{"id":738,"date":"2026-03-12T23:11:23","date_gmt":"2026-03-12T23:11:23","guid":{"rendered":"https:\/\/likapk.com\/dkb-visa-card-how-to-qualify-and-increase-your-credit-limit\/738\/"},"modified":"2026-03-12T23:11:23","modified_gmt":"2026-03-12T23:11:23","slug":"dkb-visa-card-how-to-qualify-and-increase-your-credit-limit","status":"publish","type":"post","link":"https:\/\/likapk.com\/vi\/dkb-visa-card-how-to-qualify-and-increase-your-credit-limit\/738\/","title":{"rendered":"Th\u1ebb Visa DKB: C\u00e1ch th\u1ee9c \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u00e0 t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng"},"content":{"rendered":"

C\u00e1i Th\u1ebb Visa DKB<\/a><\/strong> N\u1ed5i b\u1eadt l\u00e0 th\u1ebb t\u00edn d\u1ee5ng mi\u1ec5n ph\u00ed h\u00e0ng \u0111\u1ea7u c\u1ee7a \u0110\u1ee9c, cho ph\u00e9p s\u1eed d\u1ee5ng tr\u00ean to\u00e0n th\u1ebf gi\u1edbi m\u00e0 kh\u00f4ng m\u1ea5t ph\u00ed giao d\u1ecbch n\u01b0\u1edbc ngo\u00e0i. Th\u1ebb n\u00e0y k\u1ebft h\u1ee3p s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi c\u00e1c ph\u1ea7n th\u01b0\u1edfng du l\u1ecbch, l\u00fd t\u01b0\u1edfng cho nh\u1eefng ng\u01b0\u1eddi chi ti\u00eau qu\u1ed1c t\u1ebf v\u00e0 nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch mu\u1ed1n c\u00f3 s\u1ef1 linh ho\u1ea1t t\u00e0i ch\u00ednh kh\u00f4ng m\u1ea5t ph\u00ed.<\/p>\n

\u0110\u01b0\u1ee3c ph\u00e1t h\u00e0nh b\u1edfi Ng\u00e2n h\u00e0ng t\u00edn d\u1ee5ng \u0110\u1ee9c AG (DKB)<\/a><\/strong>, Th\u1ebb t\u00edn d\u1ee5ng Visa n\u00e0y y\u00eau c\u1ea7u m\u1edf t\u00e0i kho\u1ea3n s\u00e9c DKB Cash. Ph\u01b0\u01a1ng th\u1ee9c ng\u00e2n h\u00e0ng t\u00edch h\u1ee3p cung c\u1ea5p kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd ti\u1ec1n li\u1ec1n m\u1ea1ch v\u00e0 c\u00e1c l\u1ee3i \u00edch c\u1ea1nh tranh cho kh\u00e1ch h\u00e0ng duy tr\u00ec m\u1ed1i quan h\u1ec7 t\u00e0i kho\u1ea3n t\u00edch c\u1ef1c v\u1edbi c\u00e1c m\u00f4 h\u00ecnh s\u1eed d\u1ee5ng nh\u1ea5t qu\u00e1n.<\/p>\n

Hi\u1ec3u r\u00f5 c\u00e1c y\u00eau c\u1ea7u \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn th\u1ebb Visa DKB<\/h2>\n

\u0110\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn th\u1ebb Visa DKB, b\u1ea1n c\u1ea7n c\u00f3 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n h\u1ee3p l\u1ec7 v\u00e0 b\u1eb1ng ch\u1ee9ng \u0111\u1ecba ch\u1ec9 t\u1ea1i \u0110\u1ee9c. Ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n ph\u1ea3i t\u1eeb 18 tu\u1ed5i tr\u1edf l\u00ean, c\u00f3 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n h\u1ee3p l\u1ec7 v\u00e0 b\u1eb1ng ch\u1ee9ng \u0111\u1ecba ch\u1ec9 t\u1ea1i \u0110\u1ee9c \u0111\u1ec3 ng\u00e2n h\u00e0ng x\u00e1c minh.<\/p>\n

