c th\u1ebb ho\u00e0n ti\u1ec1n nh\u01b0 Blue Cash Preferred mang l\u1ea1i ph\u1ea7n th\u01b0\u1edfng \u0111\u01a1n gi\u1ea3n cho c\u00e1c giao d\u1ecbch mua s\u1eafm h\u00e0ng ng\u00e0y. Nh\u1eefng th\u1ebb n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c h\u01b0\u1edfng t\u1ef7 l\u1ec7 ho\u00e0n ti\u1ec1n cao h\u01a1n cho th\u1ef1c ph\u1ea9m, x\u0103ng d\u1ea7u v\u00e0 d\u1ecbch v\u1ee5 ph\u00e1t tr\u1ef1c tuy\u1ebfn, r\u1ea5t ph\u00f9 h\u1ee3p \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a chi ti\u00eau th\u01b0\u1eddng ng\u00e0y m\u00e0 kh\u00f4ng ph\u1ee9c t\u1ea1p.<\/p>\n

Y\u00eau c\u1ea7u v\u1ec1 \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi th\u1ebb Amex<\/h2>\n

H\u1ea7u h\u1ebft c\u00e1c th\u1ebb t\u00edn d\u1ee5ng American Express y\u00eau c\u1ea7u \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ed1t \u0111\u1ebfn xu\u1ea5t s\u1eafc \u0111\u1ec3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. N\u00f3i chung, \u0111i\u1ec3m FICO t\u1eeb 670 tr\u1edf l\u00ean s\u1ebd gi\u00fap b\u1ea1n c\u00f3 l\u1ee3i th\u1ebf, m\u1eb7c d\u00f9 c\u00e1c th\u1ebb cao c\u1ea5p th\u01b0\u1eddng y\u00eau c\u1ea7u \u0111i\u1ec3m tr\u00ean 700.<\/p>\n

C\u00e1c lo\u1ea1i th\u1ebb nh\u01b0 Platinum Card v\u00e0 Gold Card th\u01b0\u1eddng y\u00eau c\u1ea7u \u0111i\u1ec3m t\u00edn d\u1ee5ng xu\u1ea5t s\u1eafc t\u1eeb 740 tr\u1edf l\u00ean. C\u00e1c l\u1ef1a ch\u1ecdn c\u1ea5p th\u1ea5p h\u01a1n nh\u01b0 Blue Cash Everyday c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn \u0111i\u1ec3m th\u1ea5p h\u01a1n, gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng b\u1eaft \u0111\u1ea7u x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 v\u1edbi Amex.<\/p>\n

Ph\u00ed th\u01b0\u1eddng ni\u00ean v\u00e0 gi\u00e1 tr\u1ecb \u0111\u1ec1 xu\u1ea5t<\/h2>\n

C\u00e1c lo\u1ea1i th\u1ebb American Express c\u00f3 nhi\u1ec1u m\u1ee9c ph\u00ed, t\u1eeb mi\u1ec5n ph\u00ed th\u01b0\u1eddng ni\u00ean \u0111\u1ebfn c\u00e1c th\u1ebb cao c\u1ea5p v\u1edbi m\u1ee9c ph\u00ed $695 m\u1ed7i n\u0103m. M\u1ee9c ph\u00ed cao c\u1ee7a th\u1ebb Platinum bao g\u1ed3m quy\u1ec1n s\u1eed d\u1ee5ng ph\u00f2ng ch\u1edd s\u00e2n bay, tr\u1ea1ng th\u00e1i kh\u00e1ch s\u1ea1n \u01b0u t\u00fa v\u00e0 c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng du l\u1ecbch \u0111\u00e1ng k\u1ec3 th\u01b0\u1eddng b\u00f9 \u0111\u1eafp cho chi ph\u00ed.<\/p>\n

