{"id":743,"date":"2026-03-16T15:34:42","date_gmt":"2026-03-16T15:34:42","guid":{"rendered":"https:\/\/likapk.com\/chase-sapphire-preferred-card-how-to-qualify-and-maximize-rewards\/743\/"},"modified":"2026-03-16T15:34:42","modified_gmt":"2026-03-16T15:34:42","slug":"chase-sapphire-preferred-card-how-to-qualify-and-maximize-rewards","status":"publish","type":"post","link":"https:\/\/likapk.com\/vi\/chase-sapphire-preferred-card-how-to-qualify-and-maximize-rewards\/743\/","title":{"rendered":"Th\u1ebb t\u00edn d\u1ee5ng Chase Sapphire Preferred: C\u00e1ch th\u1ee9c \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u00e0 t\u1ed1i \u0111a h\u00f3a ph\u1ea7n th\u01b0\u1edfng"},"content":{"rendered":"

C\u00e1i Th\u1ebb Chase Sapphire Preferred<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1i t\u00ean ph\u1ed5 bi\u1ebfn nh\u1ea5t. th\u1ebb t\u00edn d\u1ee5ng t\u00edch \u0111i\u1ec3m du l\u1ecbch<\/a> T\u1ea1i Hoa K\u1ef3, th\u1ebb n\u00e0y cung c\u1ea5p t\u1ef7 l\u1ec7 t\u00edch \u0111i\u1ec3m v\u01b0\u1ee3t tr\u1ed9i, c\u00e1c t\u00f9y ch\u1ecdn quy \u0111\u1ed5i linh ho\u1ea1t v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i du l\u1ecbch gi\u00e1 tr\u1ecb, ph\u00f9 h\u1ee3p v\u1edbi c\u1ea3 nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch v\u00e0 nh\u1eefng ng\u01b0\u1eddi chi ti\u00eau h\u00e0ng ng\u00e0y.<\/p>\n

Chase thi\u1ebft k\u1ebf th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p n\u00e0y d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ed1t \u0111\u1ebfn xu\u1ea5t s\u1eafc. Hi\u1ec3u r\u00f5 c\u00e1c y\u00eau c\u1ea7u \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u00e0 c\u1ea5u tr\u00fac ph\u1ea7n th\u01b0\u1edfng gi\u00fap ch\u1ee7 th\u1ebb t\u1ed1i \u0111a h\u00f3a l\u1ee3i \u00edch v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb \u0111\u00e1ng k\u1ec3 t\u1eeb th\u00f3i quen chi ti\u00eau c\u1ee7a m\u00ecnh.<\/p>\n

Y\u00eau c\u1ea7u t\u00edn ch\u1ec9 v\u00e0 ti\u00eau chu\u1ea9n tr\u00ecnh \u0111\u1ed9<\/h2>\n

Th\u00f4ng th\u01b0\u1eddng, Chase s\u1ebd ch\u1ea5p thu\u1eadn nh\u1eefng ng\u01b0\u1eddi c\u00f3 \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1eeb 700 tr\u1edf l\u00ean cho th\u1ebb Sapphire Preferred. Ng\u00e2n h\u00e0ng s\u1ebd \u0111\u00e1nh gi\u00e1... \u0110i\u1ec3m FICO<\/strong>, L\u1ecbch s\u1eed thanh to\u00e1n v\u00e0 kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng t\u1ed5ng th\u1ec3 trong qu\u00e1 tr\u00ecnh n\u1ed9p \u0111\u01a1n.<\/p>\n

M\u1ee9c thu nh\u1eadp c\u1ee7a b\u1ea1n \u0111\u00f3ng vai tr\u00f2 r\u1ea5t quan tr\u1ecdng khi \u0111\u0103ng k\u00fd th\u1ebb n\u00e0y. Chase xem x\u00e9t thu nh\u1eadp h\u00e0ng n\u0103m, s\u1ef1 \u1ed5n \u0111\u1ecbnh vi\u1ec7c l\u00e0m v\u00e0 c\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng v\u00e0 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ph\u00f9 h\u1ee3p c\u1ee7a b\u1ea1n.<\/p>\n