\u0110\u00e1nh gi\u00e1 t\u00edn d\u1ee5ng<\/strong> \u0110i\u1ec3m t\u00edn d\u1ee5ng SCHUFA \u0111\u00f3ng vai tr\u00f2 trung t\u00e2m trong c\u00e1c quy\u1ebft \u0111\u1ecbnh ph\u00ea duy\u1ec7t. DKB ki\u1ec3m tra \u0111i\u1ec3m SCHUFA c\u1ee7a b\u1ea1n, c\u01a1 quan t\u00edn d\u1ee5ng h\u00e0ng \u0111\u1ea7u c\u1ee7a \u0110\u1ee9c, \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng v\u00e0 l\u1ecbch s\u1eed thanh to\u00e1n. H\u1ed3 s\u01a1 SCHUFA t\u00edch c\u1ef1c s\u1ebd c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t v\u00e0 quy\u1ebft \u0111\u1ecbnh h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u c\u1ee7a b\u1ea1n.<\/p>\n

C\u00e1c ph\u01b0\u01a1ng ph\u00e1p t\u1ed1t nh\u1ea5t \u0111\u1ec3 \u1ee9ng d\u1ee5ng th\u00e0nh c\u00f4ng<\/h2>\n

Gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp s\u1ebd gi\u00fap t\u0103ng \u0111\u00e1ng k\u1ec3 gi\u00e1 tr\u1ecb h\u1ed3 s\u01a1 xin visa c\u1ee7a b\u1ea1n. H\u00e3y cung c\u1ea5p phi\u1ebfu l\u01b0\u01a1ng g\u1ea7n \u0111\u00e2y, h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng ho\u1eb7c t\u1edd khai thu\u1ebf th\u1ec3 hi\u1ec7n thu nh\u1eadp h\u00e0ng th\u00e1ng \u1ed5n \u0111\u1ecbnh. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi t\u1ef1 kinh doanh, c\u1ea7n n\u1ed9p b\u00e1o c\u00e1o t\u00e0i ch\u00ednh doanh nghi\u1ec7p ch\u1ee9ng minh ngu\u1ed3n doanh thu \u1ed5n \u0111\u1ecbnh trong nhi\u1ec1u th\u00e1ng.<\/p>\n

C\u00e1c m\u1ed1i quan h\u1ec7 ng\u00e2n h\u00e0ng hi\u1ec7n c\u00f3 r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi vi\u1ec7c ph\u00ea duy\u1ec7t th\u1ebb t\u00edn d\u1ee5ng. Vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n DKB Cash v\u00e0i tu\u1ea7n tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n cho ph\u00e9p ng\u00e2n h\u00e0ng quan s\u00e1t h\u00e0nh vi t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Ti\u1ec1n g\u1eedi th\u01b0\u1eddng xuy\u00ean v\u00e0 qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n c\u00f3 tr\u00e1ch nhi\u1ec7m t\u1ea1o \u1ea5n t\u01b0\u1ee3ng t\u1ed1t, h\u1ed7 tr\u1ee3 cho quy\u1ebft \u0111\u1ecbnh c\u1ea5p t\u00edn d\u1ee5ng.<\/p>\n

DKB x\u00e1c \u0111\u1ecbnh h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u c\u1ee7a b\u1ea1n nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n

H\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ph\u1ee5 thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1, bao g\u1ed3m thu nh\u1eadp h\u00e0ng th\u00e1ng, c\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3 v\u00e0 \u0111i\u1ec3m t\u00edn d\u1ee5ng SCHUFA. DKB th\u01b0\u1eddng \u1ea5n \u0111\u1ecbnh h\u1ea1n m\u1ee9c ban \u0111\u1ea7u kh\u00e1 th\u1eadn tr\u1ecdng, t\u1eeb 500\u20ac \u0111\u1ebfn 2.500\u20ac cho kh\u00e1ch h\u00e0ng m\u1edbi ch\u01b0a c\u00f3 l\u1ecbch s\u1eed giao d\u1ecbch ng\u00e2n h\u00e0ng.<\/p>\n