\u0110\u1ec3 t\u00ednh to\u00e1n xem ph\u00ed th\u01b0\u1eddng ni\u00ean c\u00f3 t\u01b0\u01a1ng x\u1ee9ng v\u1edbi l\u1ee3i \u00edch hay kh\u00f4ng, c\u1ea7n ph\u1ea3i \u0111\u00e1nh gi\u00e1 trung th\u1ef1c th\u00f3i quen chi ti\u00eau c\u1ee7a b\u1ea1n. N\u1ebfu b\u1ea1n th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch v\u00e0 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng, c\u00e1c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p s\u1ebd mang l\u1ea1i gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i b\u1ea5t ch\u1ea5p chi ph\u00ed ban \u0111\u1ea7u.<\/p>\n

American Express x\u00e1c \u0111\u1ecbnh h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n

Amex \u0111\u00e1nh gi\u00e1 nhi\u1ec1u y\u1ebfu t\u1ed1 khi thi\u1ebft l\u1eadp h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u, bao g\u1ed3m thu nh\u1eadp, c\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3 v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng. H\u00e0nh vi thanh to\u00e1n c\u1ee7a b\u1ea1n v\u1edbi c\u00e1c ch\u1ee7 n\u1ee3 kh\u00e1c \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn qu\u00e1 tr\u00ecnh ra quy\u1ebft \u0111\u1ecbnh c\u1ee7a h\u1ecd, c\u1ea3 v\u1ec1 vi\u1ec7c ph\u00ea duy\u1ec7t v\u00e0 \u1ea5n \u0111\u1ecbnh h\u1ea1n m\u1ee9c.<\/p>\n

N\u1ebfu b\u1ea1n l\u00e0 ch\u1ee7 th\u1ebb hi\u1ec7n t\u1ea1i, t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb c\u0169ng xem x\u00e9t m\u1ed1i quan h\u1ec7 c\u1ee7a b\u1ea1n v\u1edbi American Express. Vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb Amex m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m th\u01b0\u1eddng d\u1eabn \u0111\u1ebfn h\u1ea1n m\u1ee9c cao h\u01a1n cho c\u00e1c \u0111\u01a1n \u0111\u0103ng k\u00fd m\u1edbi v\u00e0 vi\u1ec7c t\u0103ng h\u1ea1n m\u1ee9c t\u1ef1 \u0111\u1ed9ng theo th\u1eddi gian.<\/p>\n

Quy tr\u00ecnh n\u1ed9p \u0111\u01a1n v\u00e0 s\u01a1 tuy\u1ec3n<\/h2>\n

American Express<\/a> Cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 ki\u1ec3m tra \u0111i\u1ec1u ki\u1ec7n s\u01a1 b\u1ed9 m\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. Nh\u1eefng y\u00eau c\u1ea7u ki\u1ec3m tra nh\u1eb9 n\u00e0y gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n ch\u00ednh th\u1ee9c, \u0111i\u1ec1u n\u00e0y s\u1ebd k\u00edch ho\u1ea1t vi\u1ec7c ki\u1ec3m tra t\u00edn d\u1ee5ng nghi\u00eam ng\u1eb7t.<\/p>\n

Khi n\u1ed9p \u0111\u01a1n, h\u00e3y cung c\u1ea5p th\u00f4ng tin thu nh\u1eadp ch\u00ednh x\u00e1c, bao g\u1ed3m l\u01b0\u01a1ng, ti\u1ec1n th\u01b0\u1edfng v\u00e0 thu nh\u1eadp t\u1eeb \u0111\u1ea7u t\u01b0. Khai b\u00e1o thu nh\u1eadp th\u1ea5p h\u01a1n th\u1ef1c t\u1ebf s\u1ebd l\u00e0m gi\u1ea3m h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ti\u1ec1m n\u0103ng c\u1ee7a b\u1ea1n, trong khi khai b\u00e1o cao h\u01a1n th\u1ef1c t\u1ebf s\u1ebd t\u1ea1o ra c\u00e1c v\u1ea5n \u0111\u1ec1 x\u00e1c minh, d\u1eabn \u0111\u1ebfn tr\u00ec ho\u00e3n ph\u00ea duy\u1ec7t ho\u1eb7c b\u1ecb t\u1eeb ch\u1ed1i.<\/p>\n