Hi\u1ec3u r\u00f5 quy t\u1eafc 5\/24 c\u1ee7a Chase<\/h2>\n

Quy t\u1eafc 5\/24 l\u00e0 ti\u00eau ch\u00ed ph\u00ea duy\u1ec7t quan tr\u1ecdng nh\u1ea5t c\u1ee7a Chase. Ch\u00ednh s\u00e1ch n\u00e0y t\u1ef1 \u0111\u1ed9ng t\u1eeb ch\u1ed1i nh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 m\u1edf n\u0103m th\u1ebb t\u00edn d\u1ee5ng tr\u1edf l\u00ean t\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng trong v\u00f2ng 24 th\u00e1ng qua.<\/p>\n

Th\u00f4ng th\u01b0\u1eddng, danh thi\u1ebfp kinh doanh kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o ng\u01b0\u1ee1ng 5\/24. Tuy nhi\u00ean, c\u00e1c t\u00e0i kho\u1ea3n ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n t\u00f9y thu\u1ed9c v\u00e0o c\u00e1ch c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng b\u00e1o c\u00e1o ch\u00fang tr\u00ean b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/p>\n

Th\u1eddi \u0111i\u1ec3m \u1ee9ng d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c<\/h2>\n

N\u1ed9p \u0111\u01a1n xin Th\u1ebb t\u00edn d\u1ee5ng Chase Sapphire Preferred<\/a> N\u00ean ph\u00f9 h\u1ee3p v\u1edbi chi\u1ebfn l\u01b0\u1ee3c thu h\u00fat th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n. H\u00e3y c\u00e2n nh\u1eafc th\u1ebb n\u00e0y ngay t\u1eeb \u0111\u1ea7u h\u00e0nh tr\u00ecnh t\u00edch \u0111i\u1ec3m th\u01b0\u1edfng c\u1ee7a b\u1ea1n tr\u01b0\u1edbc khi \u0111\u1ea1t \u0111\u1ebfn gi\u1edbi h\u1ea1n 5\/24.<\/p>\n

H\u00e3y \u0111\u1ee3i \u00edt nh\u1ea5t ba th\u00e1ng gi\u1eefa c\u00e1c l\u1ea7n n\u1ed9p \u0111\u01a1n xin vay t\u00edn d\u1ee5ng v\u1edbi Chase \u0111\u1ec3 tr\u00e1nh b\u1ecb coi l\u00e0 ng\u01b0\u1eddi \u0111ang "c\u1ea7n t\u00edn d\u1ee5ng g\u1ea5p". Nhi\u1ec1u l\u1ea7n n\u1ed9p \u0111\u01a1n trong th\u1eddi gian ng\u1eafn s\u1ebd d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i t\u1ef1 \u0111\u1ed9ng v\u00e0 l\u00e0m gi\u1ea3m \u0111\u00e1ng k\u1ec3 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn.<\/p>\n

C\u01a1 h\u1ed9i nh\u1eadn ti\u1ec1n th\u01b0\u1edfng ch\u00e0o m\u1eebng<\/h2>\n

Th\u1ebb Chase Sapphire Preferred th\u01b0\u1eddng xuy\u00ean cung c\u1ea5p c\u00e1c ph\u1ea7n th\u01b0\u1edfng ch\u00e0o m\u1eebng h\u1ea5p d\u1eabn, t\u1eeb 60.000 \u0111\u1ebfn 80.000 \u0111i\u1ec3m Ultimate Rewards. \u0110\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c ph\u1ea7n th\u01b0\u1edfng n\u00e0y, b\u1ea1n c\u1ea7n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c chi ti\u00eau t\u1ed1i thi\u1ec3u trong v\u00f2ng ba th\u00e1ng \u0111\u1ea7u ti\u00ean sau khi m\u1edf t\u00e0i kho\u1ea3n.<\/p>\n