C\u1ee7a b\u1ea1n t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp<\/strong> C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng h\u1ea1n ch\u1ebf \u0111\u00e1ng k\u1ec3 vi\u1ec7c t\u00ednh to\u00e1n. M\u1ee9c n\u1ee3 hi\u1ec7n t\u1ea1i th\u1ea5p h\u01a1n so v\u1edbi thu nh\u1eadp h\u00e0ng th\u00e1ng ch\u1ee9ng t\u1ecf kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. DKB \u0111\u00e1nh gi\u00e1 t\u1ed5ng ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c ch\u1ee7 n\u1ee3 tr\u01b0\u1edbc khi x\u00e1c \u0111\u1ecbnh m\u1ee9c t\u00edn d\u1ee5ng m\u00e0 h\u1ecd c\u00f3 th\u1ec3 cho vay m\u1ed9t c\u00e1ch an to\u00e0n.<\/p>\n

Qu\u1ea3n l\u00fd h\u1ea1n m\u1ee9c v\u00e0 m\u1ee9c s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng<\/h3>\n

Duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u0103ng h\u1ea1n m\u1ee9c. S\u1eed d\u1ee5ng \u00edt h\u01a1n 30% h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u1ea3 d\u1ee5ng cho th\u1ea5y b\u1ea1n \u0111ang qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00f3 tr\u00e1ch nhi\u1ec7m. T\u1ef7 l\u1ec7 n\u00e0y xu\u1ea5t hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng v\u00e0 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c quy\u1ebft \u0111\u1ecbnh cho vay trong t\u01b0\u01a1ng lai t\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/p>\n

Th\u1eddi \u0111i\u1ec3m thanh to\u00e1n \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 vi\u1ec7c thanh to\u00e1n \u0111\u00fang h\u1ea1n. Thanh to\u00e1n d\u01b0 n\u1ee3 tr\u01b0\u1edbc ng\u00e0y ch\u1ed1t sao k\u00ea s\u1ebd l\u00e0m gi\u1ea3m t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y c\u1ea3i thi\u1ec7n \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u1ed3ng th\u1eddi th\u1ec3 hi\u1ec7n kh\u1ea3 n\u0103ng ki\u1ec3m so\u00e1t chi ti\u00eau c\u00f3 k\u1ef7 lu\u1eadt v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh.<\/p>\n

C\u00e1c chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng th\u1ebb Visa DKB c\u1ee7a b\u1ea1n<\/h2>\n

Vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb th\u01b0\u1eddng xuy\u00ean s\u1ebd x\u00e2y d\u1ef1ng l\u00f2ng tin v\u1edbi DKB theo th\u1eddi gian. C\u00e1c giao d\u1ecbch h\u00e0ng th\u00e1ng \u0111\u1ec1u \u0111\u1eb7n k\u00e8m theo thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 s\u1ed1 d\u01b0 ch\u1ee9ng t\u1ecf \u0111\u1ed9 tin c\u1eady. Tr\u00e1nh \u0111\u1ec3 th\u1ebb kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng trong th\u1eddi gian d\u00e0i, v\u00ec c\u00e1c t\u00e0i kho\u1ea3n kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng s\u1ebd kh\u00f4ng cung c\u1ea5p d\u1eef li\u1ec7u v\u1ec1 h\u00e0nh vi ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 h\u1ea1n m\u1ee9c.<\/p>\n

Y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/strong> Hi\u1ec7u qu\u1ea3 t\u1ed1t nh\u1ea5t sau s\u00e1u th\u00e1ng c\u00f3 l\u1ecbch s\u1eed thanh to\u00e1n ho\u00e0n h\u1ea3o. Li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng c\u1ee7a DKB qua ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i. Cung c\u1ea5p th\u00f4ng tin thu nh\u1eadp c\u1eadp nh\u1eadt th\u1ec3 hi\u1ec7n s\u1ef1 c\u1ea3i thi\u1ec7n t\u00e0i ch\u00ednh k\u1ec3 t\u1eeb khi b\u1ea1n n\u1ed9p \u0111\u01a1n ban \u0111\u1ea7u.<\/p>\n