C\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n<\/h2>\n

X\u00e2y d\u1ef1ng h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng t\u1ed1t tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd s\u1ebd gi\u00fap t\u0103ng \u0111\u00e1ng k\u1ec3 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u. Vi\u1ec7c thanh to\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3 v\u00e0 duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng d\u01b0\u1edbi 30% th\u1ec3 hi\u1ec7n kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00f3 tr\u00e1ch nhi\u1ec7m, \u0111i\u1ec1u m\u00e0 c\u00e1c nh\u00e0 cho vay s\u1ebd \u0111\u00e1nh gi\u00e1 cao b\u1eb1ng c\u00e1ch c\u1ea5p h\u1ea1n m\u1ee9c cao h\u01a1n.<\/p>\n

Sau khi \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn, vi\u1ec7c thanh to\u00e1n \u0111\u00fang h\u1ea1n \u0111\u1ec1u \u0111\u1eb7n s\u1ebd t\u1ea1o d\u1ef1ng ni\u1ec1m tin v\u1edbi American Express. Vi\u1ec7c th\u1ef1c hi\u1ec7n nhi\u1ec1u kho\u1ea3n thanh to\u00e1n trong su\u1ed1t chu k\u1ef3 thanh to\u00e1n, thay v\u00ec ch\u1edd \u0111\u1ebfn ng\u00e0y \u0111\u1ebfn h\u1ea1n, s\u1ebd gi\u00fap gi\u1eef s\u1ed1 d\u01b0 \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o \u1edf m\u1ee9c th\u1ea5p v\u00e0 th\u1ec3 hi\u1ec7n s\u1ef1 qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n t\u00edch c\u1ef1c.<\/p>\n

Vi\u1ec7c s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3<\/h2>\n

Vi\u1ec7c duy tr\u00ec s\u1ed1 d\u01b0 n\u1ee3 d\u01b0\u1edbi 10% h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng s\u1ebd t\u1ed1i \u01b0u h\u00f3a t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p n\u00e0y cho th\u1ea5y b\u1ea1n kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o t\u00edn d\u1ee5ng v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh m\u1ed9t c\u00e1ch th\u1eadn tr\u1ecdng.<\/p>\n

M\u1ee9c s\u1eed d\u1ee5ng th\u1ebb cao, ngay c\u1ea3 khi thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 h\u00e0ng th\u00e1ng, c\u0169ng c\u00f3 th\u1ec3 g\u00e2y ra lo ng\u1ea1i v\u1ec1 \u00e1p l\u1ef1c t\u00e0i ch\u00ednh. American Express theo d\u00f5i ch\u1eb7t ch\u1ebd th\u00f3i quen chi ti\u00eau v\u00e0 vi\u1ec7c li\u00ean t\u1ee5c s\u1eed d\u1ee5ng t\u1ed1i \u0111a h\u1ea1n m\u1ee9c th\u1ebb c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn vi\u1ec7c gi\u1ea3m h\u1ea1n m\u1ee9c ho\u1eb7c xem x\u00e9t l\u1ea1i t\u00e0i kho\u1ea3n.<\/p>\n

Y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/h2>\n

Sau s\u00e1u th\u00e1ng s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m, b\u1ea1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng th\u00f4ng qua t\u00e0i kho\u1ea3n tr\u1ef1c tuy\u1ebfn c\u1ee7a m\u00ecnh. Amex th\u01b0\u1eddng th\u1ef1c hi\u1ec7n ki\u1ec3m tra t\u00edn d\u1ee5ng nh\u1eb9 nh\u00e0ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i, c\u00f3 ngh\u0129a l\u00e0 nh\u1eefng y\u00eau c\u1ea7u n\u00e0y s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng x\u1ea5u \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p.<\/p>\n