L\u00ean k\u1ebf ho\u1ea1ch cho c\u00e1c kho\u1ea3n mua s\u1eafm l\u1edbn xung quanh ng\u00e0y n\u1ed9p \u0111\u01a1n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u chi ti\u00eau m\u1ed9t c\u00e1ch t\u1ef1 nhi\u00ean. Tr\u00e1nh c\u00e1c th\u1ee7 \u0111o\u1ea1n chi ti\u00eau gi\u1ea3 t\u1ea1o ho\u1eb7c \u1ee9ng ti\u1ec1n m\u1eb7t vi ph\u1ea1m c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n, \u0111\u1ed3ng th\u1eddi c\u00f3 nguy c\u01a1 d\u1eabn \u0111\u1ebfn vi\u1ec7c \u0111\u00f3ng t\u00e0i kho\u1ea3n.<\/p>\n

C\u1ea5u tr\u00fac t\u1ef7 l\u1ec7 thu nh\u1eadp<\/h2>\n

Th\u1ebb n\u00e0y t\u00edch l\u0169y 5x \u0111i\u1ec3m cho c\u00e1c \u0111\u1eb7t ch\u1ed7 qua Chase Travel Portal, gi\u00fap n\u00f3 c\u1ea1nh tranh v\u1edbi c\u00e1c th\u1ebb du l\u1ecbch cao c\u1ea5p. T\u1ef7 l\u1ec7 t\u00edch \u0111i\u1ec3m 3x \u00e1p d\u1ee5ng cho \u0103n u\u1ed1ng, m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 ph\u00e1t tr\u1ef1c tuy\u1ebfn v\u00e0 mua h\u00e0ng t\u1ea1p h\u00f3a tr\u1ef1c tuy\u1ebfn (kh\u00f4ng bao g\u1ed3m Target v\u00e0 Walmart).<\/p>\n

T\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch mua kh\u00e1c \u0111\u1ec1u \u0111\u01b0\u1ee3c t\u00edch 1 \u0111i\u1ec3m cho m\u1ed7i \u0111\u00f4 la chi ti\u00eau. T\u1ef7 l\u1ec7 t\u00edch \u0111i\u1ec3m c\u01a1 b\u1ea3n n\u00e0y th\u1ea5p h\u01a1n so v\u1edbi c\u00e1c th\u1ebb ho\u00e0n ti\u1ec1n chuy\u00ean d\u1ee5ng nh\u01b0ng v\u1eabn duy tr\u00ec gi\u00e1 tr\u1ecb th\u00f4ng qua c\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m Ultimate Rewards v\u00e0 c\u00e1c t\u00f9y ch\u1ecdn quy \u0111\u1ed5i n\u00e2ng cao.<\/p>\n

T\u1ed1i \u0111a h\u00f3a vi\u1ec7c t\u00edch l\u0169y \u0111i\u1ec3m<\/h2>\n

H\u00e3y t\u1eadp trung chi ti\u00eau cho \u0103n u\u1ed1ng v\u00e0 du l\u1ecbch b\u1eb1ng th\u1ebb Sapphire Preferred \u0111\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c h\u1ea1ng m\u1ee5c th\u01b0\u1edfng. K\u1ebft h\u1ee3p th\u1ebb n\u00e0y v\u1edbi... Chase Freedom Flex<\/strong> Ho\u1eb7c Freedom Unlimited t\u1ea1o ra m\u1ed9t h\u1ec7 sinh th\u00e1i ki\u1ebfm ti\u1ec1n m\u1ea1nh m\u1ebd.<\/p>\n

Chuy\u1ec3n \u0111i\u1ec3m t\u1eeb th\u1ebb Chase Freedom sang t\u00e0i kho\u1ea3n Sapphire Preferred c\u1ee7a b\u1ea1n. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y k\u1ebft h\u1ee3p ch\u01b0\u01a1ng tr\u00ecnh t\u00edch \u0111i\u1ec3m th\u01b0\u1edfng theo danh m\u1ee5c lu\u00e2n chuy\u1ec3n 5% v\u1edbi c\u00e1c t\u00f9y ch\u1ecdn quy \u0111\u1ed5i \u0111i\u1ec3m cao c\u1ea5p ch\u1ec9 c\u00f3 tr\u00ean c\u00e1c th\u1ebb mang th\u01b0\u01a1ng hi\u1ec7u Sapphire.<\/p>\n

\u01afu \u0111i\u1ec3m c\u1ee7a \u0111\u1ed1i t\u00e1c chuy\u1ec3n tr\u01b0\u1eddng<\/h2>\n