Xem x\u00e9t v\u00e0 t\u0103ng gi\u1edbi h\u1ea1n t\u1ef1 \u0111\u1ed9ng<\/h3>\n

DKB \u0111\u1ecbnh k\u1ef3 xem x\u00e9t c\u00e1c t\u00e0i kho\u1ea3n kh\u00e1ch h\u00e0ng \u0111\u1ec3 t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng. Vi\u1ec7c \u0111\u00e1nh gi\u00e1 n\u00e0y di\u1ec5n ra m\u00e0 kh\u00f4ng c\u1ea7n y\u00eau c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng, th\u01b0\u1eddng sau 12-18 th\u00e1ng ho\u1ea1t \u0111\u1ed9ng t\u00e0i kho\u1ea3n. L\u1ecbch s\u1eed thanh to\u00e1n t\u1ed1t v\u00e0 s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n t\u0103ng l\u00ean s\u1ebd k\u00edch ho\u1ea1t c\u00e1c \u0111i\u1ec1u ch\u1ec9nh t\u1ef1 \u0111\u1ed9ng c\u00f3 l\u1ee3i.<\/p>\n

Vi\u1ec7c t\u0103ng thu nh\u1eadp c\u1ea7n \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng. T\u0103ng l\u01b0\u01a1ng, th\u0103ng ch\u1ee9c ho\u1eb7c c\u00e1c ngu\u1ed3n thu nh\u1eadp b\u1ed5 sung l\u00e0 l\u00fd do ch\u00ednh \u0111\u00e1ng \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng cao h\u01a1n. T\u1ea3i l\u00ean c\u00e1c t\u00e0i li\u1ec7u c\u1eadp nh\u1eadt th\u00f4ng qua ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh xem x\u00e9t v\u00e0 h\u1ed7 tr\u1ee3 c\u00e1c y\u00eau c\u1ea7u \u0111i\u1ec1u ch\u1ec9nh.<\/p>\n

Nh\u1eefng l\u1ee3i \u00edch ch\u00ednh l\u00e0m n\u00ean gi\u00e1 tr\u1ecb c\u1ee7a chi\u1ebfc th\u1ebb n\u00e0y<\/h2>\n

Th\u1ebb Visa DKB cung c\u1ea5p r\u00fat ti\u1ec1n m\u1eb7t mi\u1ec5n ph\u00ed tr\u00ean to\u00e0n th\u1ebf gi\u1edbi<\/strong> T\u1ea1i c\u00e1c m\u00e1y ATM c\u00f3 hi\u1ec3n th\u1ecb logo Visa. L\u1ee3i \u00edch n\u00e0y gi\u00fap lo\u1ea1i b\u1ecf ph\u00ed r\u00fat ti\u1ec1n qu\u1ed1c t\u1ebf th\u01b0\u1eddng c\u00f3 gi\u00e1 t\u1eeb 2-5% m\u1ed7i giao d\u1ecbch. Nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c \u0111\u00e1ng k\u1ec3 so v\u1edbi c\u00e1c th\u1ebb ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng c\u00f3 ph\u00ed giao d\u1ecbch n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

Th\u1ebb DKB Visa kh\u00f4ng thu ph\u00ed th\u01b0\u1eddng ni\u00ean b\u1ea5t k\u1ec3 m\u1ee9c s\u1eed d\u1ee5ng hay h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng. Kh\u00f4ng gi\u1ed1ng nh\u01b0 c\u00e1c th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p y\u00eau c\u1ea7u m\u1ee9c chi ti\u00eau t\u1ed1i thi\u1ec3u, th\u1ebb n\u00e0y ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed. C\u1ea5u tr\u00fac kh\u00f4ng ph\u00ed n\u00e0y gi\u00fap th\u1ebb tr\u1edf n\u00ean d\u1ec5 ti\u1ebfp c\u1eadn h\u01a1n \u0111\u1ed1i v\u1edbi sinh vi\u00ean, ng\u01b0\u1eddi tr\u1ebb \u0111i l\u00e0m v\u00e0 nh\u1eefng ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 ng\u00e2n s\u00e1ch eo h\u1eb9p.<\/p>\n

C\u00e1c t\u00ednh n\u0103ng b\u1ea3o v\u1ec7 khi \u0111i du l\u1ecbch v\u00e0 mua s\u1eafm<\/h3>\n