Th\u1eddi \u0111i\u1ec3m y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng r\u1ea5t quan tr\u1ecdng. H\u00e3y n\u1ed9p \u0111\u01a1n sau khi \u0111\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng, gi\u1ea3m n\u1ee3 ho\u1eb7c c\u1ea3i thi\u1ec7n \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u00e1ng k\u1ec3. Vi\u1ec7c ch\u1ee9ng minh s\u1ef1 thay \u0111\u1ed5i v\u1ec1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh s\u1ebd c\u1ee7ng c\u1ed1 l\u1eadp lu\u1eadn c\u1ee7a b\u1ea1n khi y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n ph\u00ea duy\u1ec7t ban \u0111\u1ea7u.<\/p>\n

Quy\u1ec1n l\u1ee3i du l\u1ecbch v\u00e0 c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o hi\u1ec3m<\/h2>\n

C\u00e1c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p c\u1ee7a American Express bao g\u1ed3m b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n di\u1ec7n, bao g\u1ed3m h\u1ee7y chuy\u1ebfn \u0111i, m\u1ea5t h\u00e0nh l\u00fd v\u00e0 h\u01b0 h\u1ecfng xe thu\u00ea. Nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e0y gi\u00fap b\u1ea1n kh\u00f4ng c\u1ea7n mua th\u00eam b\u1ea3o hi\u1ec3m du l\u1ecbch ri\u00eang bi\u1ec7t, ti\u1ebft ki\u1ec7m chi ph\u00ed \u0111\u1ed3ng th\u1eddi mang l\u1ea1i s\u1ef1 an t\u00e2m trong su\u1ed1t chuy\u1ebfn \u0111i.<\/p>\n

Vi\u1ec7c \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u00f2ng ch\u1edd s\u00e2n bay th\u00f4ng qua c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh nh\u01b0 Centurion Lounges v\u00e0 Priority Pass \u0111\u00e3 thay \u0111\u1ed5i ho\u00e0n to\u00e0n tr\u1ea3i nghi\u1ec7m du l\u1ecbch. \u0110\u1ed3 \u0103n, th\u1ee9c u\u1ed1ng mi\u1ec5n ph\u00ed v\u00e0 kh\u00f4ng gian l\u00e0m vi\u1ec7c tho\u1ea3i m\u00e1i l\u00e0 l\u00fd do ch\u00ednh \u0111\u00e1ng cho ph\u00ed th\u01b0\u1eddng ni\u00ean \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch, nh\u1eefng ng\u01b0\u1eddi coi tr\u1ecdng s\u1ef1 tho\u1ea3i m\u00e1i v\u00e0 n\u0103ng su\u1ea5t khi di chuy\u1ec3n.<\/p>\n

C\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m v\u00e0 quy \u0111\u1ed5i \u0111i\u1ec3m<\/h2>\n

\u0110i\u1ec3m th\u01b0\u1edfng Membership Rewards c\u00f3 th\u1ec3 quy \u0111\u1ed5i sang h\u01a1n 20 ch\u01b0\u01a1ng tr\u00ecnh c\u1ee7a c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng v\u00e0 kh\u00e1ch s\u1ea1n v\u1edbi t\u1ef7 l\u1ec7 1:1. S\u1ef1 linh ho\u1ea1t n\u00e0y cho ph\u00e9p b\u1ea1n t\u1ed1i \u0111a h\u00f3a gi\u00e1 tr\u1ecb b\u1eb1ng c\u00e1ch quy \u0111\u1ed5i \u0111i\u1ec3m sang c\u00e1c \u0111\u1ed1i t\u00e1c c\u00f3 s\u1eb5n v\u00e9 th\u01b0\u1edfng ph\u00f9 h\u1ee3p v\u1edbi k\u1ebf ho\u1ea1ch du l\u1ecbch c\u1ee7a b\u1ea1n.<\/p>\n

Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m th\u01b0\u1edfng chi\u1ebfn l\u01b0\u1ee3c sang c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh nh\u01b0 Aeroplan ho\u1eb7c Virgin Atlantic th\u01b0\u1eddng mang l\u1ea1i gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i cho c\u00e1c chuy\u1ebfn bay h\u1ea1ng th\u01b0\u01a1ng gia. Nghi\u00ean c\u1ee9u c\u00e1c \u0111i\u1ec3m th\u01b0\u1edfng t\u1ed1i \u01b0u trong b\u1ea3ng \u0111i\u1ec3m c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c s\u1ebd gi\u00fap b\u1ea1n khai th\u00e1c t\u1ed1i \u0111a gi\u00e1 tr\u1ecb t\u1eeb s\u1ed1 \u0111i\u1ec3m t\u00edch l\u0169y.<\/p>\n