Ch\u01b0\u01a1ng tr\u00ecnh Chase Ultimate Rewards h\u1ee3p t\u00e1c v\u1edbi 14 ch\u01b0\u01a1ng tr\u00ecnh kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft c\u1ee7a c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng v\u00e0 kh\u00e1ch s\u1ea1n. Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m sang c\u00e1c \u0111\u1ed1i t\u00e1c nh\u01b0 Hyatt, United ho\u1eb7c Southwest th\u01b0\u1eddng mang l\u1ea1i gi\u00e1 tr\u1ecb quy \u0111\u1ed5i v\u01b0\u1ee3t qu\u00e1 2 cent m\u1ed7i \u0111i\u1ec3m.<\/p>\n

H\u00e3y nghi\u00ean c\u1ee9u t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i v\u00e0 b\u1ea3ng \u0111i\u1ec3m th\u01b0\u1edfng tr\u01b0\u1edbc khi chuy\u1ec3n \u0111i\u1ec3m sang c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u0111\u1ed1i t\u00e1c. H\u1ea7u h\u1ebft c\u00e1c giao d\u1ecbch chuy\u1ec3n \u0111\u1ed5i di\u1ec5n ra theo t\u1ef7 l\u1ec7 1:1, nh\u01b0ng m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u00e1c cung c\u1ea5p c\u00e1c ph\u1ea7n th\u01b0\u1edfng khuy\u1ebfn m\u00e3i trong nh\u1eefng kho\u1ea3ng th\u1eddi gian c\u1ee5 th\u1ec3 trong n\u0103m.<\/p>\n

\u0110\u1ed5i \u0111i\u1ec3m th\u01b0\u1edfng qua C\u1ed5ng th\u00f4ng tin du l\u1ecbch Chase<\/h2>\n

Th\u1ebb Sapphire Preferred cung c\u1ea5p gi\u00e1 tr\u1ecb th\u01b0\u1edfng 25% khi quy \u0111\u1ed5i \u0111i\u1ec3m th\u00f4ng qua C\u1ed5ng Du l\u1ecbch Chase. \u0110i\u1ec1u n\u00e0y t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi vi\u1ec7c quy \u0111\u1ed5i \u0111i\u1ec3m th\u00e0nh 1,25 cent cho c\u00e1c chuy\u1ebfn bay, kh\u00e1ch s\u1ea1n, thu\u00ea xe v\u00e0 c\u00e1c g\u00f3i du l\u1ecbch.<\/p>\n

Vi\u1ec7c \u0111\u1ed5i \u0111i\u1ec3m th\u01b0\u1edfng qua c\u1ed5ng th\u00f4ng tin hi\u1ec7u qu\u1ea3 nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c chuy\u1ebfn bay n\u1ed9i \u0111\u1ecba v\u00e0 \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n khi c\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m th\u01b0\u1edfng kh\u00f4ng c\u00f3 s\u1eb5n. H\u00e3y so s\u00e1nh gi\u00e1 tr\u00ean c\u1ed5ng th\u00f4ng tin v\u1edbi gi\u00e1 \u0111\u1eb7t tr\u1ef1c ti\u1ebfp v\u00e0 \u0111i\u1ec3m th\u01b0\u1edfng t\u1eeb c\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ed5i \u0111i\u1ec3m t\u1ed1i \u01b0u.<\/p>\n

Chi\u1ebfn l\u01b0\u1ee3c t\u1ed1i \u01b0u h\u00f3a h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/h2>\n

Chase \u1ea5n \u0111\u1ecbnh h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ban \u0111\u1ea7u d\u1ef1a tr\u00ean thu nh\u1eadp, l\u1ecbch s\u1eed t\u00edn d\u1ee5ng v\u00e0 c\u00e1c m\u1ed1i quan h\u1ec7 hi\u1ec7n c\u00f3 v\u1edbi Chase. Ch\u1ee7 th\u1ebb m\u1edbi th\u01b0\u1eddng nh\u1eadn \u0111\u01b0\u1ee3c h\u1ea1n m\u1ee9c t\u1eeb $5,000 \u0111\u1ebfn $25,000 t\u00f9y thu\u1ed9c v\u00e0o h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd.<\/p>\n