B\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch th\u1ebb khi \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3. B\u1ea3o hi\u1ec3m tai n\u1ea1n du l\u1ecbch \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t khi b\u1ea1n \u0111\u1eb7t ph\u01b0\u01a1ng ti\u1ec7n v\u1eadn chuy\u1ec3n b\u1eb1ng th\u1ebb. Quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 khi mua h\u00e0ng v\u00e0 b\u1ea3o h\u00e0nh m\u1edf r\u1ed9ng \u00e1p d\u1ee5ng cho c\u00e1c m\u1eb7t h\u00e0ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, tuy nhi\u00ean c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t k\u1ef9 l\u01b0\u1ee1ng tr\u00ean c\u00e1c t\u00e0i li\u1ec7u ch\u00ednh th\u1ee9c.<\/p>\n

Quy tr\u00ecnh giao d\u1ecbch ngo\u1ea1i t\u1ec7 v\u1edbi m\u1ee9c gi\u00e1 c\u1ea1nh tranh. t\u1ef7 gi\u00e1 h\u1ed1i \u0111o\u00e1i<\/strong> Kh\u00f4ng m\u1ea5t ph\u00ed chuy\u1ec3n \u0111\u1ed5i. \u01afu \u0111i\u1ec3m n\u00e0y gi\u00fap ti\u1ebft ki\u1ec7m ti\u1ec1n so v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 \u0111\u1ed5i ti\u1ec1n ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng t\u00ednh ph\u00ed chuy\u1ec3n \u0111\u1ed5i. Ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n ch\u00ednh th\u1ee9c c\u1ee7a DKB<\/a> V\u1ec1 c\u01a1 c\u1ea5u gi\u00e1 hi\u1ec7n h\u00e0nh v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u00e1p d\u1ee5ng.<\/p>\n

Nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p l\u00e0m gi\u1ea3m h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/h2>\n

Thanh to\u00e1n ch\u1eadm s\u1ebd l\u00e0m t\u1ed5n h\u1ea1i h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng v\u00e0 d\u1eabn \u0111\u1ebfn vi\u1ec7c t\u1ef1 \u0111\u1ed9ng gi\u1ea3m h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng. Ch\u1ec9 c\u1ea7n tr\u1ec5 h\u1ea1n thanh to\u00e1n m\u1ed9t ng\u00e0y c\u0169ng s\u1ebd t\u1ea1o ra c\u00e1c m\u1ee5c ti\u00eau c\u1ef1c tr\u00ean b\u00e1o c\u00e1o SCHUFA. H\u00e3y thi\u1ebft l\u1eadp thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng ho\u1eb7c nh\u1eafc nh\u1edf tr\u00ean l\u1ecbch \u0111\u1ec3 duy tr\u00ec l\u1ecbch s\u1eed thanh to\u00e1n ho\u00e0n h\u1ea3o m\u1ed9t c\u00e1ch nh\u1ea5t qu\u00e1n.<\/p>\n

T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng cao b\u00e1o hi\u1ec7u t\u00ecnh tr\u1ea1ng t\u00e0i ch\u00ednh kh\u00f3 kh\u0103n \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh th\u1ebb. Th\u01b0\u1eddng xuy\u00ean s\u1eed d\u1ee5ng t\u1ed1i \u0111a h\u1ea1n m\u1ee9c th\u1ebb cho th\u1ea5y s\u1ef1 ph\u1ee5 thu\u1ed9c v\u00e0o t\u00edn d\u1ee5ng thay v\u00ec s\u1eed d\u1ee5ng m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c. H\u00e3y gi\u1eef s\u1ed1 d\u01b0 t\u00edn d\u1ee5ng \u1edf m\u1ee9c th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi h\u1ea1n m\u1ee9c, l\u00fd t\u01b0\u1edfng nh\u1ea5t l\u00e0 d\u01b0\u1edbi 30%, \u0111\u1ec3 duy tr\u00ec uy t\u00edn t\u1ed1t v\u00e0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n t\u0103ng h\u1ea1n m\u1ee9c.<\/p>\n