C\u00e1c quy\u1ec1n l\u1ee3i khi mua h\u00e0ng v\u00e0 b\u1ea3o h\u00e0nh m\u1edf r\u1ed9ng<\/h2>\n

American Express t\u1ef1 \u0111\u1ed9ng gia h\u1ea1n b\u1ea3o h\u00e0nh c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t th\u00eam m\u1ed9t n\u0103m cho c\u00e1c s\u1ea3n ph\u1ea9m \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n mua. Quy\u1ec1n l\u1ee3i n\u00e0y b\u1ea3o v\u1ec7 c\u00e1c thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed, \u0111\u1ed3 gia d\u1ee5ng v\u00e0 c\u00e1c m\u1eb7t h\u00e0ng kh\u00e1c m\u00e0 kh\u00f4ng ph\u00e1t sinh th\u00eam chi ph\u00ed, mang l\u1ea1i ph\u1ea1m vi b\u1ea3o h\u00e0nh gi\u00e1 tr\u1ecb v\u01b0\u1ee3t xa c\u00e1c ch\u1ebf \u0111\u1ed9 b\u1ea3o h\u00e0nh ti\u00eau chu\u1ea9n.<\/p>\n

Ch\u1ebf \u0111\u1ed9 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua bao g\u1ed3m b\u1ea3o hi\u1ec3m cho c\u00e1c m\u1eb7t h\u00e0ng m\u1edbi mua ch\u1ed1ng l\u1ea1i h\u01b0 h\u1ecfng ho\u1eb7c m\u1ea5t c\u1eafp trong v\u00f2ng 90 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y mua. Ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m n\u00e0y gi\u00fap b\u1ea1n mua s\u1eafm m\u1ed9t c\u00e1ch t\u1ef1 tin v\u00ec bi\u1ebft r\u1eb1ng c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 theo c\u00e1ch m\u00e0 c\u00e1c ch\u00ednh s\u00e1ch c\u1ee7a c\u1eeda h\u00e0ng hi\u1ebfm khi \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c.<\/p>\n

X\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 v\u1edbi Amex theo th\u1eddi gian<\/h2>\n

American Express th\u01b0\u1edfng cho nh\u1eefng ch\u1ee7 th\u1ebb l\u00e2u n\u0103m b\u1eb1ng c\u00e1ch t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng \u0111\u1ecbnh k\u1ef3. Vi\u1ec7c duy tr\u00ec t\u00e0i kho\u1ea3n \u1edf tr\u1ea1ng th\u00e1i t\u1ed1t trong nhi\u1ec1u n\u0103m th\u1ec3 hi\u1ec7n s\u1ef1 \u1ed5n \u0111\u1ecbnh, \u0111i\u1ec1u n\u00e0y khuy\u1ebfn kh\u00edch nh\u00e0 ph\u00e1t h\u00e0nh m\u1edf r\u1ed9ng quy\u1ec1n truy c\u1eadp t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n m\u00e0 kh\u00f4ng c\u1ea7n y\u00eau c\u1ea7u.<\/p>\n

Vi\u1ec7c b\u1ed5 sung th\u00eam th\u1ebb v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n s\u1ebd c\u1ee7ng c\u1ed1 m\u1ed1i quan h\u1ec7 t\u1ed5ng th\u1ec3 v\u1edbi ng\u00e2n h\u00e0ng. B\u1eaft \u0111\u1ea7u v\u1edbi c\u00e1c th\u1ebb c\u1ea5p th\u1ea5p v\u00e0 d\u1ea7n chuy\u1ec3n sang c\u00e1c t\u00f9y ch\u1ecdn cao c\u1ea5p h\u01a1n th\u1ec3 hi\u1ec7n s\u1ef1 ti\u1ebfn b\u1ed9 m\u00e0 American Express ghi nh\u1eadn b\u1eb1ng t\u1ef7 l\u1ec7 ch\u1ea5p thu\u1eadn v\u00e0 \u0111i\u1ec1u kho\u1ea3n t\u1ed1t h\u01a1n.<\/p>\n

Nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p trong qu\u00e1 tr\u00ecnh ph\u00ea duy\u1ec7t c\u1ea7n tr\u00e1nh<\/h2>\n

Vi\u1ec7c \u0111\u0103ng k\u00fd nhi\u1ec1u th\u1ebb t\u00edn d\u1ee5ng trong th\u1eddi gian ng\u1eafn s\u1ebd g\u00e2y nghi ng\u1edd cho c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh. N\u00ean c\u00e1ch nhau \u00edt nh\u1ea5t ba th\u00e1ng khi \u0111\u0103ng k\u00fd c\u00e1c th\u1ebb \u0111\u1ec3 tr\u00e1nh g\u00e2y \u1ea5n t\u01b0\u1ee3ng l\u00e0 \u0111ang tuy\u1ec7t v\u1ecdng c\u1ea7n t\u00edn d\u1ee5ng ho\u1eb7c c\u00f3 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh kh\u00f4ng \u1ed5n \u0111\u1ecbnh.<\/p>\n

Vi\u1ec7c duy tr\u00ec s\u1ed1 d\u01b0 n\u1ee3 cao khi n\u1ed9p \u0111\u01a1n xin vay s\u1ebd l\u00e0m gi\u1ea3m \u0111\u00e1ng k\u1ec3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn. H\u00e3y tr\u1ea3 b\u1edbt n\u1ee3 t\u00edn d\u1ee5ng tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n \u0111\u1ec3 th\u1ec3 hi\u1ec7n h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh m\u1ea1nh m\u1ebd nh\u1ea5t c\u00f3 th\u1ec3 tr\u01b0\u1edbc c\u00e1c nh\u00e0 th\u1ea9m \u0111\u1ecbnh.<\/p>\n

Qu\u1ea3n l\u00fd nhi\u1ec1u th\u1ebb American Express<\/h2>\n

Vi\u1ec7c s\u1edf h\u1eefu nhi\u1ec1u th\u1ebb Amex cho ph\u00e9p b\u1ea1n t\u1ed1i \u0111a h\u00f3a \u0111i\u1ec3m th\u01b0\u1edfng theo t\u1eebng danh m\u1ee5c chi ti\u00eau kh\u00e1c nhau. S\u1eed d\u1ee5ng th\u1ebb V\u00e0ng cho \u0103n u\u1ed1ng v\u00e0 mua s\u1eafm th\u1ef1c ph\u1ea9m, \u0111\u1ed3ng th\u1eddi thanh to\u00e1n chi ph\u00ed du l\u1ecbch b\u1eb1ng th\u1ebb B\u1ea1ch kim s\u1ebd t\u1ed1i \u01b0u h\u00f3a vi\u1ec7c t\u00edch l\u0169y \u0111i\u1ec3m th\u01b0\u1edfng m\u00e0 kh\u00f4ng g\u00e2y ph\u1ee9c t\u1ea1p.<\/p>\n

M\u1ed7i th\u1ebb c\u00f3 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ri\u00eang bi\u1ec7t v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ed9ng g\u1ed9p v\u00e0o h\u1ea1n m\u1ee9c kh\u1ea3 d\u1ee5ng. C\u1ea5u tr\u00fac n\u00e0y c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng l\u1edbn h\u01a1n t\u1eeb nhi\u1ec1u th\u1ebb so v\u1edbi m\u1ed9t th\u1ebb duy nh\u1ea5t.<\/p>\n

Hi\u1ec3u r\u00f5 v\u1ec1 ng\u00e0y \u0111\u1ebfn h\u1ea1n thanh to\u00e1n v\u00e0 th\u1eddi gian \u00e2n h\u1ea1n<\/h2>\n