Y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng sau s\u00e1u th\u00e1ng s\u1eed d\u1ee5ng th\u1ebb c\u00f3 tr\u00e1ch nhi\u1ec7m. Chase s\u1ebd \u0111\u00e1nh gi\u00e1 l\u1ecbch s\u1eed thanh to\u00e1n, m\u1ee9c \u0111\u1ed9 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n v\u00e0 s\u1ef1 thay \u0111\u1ed5i thu nh\u1eadp khi x\u1eed l\u00fd c\u00e1c y\u00eau c\u1ea7u n\u00e0y th\u00f4ng qua h\u1ec7 th\u1ed1ng tr\u1ef1c tuy\u1ebfn c\u1ee7a h\u1ecd.<\/p>\n

T\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/h2>\n

Duy tr\u00ec s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng<\/strong> Duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng d\u01b0\u1edbi 30% tr\u00ean t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n \u0111\u1ec3 ch\u1ee9ng minh vi\u1ec7c qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m. T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p h\u01a1n cho th\u1ea5y s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 t\u0103ng kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn t\u0103ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

Chia nh\u1ecf kho\u1ea3n thanh to\u00e1n th\u00e0nh nhi\u1ec1u l\u1ea7n trong m\u1ed7i chu k\u1ef3 thanh to\u00e1n \u0111\u1ec3 gi\u1eef s\u1ed1 d\u01b0 \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o \u1edf m\u1ee9c th\u1ea5p. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y \u0111\u1eb7c bi\u1ec7t c\u00f3 l\u1ee3i cho nh\u1eefng ch\u1ee7 th\u1ebb c\u00f3 h\u1ea1n m\u1ee9c ban \u0111\u1ea7u th\u1ea5p, nh\u1eefng ng\u01b0\u1eddi c\u1ea7n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch mua l\u1edbn m\u00e0 kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 ng\u01b0\u1ee1ng s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng.<\/p>\n

Th\u1eddi gian thanh to\u00e1n v\u00e0 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn t\u00edn d\u1ee5ng<\/h2>\n

Chase b\u00e1o c\u00e1o th\u00f4ng tin t\u00e0i kho\u1ea3n cho c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng h\u00e0ng th\u00e1ng, th\u01b0\u1eddng l\u00e0 v\u00e0o kho\u1ea3ng ng\u00e0y k\u1ebft th\u00fac k\u1ef3 sao k\u00ea. Vi\u1ec7c thanh to\u00e1n b\u1edbt d\u01b0 n\u1ee3 tr\u01b0\u1edbc ng\u00e0y k\u1ebft th\u00fac k\u1ef3 sao k\u00ea s\u1ebd l\u00e0m gi\u1ea3m t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o v\u00e0 t\u00e1c \u0111\u1ed9ng t\u00edch c\u1ef1c \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/p>\n

Thi\u1ebft l\u1eadp thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng \u00edt nh\u1ea5t cho s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o l\u1ecbch s\u1eed thanh to\u00e1n ho\u00e0n h\u1ea3o. C\u00e2n nh\u1eafc thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 d\u01b0 sao k\u00ea hai l\u1ea7n m\u1ed7i th\u00e1ng \u0111\u1ec3 duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p \u1ed5n \u0111\u1ecbnh.<\/p>\n

Ph\u00e2n t\u00edch gi\u00e1 tr\u1ecb ph\u00ed th\u01b0\u1eddng ni\u00ean<\/h2>\n

Ph\u00ed th\u01b0\u1eddng ni\u00ean $95 s\u1ebd tr\u1edf n\u00ean \u0111\u00e1ng gi\u00e1 khi b\u1ea1n t\u1eadn d\u1ee5ng t\u1ed1i \u0111a c\u00e1c h\u1ea1ng m\u1ee5c t\u00edch \u0111i\u1ec3m v\u00e0 ph\u1ea7n th\u01b0\u1edfng quy \u0111\u1ed5i. Vi\u1ec7c t\u00edch l\u0169y 60.000 \u0111i\u1ec3m m\u1ed7i n\u0103m th\u00f4ng qua chi ti\u00eau chi\u1ebfn l\u01b0\u1ee3c d\u1ec5 d\u00e0ng b\u00f9 \u0111\u1eafp chi ph\u00ed n\u00e0y n\u1ebfu quy \u0111\u1ed5i \u0111\u00fang c\u00e1ch.<\/p>\n