Vi\u1ec7c n\u1ed9p nhi\u1ec1u \u0111\u01a1n xin t\u00edn d\u1ee5ng s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn qu\u00e1 tr\u00ecnh ph\u00ea duy\u1ec7t.<\/h3>\n

Vi\u1ec7c \u0111\u0103ng k\u00fd nhi\u1ec1u s\u1ea3n ph\u1ea9m t\u00edn d\u1ee5ng c\u00f9ng l\u00fac s\u1ebd g\u00e2y ra r\u1ee7i ro. M\u1ed7i \u0111\u01a1n \u0111\u0103ng k\u00fd \u0111\u1ec1u t\u1ea1o ra c\u00e1c y\u00eau c\u1ea7u ki\u1ec3m tra t\u00edn d\u1ee5ng c\u1ee7a SCHUFA, l\u00e0m gi\u1ea3m \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ea1m th\u1eddi. H\u00e3y gi\u00e3n c\u00e1ch th\u1eddi gian gi\u1eefa c\u00e1c l\u1ea7n \u0111\u0103ng k\u00fd t\u00edn d\u1ee5ng v\u00e0i th\u00e1ng \u0111\u1ec3 gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn vi\u1ec7c \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng.<\/p>\n

Vi\u1ec7c \u0111\u00f3ng c\u00e1c t\u00e0i kho\u1ea3n c\u0169 l\u00e0m gi\u1ea3m t\u1ed5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng kh\u1ea3 d\u1ee5ng v\u00e0 t\u0103ng t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng. H\u00e3y duy tr\u00ec c\u00e1c m\u1ed1i quan h\u1ec7 t\u00edn d\u1ee5ng hi\u1ec7n c\u00f3 ngay c\u1ea3 khi s\u1eed d\u1ee5ng \u00edt. Th\u1eddi gian m\u1edf t\u00e0i kho\u1ea3n c\u00f3 t\u00e1c \u0111\u1ed9ng t\u00edch c\u1ef1c \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 th\u1ec3 hi\u1ec7n tr\u00e1ch nhi\u1ec7m t\u00e0i ch\u00ednh l\u00e2u d\u00e0i v\u1edbi c\u00e1c nh\u00e0 cho vay ti\u1ec1m n\u0103ng.<\/p>\n

T\u1ed1i \u01b0u h\u00f3a \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u1ec3 c\u00f3 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ed1t h\u01a1n<\/h2>\n

Th\u01b0\u1eddng xuy\u00ean ki\u1ec3m tra b\u00e1o c\u00e1o SCHUFA gi\u00fap b\u1ea1n ph\u00e1t hi\u1ec7n c\u00e1c l\u1ed7i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh t\u00edn d\u1ee5ng. H\u00e3y khi\u1ebfu n\u1ea1i ngay l\u1eadp t\u1ee9c th\u00f4ng tin kh\u00f4ng ch\u00ednh x\u00e1c th\u00f4ng qua c\u00e1c k\u00eanh ch\u00ednh th\u1ee9c. Vi\u1ec7c s\u1eeda ch\u1eefa c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 m\u1edf ra c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng cao h\u01a1n \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh.<\/p>\n

\u0110a d\u1ea1ng h\u00f3a c\u00e1c lo\u1ea1i t\u00edn d\u1ee5ng gi\u00fap c\u1ee7ng c\u1ed1 h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng t\u1ed5ng th\u1ec3. K\u1ebft h\u1ee3p c\u00e1c kho\u1ea3n vay tr\u1ea3 g\u00f3p v\u1edbi t\u00edn d\u1ee5ng quay v\u00f2ng th\u1ec3 hi\u1ec7n kinh nghi\u1ec7m qu\u1ea3n l\u00fd c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh kh\u00e1c nhau. Tuy nhi\u00ean, ch\u1ec9 n\u00ean vay th\u00eam t\u00edn d\u1ee5ng khi th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft, kh\u00f4ng ph\u1ea3i ch\u1ec9 \u0111\u1ec3 thao t\u00fang \u0111i\u1ec3m t\u00edn d\u1ee5ng.<\/p>\n

X\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 ng\u00e2n h\u00e0ng l\u00e2u d\u00e0i<\/h3>\n