American Express th\u01b0\u1eddng y\u00eau c\u1ea7u thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n trong m\u1ed7i chu k\u1ef3 thanh to\u00e1n \u0111\u1ed1i v\u1edbi th\u1ebb ghi n\u1ee3. Th\u1ebb t\u00edn d\u1ee5ng cung c\u1ea5p c\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n t\u1ed1i thi\u1ec3u, nh\u01b0ng vi\u1ec7c \u0111\u1ec3 l\u1ea1i d\u01b0 n\u1ee3 s\u1ebd ph\u00e1t sinh ph\u00ed l\u00e3i su\u1ea5t, l\u00e0m gi\u1ea3m nhanh ch\u00f3ng gi\u00e1 tr\u1ecb \u0111i\u1ec3m th\u01b0\u1edfng t\u00edch l\u0169y \u0111\u01b0\u1ee3c t\u1eeb chi ti\u00eau.<\/p>\n

Thi\u1ebft l\u1eadp thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng \u0111\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng bao gi\u1edd b\u1ecf l\u1ee1 c\u00e1c ng\u00e0y \u0111\u1ebfn h\u1ea1n, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng x\u1ea5u \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng. Ngay c\u1ea3 khi b\u1ea1n th\u00edch thanh to\u00e1n th\u1ee7 c\u00f4ng, thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng c\u0169ng \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t l\u1edbp b\u1ea3o v\u1ec7 d\u1ef1 ph\u00f2ng ch\u1ed1ng l\u1ea1i c\u00e1c kho\u1ea3n thanh to\u00e1n tr\u1ec5 h\u1ea1n ngo\u00e0i \u00fd mu\u1ed1n.<\/p>\n

Ph\u1ea7n k\u1ebft lu\u1eadn<\/h2>\n

Th\u1ebb American Express mang \u0111\u1ebfn nh\u1eefng ph\u1ea7n th\u01b0\u1edfng v\u00e0 \u01b0u \u0111\u00e3i v\u01b0\u1ee3t tr\u1ed9i cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng t\u1ed1t. Hi\u1ec3u r\u00f5 c\u00e1c y\u00eau c\u1ea7u t\u00edn d\u1ee5ng, chi\u1ebfn l\u01b0\u1ee3c \u0111\u0103ng k\u00fd v\u00e0 k\u1ef9 thu\u1eadt x\u00e2y d\u1ef1ng h\u1ea1n m\u1ee9c s\u1ebd gi\u00fap b\u1ea1n t\u0103ng kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 t\u1ed1i \u0111a h\u00f3a gi\u00e1 tr\u1ecb t\u1eeb c\u00e1c \u01b0u \u0111\u00e3i cao c\u1ea5p c\u1ee7a th\u1ebb.<\/p>\n

H\u00e3y ch\u1ecdn nh\u1eefng lo\u1ea1i th\u1ebb ph\u00f9 h\u1ee3p v\u1edbi th\u00f3i quen chi ti\u00eau v\u00e0 m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Cho d\u00f9 b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm ph\u1ea7n th\u01b0\u1edfng du l\u1ecbch, ho\u00e0n ti\u1ec1n hay \u0111i\u1ec3m th\u01b0\u1edfng linh ho\u1ea1t, vi\u1ec7c s\u1eed d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m k\u1ebft h\u1ee3p v\u1edbi qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c s\u1ebd gi\u00fap b\u1ea1n khai th\u00e1c t\u1ed1i \u0111a ti\u1ec1m n\u0103ng c\u1ee7a nh\u00e0 ph\u00e1t h\u00e0nh th\u1ebb t\u00edn d\u1ee5ng uy t\u00edn nh\u1ea5t n\u01b0\u1edbc M\u1ef9.<\/p>","protected":false},"excerpt":{"rendered":"

American Express cards stand out in the credit card market for their premium rewards programs and exclusive perks. Whether you’re […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-735","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/comments?post=735"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/735\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media?parent=735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/categories?post=735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/tags?post=735"}],"curies":[{"name":"trang web","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}