H\u00e3y t\u00ednh to\u00e1n thu nh\u1eadp h\u00e0ng n\u0103m d\u1ef1 ki\u1ebfn c\u1ee7a b\u1ea1n d\u1ef1a tr\u00ean th\u00f3i quen chi ti\u00eau th\u00f4ng th\u01b0\u1eddng tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd. So s\u00e1nh th\u1ebb Sapphire Preferred v\u1edbi c\u00e1c l\u1ef1a ch\u1ecdn thay th\u1ebf kh\u00f4ng m\u1ea5t ph\u00ed th\u01b0\u1eddng ni\u00ean \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o th\u1ebb ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 th\u00f3i quen chi ti\u00eau c\u1ee7a b\u1ea1n.<\/p>\n

Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m du l\u1ecbch<\/h2>\n

Th\u1ebb n\u00e0y bao g\u1ed3m c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m du l\u1ecbch gi\u00e1 tr\u1ecb nh\u01b0 b\u1ea3o hi\u1ec3m h\u1ee7y chuy\u1ebfn \u0111i l\u00ean \u0111\u1ebfn 10.000 b\u1ea3ng Anh\/ng\u01b0\u1eddi. C\u00e1c quy\u1ec1n l\u1ee3i n\u00e0y s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t khi b\u1ea1n mua v\u00e9 du l\u1ecbch b\u1eb1ng th\u1ebb Sapphire Preferred c\u1ee7a m\u00ecnh.<\/p>\n

B\u1ea3o hi\u1ec3m ch\u1eadm tr\u1ec5 h\u00e0nh l\u00fd, b\u1ed3i ho\u00e0n h\u00e0nh l\u00fd th\u1ea5t l\u1ea1c v\u00e0 b\u1ea3o hi\u1ec3m gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i mang l\u1ea1i s\u1ef1 an t\u00e2m h\u01a1n. Vui l\u00f2ng xem l\u1ea1i c\u00e1c \u0111i\u1ec1u kho\u1ea3n quy\u1ec1n l\u1ee3i tr\u00ean trang web. Trang web c\u1ee7a Chase<\/a> \u0110\u1ec3 hi\u1ec3u r\u00f5 c\u00e1c gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/p>\n

B\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua<\/h2>\n

Ch\u1ebf \u0111\u1ed9 b\u1ea3o h\u00e0nh m\u1edf r\u1ed9ng b\u1ed5 sung th\u00eam m\u1ed9t n\u0103m b\u1ea3o h\u00e0nh c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t cho c\u00e1c s\u1ea3n ph\u1ea9m \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n mua. Quy\u1ec1n l\u1ee3i n\u00e0y bao g\u1ed3m c\u00e1c m\u1eb7t h\u00e0ng \u0111\u01b0\u1ee3c mua ho\u00e0n to\u00e0n b\u1eb1ng th\u1ebb Sapphire Preferred c\u1ee7a b\u1ea1n, t\u1ed1i \u0111a 10.000 USD cho m\u1ed7i l\u1ea7n y\u00eau c\u1ea7u b\u1ea3o h\u00e0nh.<\/p>\n

Ch\u1ebf \u0111\u1ed9 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua bao g\u1ed3m b\u1ea3o hi\u1ec3m cho c\u00e1c m\u1eb7t h\u00e0ng mua m\u1edbi ch\u1ed1ng l\u1ea1i h\u01b0 h\u1ecfng ho\u1eb7c m\u1ea5t c\u1eafp trong v\u00f2ng 120 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y mua. Nh\u1eefng l\u1ee3i \u00edch n\u00e0y t\u1ea1o n\u00ean s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa th\u1ebb t\u00edn d\u1ee5ng cao c\u1ea5p v\u00e0 th\u1ebb t\u00edn d\u1ee5ng th\u00f4ng th\u01b0\u1eddng, \u0111\u1ed3ng th\u1eddi mang l\u1ea1i gi\u00e1 tr\u1ecb \u0111\u00e1ng k\u1ec3 ngo\u00e0i vi\u1ec7c t\u00edch l\u0169y \u0111i\u1ec3m th\u01b0\u1edfng.<\/p>\n