T\u0103ng s\u1ed1 d\u01b0 ti\u1ebft ki\u1ec7m v\u1edbi DKB s\u1ebd c\u1ea3i thi\u1ec7n \u0111\u00e1nh gi\u00e1 t\u00edn d\u1ee5ng n\u1ed9i b\u1ed9. Ti\u1ec1n g\u1eedi cao h\u01a1n th\u1ec3 hi\u1ec7n s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 mang l\u1ea1i s\u1ef1 an t\u00e2m cho ng\u00e2n h\u00e0ng. H\u00e3y c\u00e2n nh\u1eafc chuy\u1ec3n ti\u1ec1n d\u1ef1 ph\u00f2ng ho\u1eb7c chuy\u1ec3n thu nh\u1eadp th\u01b0\u1eddng xuy\u00ean qua t\u00e0i kho\u1ea3n DKB Cash \u0111\u1ec3 h\u01b0\u1edfng c\u00e1c \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft.<\/p>\n

Vi\u1ec7c t\u00edch c\u1ef1c s\u1eed d\u1ee5ng nhi\u1ec1u s\u1ea3n ph\u1ea9m c\u1ee7a DKB t\u1ea1o d\u1ef1ng m\u1ed1i quan h\u1ec7 ng\u00e2n h\u00e0ng to\u00e0n di\u1ec7n. K\u1ebft h\u1ee3p t\u00e0i kho\u1ea3n thanh to\u00e1n, ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 th\u1ec3 hi\u1ec7n s\u1ef1 cam k\u1ebft. C\u00e1c ng\u00e2n h\u00e0ng s\u1ebd th\u01b0\u1edfng cho kh\u00e1ch h\u00e0ng trung th\u00e0nh b\u1eb1ng nh\u1eefng \u01b0u \u0111\u00e3i \u0111\u1eb7c bi\u1ec7t, bao g\u1ed3m h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng cao h\u01a1n v\u00e0 l\u00e3i su\u1ea5t t\u1ed1t h\u01a1n cho nhi\u1ec1u s\u1ea3n ph\u1ea9m kh\u00e1c nhau.<\/p>\n

Khi n\u00e0o n\u00ean t\u00ecm ki\u1ebfm t\u01b0 v\u1ea5n t\u00edn d\u1ee5ng chuy\u00ean nghi\u1ec7p?<\/h2>\n

Vi\u1ec7c li\u00ean t\u1ee5c b\u1ecb t\u1eeb ch\u1ed1i \u0111\u01a1n xin vay c\u1ea7n \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n t\u00edn d\u1ee5ng chuy\u00ean nghi\u1ec7p. C\u00e1c c\u01a1 quan b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ee7a \u0110\u1ee9c cung c\u1ea5p t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed v\u1ec1 vi\u1ec7c c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng. C\u00e1c t\u1ed5 ch\u1ee9c n\u00e0y gi\u00fap x\u00e1c \u0111\u1ecbnh c\u00e1c v\u1ea5n \u0111\u1ec1 c\u1ee5 th\u1ec3 c\u1ea3n tr\u1edf vi\u1ec7c ph\u00ea duy\u1ec7t v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch c\u1ea3i thi\u1ec7n kh\u1ea3 thi.<\/p>\n

Nh\u1eefng t\u00ecnh hu\u1ed1ng t\u00e0i ch\u00ednh ph\u1ee9c t\u1ea1p s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft t\u1ed1t h\u01a1n n\u1ebfu c\u00f3 s\u1ef1 h\u01b0\u1edbng d\u1eabn c\u1ee7a chuy\u00ean gia tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n. Thu nh\u1eadp t\u1eeb t\u1ef1 kinh doanh, t\u00ecnh tr\u1ea1ng nh\u1eadp c\u01b0 g\u1ea7n \u0111\u00e2y ho\u1eb7c l\u1ecbch s\u1eed ph\u00e1 s\u1ea3n \u0111\u00f2i h\u1ecfi s\u1ef1 chu\u1ea9n b\u1ecb chi\u1ebfn l\u01b0\u1ee3c. C\u00e1c c\u1ed1 v\u1ea5n chuy\u00ean nghi\u1ec7p s\u1ebd gi\u00fap b\u1ea1n v\u01b0\u1ee3t qua nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3, t\u0103ng kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn th\u00f4ng qua vi\u1ec7c l\u1eadp h\u1ed3 s\u01a1 \u0111\u00fang c\u00e1ch v\u00e0 chi\u1ebfn l\u01b0\u1ee3c v\u1ec1 th\u1eddi \u0111i\u1ec3m.<\/p>\n