Tr\u00e1nh nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p<\/h2>\n

\u0110\u1eebng bao gi\u1edd \u0111\u1ec3 l\u1ea1i d\u01b0 n\u1ee3 tr\u00ean th\u1ebb n\u00e0y v\u00ec l\u00e3i su\u1ea5t h\u00e0ng n\u0103m (APR) c\u1ee7a th\u1ebb thay \u0111\u1ed5i, hi\u1ec7n dao \u0111\u1ed9ng t\u1eeb 21,49% \u0111\u1ebfn 28,49%. Ph\u00ed l\u00e3i su\u1ea5t s\u1ebd nhanh ch\u00f3ng l\u00e0m m\u1ea5t \u0111i b\u1ea5t k\u1ef3 gi\u00e1 tr\u1ecb \u0111i\u1ec3m th\u01b0\u1edfng n\u00e0o b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c t\u1eeb chi ti\u00eau v\u00e0 c\u00e1c danh m\u1ee5c th\u01b0\u1edfng.<\/p>\n

Tr\u00e1nh ph\u00ed giao d\u1ecbch qu\u1ed1c t\u1ebf b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng th\u1ebb n\u00e0y cho c\u00e1c giao d\u1ecbch mua s\u1eafm qu\u1ed1c t\u1ebf. Th\u1ebb Sapphire Preferred kh\u00f4ng t\u00ednh ph\u00ed giao d\u1ecbch qu\u1ed1c t\u1ebf, l\u00fd t\u01b0\u1edfng cho du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i v\u00e0 mua s\u1eafm tr\u1ef1c tuy\u1ebfn qu\u1ed1c t\u1ebf.<\/p>\n

Theo d\u00f5i ho\u1ea1t \u0111\u1ed9ng t\u00e0i kho\u1ea3n<\/h2>\n

B\u1eadt th\u00f4ng b\u00e1o tr\u00ean \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng Chase \u0111\u1ec3 theo d\u00f5i chi ti\u00eau trong c\u00e1c danh m\u1ee5c th\u01b0\u1edfng. C\u1ea3nh b\u00e1o theo th\u1eddi gian th\u1ef1c gi\u00fap b\u1ea1n duy tr\u00ec ng\u00e2n s\u00e1ch trong khi t\u1ed1i \u0111a h\u00f3a vi\u1ec7c ki\u1ebfm \u0111\u01b0\u1ee3c ph\u1ea7n th\u01b0\u1edfng trong m\u1ed7i chu k\u1ef3 thanh to\u00e1n.<\/p>\n

Ki\u1ec3m tra s\u1ed1 d\u01b0 \u0111i\u1ec3m Ultimate Rewards c\u1ee7a b\u1ea1n h\u00e0ng th\u00e1ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c c\u01a1 h\u1ed9i \u0111\u1ed5i \u0111i\u1ec3m. \u0110i\u1ec3m kh\u00f4ng h\u1ebft h\u1ea1n mi\u1ec5n l\u00e0 t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n v\u1eabn ho\u1ea1t \u0111\u1ed9ng v\u00e0 \u1edf tr\u1ea1ng th\u00e1i t\u1ed1t v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng th\u01b0\u1eddng xuy\u00ean v\u00e0 thanh to\u00e1n \u0111\u00fang h\u1ea1n.<\/p>\n

T\u00f9y ch\u1ecdn n\u00e2ng c\u1ea5p v\u00e0 h\u1ea1 c\u1ea5p<\/h2>\n

Chase cho ph\u00e9p thay \u0111\u1ed5i s\u1ea3n ph\u1ea9m gi\u1eefa c\u00e1c th\u1ebb Sapphire sau m\u1ed9t n\u0103m s\u1edf h\u1eefu t\u00e0i kho\u1ea3n. N\u00e2ng c\u1ea5p l\u00ean th\u1ebb Sapphire Reserve ho\u1eb7c h\u1ea1 c\u1ea5p xu\u1ed1ng th\u1ebb Freedom cho ph\u00e9p b\u1ea1n \u0111i\u1ec1u ch\u1ec9nh d\u1ef1a tr\u00ean nhu c\u1ea7u thay \u0111\u1ed5i.<\/p>\n

Vi\u1ec7c thay \u0111\u1ed5i s\u1ea3n ph\u1ea9m gi\u00fap b\u1ea3o to\u00e0n l\u1ecbch s\u1eed t\u00e0i kho\u1ea3n v\u00e0 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n trong khi \u0111i\u1ec1u ch\u1ec9nh c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 ph\u00ed. S\u1ef1 linh ho\u1ea1t n\u00e0y gi\u00fap b\u1ea1n duy tr\u00ec l\u1ecbch s\u1eed t\u00edn d\u1ee5ng l\u00e2u d\u00e0i \u0111\u1ed3ng th\u1eddi th\u00edch \u1ee9ng v\u1edbi c\u00e1c giai \u0111o\u1ea1n kh\u00e1c nhau trong cu\u1ed9c s\u1ed1ng v\u00e0 th\u00f3i quen chi ti\u00eau.<\/p>\n

Ph\u1ea7n k\u1ebft lu\u1eadn<\/h2>\n

Th\u1ebb t\u00edn d\u1ee5ng Chase Sapphire Preferred mang l\u1ea1i gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng bi\u1ebft c\u00e1ch s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c c\u00e1c h\u1ea1ng m\u1ee5c th\u01b0\u1edfng v\u00e0 t\u00f9y ch\u1ecdn quy \u0111\u1ed5i \u0111i\u1ec3m. \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n l\u00e0 ph\u1ea3i c\u00f3 \u0111i\u1ec3m t\u00edn d\u1ee5ng t\u1ed1t, hi\u1ec3u r\u00f5 quy t\u1eafc 5\/24 v\u00e0 th\u1ec3 hi\u1ec7n h\u00e0nh vi t\u00edn d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m th\u00f4ng qua vi\u1ec7c thanh to\u00e1n \u0111\u1ec1u \u0111\u1eb7n v\u00e0 t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng th\u1ea5p.<\/p>\n

\u0110\u1ec3 t\u1ed1i \u0111a h\u00f3a ph\u1ea7n th\u01b0\u1edfng, b\u1ea1n n\u00ean t\u1eadp trung chi ti\u00eau cho \u0103n u\u1ed1ng v\u00e0 du l\u1ecbch b\u1eb1ng th\u1ebb n\u00e0y, t\u1eadn d\u1ee5ng c\u00e1c \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec3m \u0111\u1ec3 \u0111\u1ed5i l\u1ea5y ph\u1ea7n th\u01b0\u1edfng cao c\u1ea5p v\u00e0 s\u1eed d\u1ee5ng \u01b0u \u0111\u00e3i 25% c\u1ee7a Chase Travel Portal khi th\u00edch h\u1ee3p. Qu\u1ea3n l\u00fd h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng th\u00f4ng qua vi\u1ec7c s\u1eed d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m v\u00e0 y\u00eau c\u1ea7u t\u0103ng h\u1ea1n m\u1ee9c k\u1ecbp th\u1eddi \u0111\u1ea3m b\u1ea3o b\u1ea1n c\u00f3 th\u1ec3 x\u1eed l\u00fd c\u00e1c kho\u1ea3n mua s\u1eafm l\u1edbn trong khi v\u1eabn duy tr\u00ec t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng t\u00edn d\u1ee5ng t\u1ed1i \u01b0u, h\u1ed7 tr\u1ee3 s\u1ee9c kh\u1ecfe t\u00edn d\u1ee5ng l\u00e2u d\u00e0i v\u00e0 c\u00e1c c\u01a1 h\u1ed9i t\u00e0i ch\u00ednh trong t\u01b0\u01a1ng lai.<\/p>","protected":false},"excerpt":{"rendered":"

The Chase Sapphire Preferred Card stands as one of the most popular travel rewards credit cards in the United States. […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-743","post","type-post","status-publish","format-standard","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/comments?post=743"}],"version-history":[{"count":0,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/posts\/743\/revisions"}],"wp:attachment":[{"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/media?parent=743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/categories?post=743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/likapk.com\/vi\/wp-json\/wp\/v2\/tags?post=743"}],"curies":[{"name":"trang web","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}