K\u1ebft lu\u1eadn: T\u1ed1i \u0111a h\u00f3a ti\u1ec1m n\u0103ng c\u1ee7a th\u1ebb Visa DKB c\u1ee7a b\u1ea1n<\/h2>\n

Th\u1ebb t\u00edn d\u1ee5ng DKB Visa mang l\u1ea1i gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i v\u1edbi m\u1ee9c ph\u00ed b\u1eb1ng 0 v\u00e0 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi. \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p th\u1ebb l\u00e0 ph\u1ea3i c\u01b0 tr\u00fa t\u1ea1i \u0110\u1ee9c, c\u00f3 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng SCHUFA t\u1ed1t. Vi\u1ec7c chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c, bao g\u1ed3m c\u1ea3 gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp v\u00e0 th\u1eddi \u0111i\u1ec3m n\u1ed9p h\u1ed3 s\u01a1, s\u1ebd gi\u00fap t\u0103ng \u0111\u00e1ng k\u1ec3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho kh\u00e1ch h\u00e0ng m\u1edbi.<\/p>\n

Vi\u1ec7c t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng \u0111\u00f2i h\u1ecfi s\u1eed d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m v\u00e0 \u0111\u1ec1u \u0111\u1eb7n trong th\u1eddi gian d\u00e0i. Duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng th\u1ea5p, thanh to\u00e1n tr\u01b0\u1edbc h\u1ea1n v\u00e0 gi\u1eef cho t\u00e0i kho\u1ea3n ho\u1ea1t \u0111\u1ed9ng b\u1eb1ng c\u00e1c giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean. B\u00e1o c\u00e1o thu nh\u1eadp t\u0103ng v\u00e0 y\u00eau c\u1ea7u xem x\u00e9t l\u1ea1i h\u1ea1n m\u1ee9c sau khi thi\u1ebft l\u1eadp \u0111\u01b0\u1ee3c l\u1ecbch s\u1eed thanh to\u00e1n ho\u00e0n h\u1ea3o trong s\u00e1u th\u00e1ng v\u1edbi DKB.<\/p>\n

Th\u1ebb n\u00e0y ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nh\u1eefng ng\u01b0\u1eddi chi ti\u00eau c\u00f3 k\u1ef7 lu\u1eadt v\u00e0 thanh to\u00e1n to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 h\u00e0ng th\u00e1ng. Tr\u00e1nh \u0111\u1ec3 l\u1ea1i d\u01b0 n\u1ee3 t\u00edch l\u0169y l\u00e3i su\u1ea5t, v\u00ec l\u00e3i su\u1ea5t h\u00e0ng n\u0103m (APR) s\u1ebd l\u00e0m gi\u1ea3m l\u1ee3i th\u1ebf mi\u1ec5n ph\u00ed. S\u1eed d\u1ee5ng th\u1ebb m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c cho du l\u1ecbch qu\u1ed1c t\u1ebf v\u00e0 mua s\u1eafm h\u00e0ng ng\u00e0y, coi n\u00f3 nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 thanh to\u00e1n ti\u1ec7n l\u1ee3i h\u01a1n l\u00e0 m\u1ed9t ngu\u1ed3n vay \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c th\u00e0nh c\u00f4ng t\u00e0i ch\u00ednh b\u1ec1n v\u1eefng.<\/p>","protected":false},"excerpt":{"rendered":"

The DKB Visa Card stands out as Germany’s leading free credit card, offering worldwide acceptance without foreign transaction fees. This […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-738","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/comments?post=738"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/738\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media?parent=738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/categories?post=738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/tags?post=738"}],"curies":[{"name":"trang web","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}